BCO Nordeste do Brasil (BSP:BNBR3) E10: R$23.23 (As of Jun. 2026)

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BSP:BNBR3 BCO Nordeste do Brasil SA BSP:BNBR3
61 GF Score
Price R$109.25
GF Value R$116.93
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is BCO Nordeste do Brasil E10?

BCO Nordeste do Brasil BSP:BNBR3 +2.10% 61 E10 is R$23.23 as of Jun. 2026. GuruFocus rates BSP:BNBR3 with a GF Score™ of 61/100 and a GF Value™ of R$116.93 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

BCO Nordeste do Brasil's adjusted earnings per share data for the three months ended in Jun. 2026 was R$5.769. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is R$23.23 for the trailing ten years ended in Jun. 2026.

During the past 12 months, BCO Nordeste do Brasil's average E10 Growth Rate was 15.30% per year. During the past 3 years, the average E10 Growth Rate was 14.80% per year. During the past 5 years, the average E10 Growth Rate was 14.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of BCO Nordeste do Brasil was 16.40% per year. The lowest was 12.40% per year. And the median was 14.80% per year.

As of today (2026-09-05), BCO Nordeste do Brasil's current stock price is R$109.25. BCO Nordeste do Brasil's E10 for the quarter that ended in Jun. 2026 was R$23.23. BCO Nordeste do Brasil's Shiller PE Ratio of today is 4.70.

During the past 13 years, the highest Shiller PE Ratio of BCO Nordeste do Brasil was 11.33. The lowest was 4.21. And the median was 5.59.


BCO Nordeste do Brasil  (BSP:BNBR3) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

BCO Nordeste do Brasil's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=109.25/23.23
=4.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of BCO Nordeste do Brasil was 11.33. The lowest was 4.21. And the median was 5.59.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


BCO Nordeste do Brasil E10 Related Terms


BCO Nordeste do Brasil E10 Historical Data

* Premium members only.

The historical data trend for BCO Nordeste do Brasil's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Nordeste do Brasil E10 Chart

BCO Nordeste do Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.04 14.42 16.79 18.51 21.84

BCO Nordeste do Brasil Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.15 20.86 21.84 22.61 23.23

BCO Nordeste do Brasil E10 Competitor Comparison

For the Banks - Regional subindustry, BCO Nordeste do Brasil's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Nordeste do Brasil Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BCO Nordeste do Brasil's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where BCO Nordeste do Brasil's Shiller PE Ratio falls into.


BSP:BNBR3
61GF Score
BCO Nordeste do Brasil SA BSP:BNBR3
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Nordeste do Brasil E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BCO Nordeste do Brasil's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5.769/177.5443*177.5443
=5.769

Current CPI (Jun. 2026) = 177.5443.

BCO Nordeste do Brasil Quarterly Data

per share eps CPI Adj_EPS
201609 -0.611 109.986 -0.986
201612 6.476 110.802 10.377
201703 -0.206 111.869 -0.327
201706 3.656 112.115 5.790
201709 1.948 112.777 3.067
201712 2.891 114.068 4.500
201803 1.266 114.868 1.957
201806 1.593 117.038 2.417
201809 2.454 117.881 3.696
201812 3.392 118.340 5.089
201903 3.352 120.124 4.954
201906 5.268 120.977 7.731
201909 4.043 121.292 5.918
201912 7.440 123.436 10.701
202003 3.794 124.092 5.428
202006 0.056 123.557 0.080
202009 3.535 125.095 5.017
202012 4.410 129.012 6.069
202103 4.358 131.660 5.877
202106 3.867 133.871 5.129
202109 2.212 137.913 2.848
202112 8.298 141.992 10.376
202203 4.734 146.537 5.736
202206 3.386 149.784 4.014
202209 6.659 147.800 7.999
202212 8.555 150.207 10.112
202303 5.820 153.352 6.738
202306 4.820 154.519 5.538
202309 6.961 155.464 7.950
202312 6.689 157.148 7.557
202403 5.800 159.372 6.461
202406 6.010 161.052 6.625
202409 4.010 162.342 4.386
202412 9.390 164.740 10.120
202503 3.460 168.102 3.654
202506 10.562 169.670 11.052
202509 6.670 170.739 6.936
202512 10.560 171.765 10.915
202603 4.940 175.066 5.010
202606 5.769 177.544 5.769

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of R$23.23 mean?
BCO Nordeste do Brasil (BSP:BNBR3) has a E10 of R$23.23 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BCO Nordeste do Brasil and its competitors.
Is BCO Nordeste do Brasil's E10 too high?
BCO Nordeste do Brasil's current E10 is R$23.23. Overall, BCO Nordeste do Brasil has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCO Nordeste do Brasil's E10 compare to competitors?
BCO Nordeste do Brasil's E10 of R$23.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BCO Nordeste do Brasil and its competitors. BCO Nordeste do Brasil's current E10 is R$23.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Nordeste do Brasil stock overvalued right now?
Based on GuruFocus' analysis, BCO Nordeste do Brasil (BSP:BNBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$116.93, compared to a current price of R$109.25 — trading 6.6% below its estimated fair value. The current E10 is R$23.23. BCO Nordeste do Brasil's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For BCO Nordeste do Brasil (BSP:BNBR3), the current E10 is R$23.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Nordeste do Brasil (BSP:BNBR3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Nordeste do Brasil stock appears to be undervalued. The current stock price of R$109.25 is trading 6.6% below its estimated GF Value™ of R$116.93. GuruFocus considers BCO Nordeste do Brasil to be Fairly Valued.

Key valuation signals for BSP:BNBR3:

  • E10: R$23.23
  • GF Value™: R$116.93 vs. price of R$109.25 (6.6% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the BSP:BNBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Nordeste do Brasil Business Description

Address Av Paranjana 5700 - Bloco A1/terreo, Fortaleza, CE, BRA, 60740000
BCO Nordeste do Brasil SA provides various financial products and services to economic and institutional agents, and private individuals. It provides current and checking accounts; credit card, personal credit, and overdraft services; and investments products, as well as car, life, residential, and lender insurance services. The company also provides financing programs, collection, reinvestment, capital market, foreign exchange and trade, microfinance, credit programs for the public sector, transfers and covenants, and payroll services.
61GF Score

Get the complete analysis for BSP:BNBR3

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$109.25
Price
R$116.93
GF Value