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PMC FincorpBOM:534060 +0.60%38 PB Ratio is 0.64 as of Aug. 14, 2026, which is 12% below its 10-year median of 0.73. GuruFocus rates BOM:534060 with a GF Score™ of 38/100. The stock has 5 warning signs investors should review. Among 526 Credit Services companies, PMC Fincorp ranks better than 74.14% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-14), PMC Fincorp's share price is ₹1.67. PMC Fincorp's Book Value per Share for the quarter that ended in Mar. 2026 was ₹2.61. Hence, PMC Fincorp's PB Ratio of today is 0.64.
Good Sign:
PMC Fincorp Ltd stock PB Ratio (=0.65) is close to 5-year low of 0.6.
The historical rank and industry rank for PMC Fincorp's PB Ratio or its related term are showing as below:
BOM:534060'
s PB Ratio Range Over the Past 10 Years
Min: 0.13 Med: 0.73 Max: 3.43
Current: 0.64
During the past 13 years, PMC Fincorp's highest PB Ratio was 3.43. The lowest was 0.13. And the median was 0.73.
BOM:534060's PB Ratio is ranked better than 74.14% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs BOM:534060: 0.64
During the past 12 months, PMC Fincorp's average Book Value Per Share Growth Rate was 9.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 15.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PMC Fincorp was 29.00% per year. The lowest was -11.80% per year. And the median was 10.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PMC Fincorp PB Ratio Related Terms
PMC Fincorp PB Ratio Historical Data
* Premium members only.
The historical data trend for PMC Fincorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PMC Fincorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PMC Fincorp PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PMC Fincorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where PMC Fincorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
PMC Fincorp's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PMC Fincorp (BOM:534060) has a PB Ratio of 0.64 as of Aug. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PMC Fincorp and its competitors. This is 12% below median its historical median of 0.73. Over the past decade, PMC Fincorp's PB Ratio has ranged from 0.13 to 3.43. According to the industry distribution chart, PMC Fincorp ranks #136 out of 526 companies in the Credit Services industry, placing it in the top 25.9%.
Is PMC Fincorp's PB Ratio too high?
PMC Fincorp's current PB Ratio of 0.64 is 12% below median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 3.43. The Credit Services industry median PB Ratio is 1.06. PMC Fincorp's value of 0.64 is 39.6% below this industry median. Based on the distribution chart, PMC Fincorp ranks #136 out of 526 companies in the Credit Services industry, which is above the industry midpoint. Overall, PMC Fincorp has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does PMC Fincorp's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PMC Fincorp ranks #136 out of 526 companies for PB Ratio. This puts PMC Fincorp in the upper half of its industry. The industry median PB Ratio is 1.06. PMC Fincorp's value of 0.64 is 39.6% below this benchmark. Historically, PMC Fincorp's own PB Ratio has ranged from 0.13 to 3.43 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 1.06, PMC Fincorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PMC Fincorp's current PB Ratio of 0.64 is 39.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PMC Fincorp and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PMC Fincorp's current PB Ratio is 0.64, which is 12% below median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PMC Fincorp stock overvalued right now?
PMC Fincorp (BOM:534060) has a current PB Ratio of 0.64. The current PB Ratio is 0.64, which is 12% below median its 10-year median of 0.73 and 39.6% below the Credit Services industry median of 1.06. PMC Fincorp's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PMC Fincorp (BOM:534060), the current PB Ratio is 0.64 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PMC Fincorp Ltd is a non-banking finance company. It is engaged in financing business, trading in the shares, and investment activities. It offers Corporate and Personal Finance, Debt Syndication, Private Placement, Arranger, Distribution and Marketing of Financial Products, and Dealing and Investment in the Stock Market. The company generates the majority of its revenue from Interest Income.
38GF Score
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