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PMC FincorpBOM:534060 +1.80%37 5-Year Yield-on-Cost % is 0.60 as of Sep. 05, 2026, which is 13% above its 10-year median of 0.53. GuruFocus rates BOM:534060 with a GF Score™ of 37/100. The stock has 7 warning signs investors should review. Among 206 Credit Services companies, PMC Fincorp ranks worse than 85.44% on this metric.
PMC Fincorp's yield on cost for the quarter that ended in Jun. 2026 was 0.60.
The historical rank and industry rank for PMC Fincorp's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:534060'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.47 Med: 0.53 Max: 0.67
Current: 0.6
During the past 13 years, PMC Fincorp's highest Yield on Cost was 0.67. The lowest was 0.47. And the median was 0.53.
BOM:534060's 5-Year Yield-on-Cost % is ranked worse than 85.44% of 206
companies
in the Credit Services industry
Industry Median: 4.44
vs BOM:534060: 0.60
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PMC Fincorp 5-Year Yield-on-Cost % Related Terms
BOM:534060 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, PMC Fincorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PMC Fincorp 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PMC Fincorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PMC Fincorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of PMC Fincorp is calculated as
PMC Fincorp (BOM:534060) has a 5-Year Yield-on-Cost % of 0.60 as of Sep. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PMC Fincorp and its competitors. This is 13% above median its historical median of 0.53. Over the past decade, PMC Fincorp's 5-Year Yield-on-Cost % has ranged from 0.47 to 0.67. According to the industry distribution chart, PMC Fincorp ranks #176 out of 206 companies in the Credit Services industry, placing it in the top 85.4%.
Is PMC Fincorp's 5-Year Yield-on-Cost % too high?
PMC Fincorp's current 5-Year Yield-on-Cost % of 0.60 is 13% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 0.67. The Credit Services industry median 5-Year Yield-on-Cost % is 4.44. PMC Fincorp's value of 0.60 is 86.5% below this industry median. Based on the distribution chart, PMC Fincorp ranks #176 out of 206 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PMC Fincorp has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does PMC Fincorp's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, PMC Fincorp ranks #176 out of 206 companies for 5-Year Yield-on-Cost %. This places PMC Fincorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.44. PMC Fincorp's value of 0.60 is 86.5% below this benchmark. Historically, PMC Fincorp's own 5-Year Yield-on-Cost % has ranged from 0.47 to 0.67 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 4.44, PMC Fincorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.44, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PMC Fincorp's current 5-Year Yield-on-Cost % of 0.60 is 86.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PMC Fincorp and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PMC Fincorp's current 5-Year Yield-on-Cost % is 0.60, which is 13% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PMC Fincorp stock overvalued right now?
PMC Fincorp (BOM:534060) has a current 5-Year Yield-on-Cost % of 0.60. The current 5-Year Yield-on-Cost % is 0.60, which is 13% above median its 10-year median of 0.53 and 86.5% below the Credit Services industry median of 4.44. PMC Fincorp's overall GF Score™ is 37/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PMC Fincorp (BOM:534060), the current 5-Year Yield-on-Cost % is 0.60 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PMC Fincorp Ltd is a non-banking finance company. It is engaged in financing business, trading in the shares, and investment activities. It offers Corporate and Personal Finance, Debt Syndication, Private Placement, Arranger, Distribution and Marketing of Financial Products, and Dealing and Investment in the Stock Market. The company generates the majority of its revenue from Interest Income.
37GF Score
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