BCO Nordeste do Brasil (BSP:BNBR3) OCF Margin %: 111.33% (As of Mar. 2026) — 404% Above Median


BSP:BNBR3 BCO Nordeste do Brasil SA BSP:BNBR3
67 GF Score
Price R$106.01
GF Value R$116.86
Valuation Fairly Valued
! 2 Warning Signs
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What is BCO Nordeste do Brasil OCF Margin %?

BCO Nordeste do Brasil BSP:BNBR3 +0.58% 67 OCF Margin % is 111.33% as of Mar. 2026, which is 404% above its 10-year median of 22.07. GuruFocus rates BSP:BNBR3 with a GF Score™ of 67/100 and a GF Value™ of R$116.86 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,501 Banks companies, BCO Nordeste do Brasil ranks better than 51.83% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. BCO Nordeste do Brasil's Cash Flow from Operations for the three months ended in Mar. 2026 was R$3,968 Mil. BCO Nordeste do Brasil's Revenue for the three months ended in Mar. 2026 was R$3,564 Mil. Therefore, BCO Nordeste do Brasil's OCF Margin % for the quarter that ended in Mar. 2026 was 111.33%.

As of today, BCO Nordeste do Brasil's current OCF Yield % is 41.20%.

The historical rank and industry rank for BCO Nordeste do Brasil's OCF Margin % or its related term are showing as below:

BSP:BNBR3' s OCF Margin % Range Over the Past 10 Years
Min: -28.45   Med: 22.07   Max: 158.15
Current: 30.18


During the past 13 years, the highest OCF Margin % of BCO Nordeste do Brasil was 158.15%. The lowest was -28.45%. And the median was 22.07%.

BSP:BNBR3's OCF Margin % is ranked better than
51.83% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs BSP:BNBR3: 30.18


BCO Nordeste do Brasil OCF Margin % Related Terms


BCO Nordeste do Brasil OCF Margin % Historical Data

* Premium members only.

The historical data trend for BCO Nordeste do Brasil's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Nordeste do Brasil OCF Margin % Chart

BCO Nordeste do Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.45 29.05 35.29 15.08 3.64

BCO Nordeste do Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.89 60.68 -88.50 35.51 111.33

BCO Nordeste do Brasil OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, BCO Nordeste do Brasil's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Nordeste do Brasil OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, BCO Nordeste do Brasil's OCF Margin % distribution charts can be found below:

* The bar in red indicates where BCO Nordeste do Brasil's OCF Margin % falls into.


BSP:BNBR3
67GF Score
BCO Nordeste do Brasil SA BSP:BNBR3
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Nordeste do Brasil OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

BCO Nordeste do Brasil's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=502.869/13823.094
=3.64 %

BCO Nordeste do Brasil's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3968.493/3564.491
=111.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 111.33% mean?
BCO Nordeste do Brasil (BSP:BNBR3) has a OCF Margin % of 111.33% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BCO Nordeste do Brasil and its competitors. This is 404% above median its historical median of 22.07. According to the industry distribution chart, BCO Nordeste do Brasil ranks #723 out of 1501 companies in the Banks industry, placing it in the top 48.2%.
Is BCO Nordeste do Brasil's OCF Margin % too high?
BCO Nordeste do Brasil's current OCF Margin % of 111.33% is 404% above median its 10-year median of 22.07. The Banks industry median OCF Margin % is 29.44. BCO Nordeste do Brasil's value of 111.33% is 278.2% above this industry median. Based on the distribution chart, BCO Nordeste do Brasil ranks #723 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, BCO Nordeste do Brasil has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCO Nordeste do Brasil's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, BCO Nordeste do Brasil ranks #723 out of 1501 companies for OCF Margin %. This puts BCO Nordeste do Brasil in the upper half of its industry. The industry median OCF Margin % is 29.44. BCO Nordeste do Brasil's value of 111.33% is 278.2% above this benchmark. While the company's 10-year median is 22.07 vs. the industry median of 29.44, BCO Nordeste do Brasil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Nordeste do Brasil's current OCF Margin % of 111.33% is 278.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BCO Nordeste do Brasil and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Nordeste do Brasil's current OCF Margin % is 111.33%, which is 404% above median its own 10-year median of 22.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Nordeste do Brasil stock overvalued right now?
Based on GuruFocus' analysis, BCO Nordeste do Brasil (BSP:BNBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$116.86, compared to a current price of R$106.01 — trading 9.3% below its estimated fair value. The current OCF Margin % is 111.33%, which is 404% above median its 10-year median of 22.07 and 278.2% above the Banks industry median of 29.44. BCO Nordeste do Brasil's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BCO Nordeste do Brasil (BSP:BNBR3), the current OCF Margin % is 111.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Nordeste do Brasil (BSP:BNBR3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Nordeste do Brasil stock appears to be undervalued. The current stock price of R$106.01 is trading 9.3% below its estimated GF Value™ of R$116.86. GuruFocus considers BCO Nordeste do Brasil to be Fairly Valued.

Key valuation signals for BSP:BNBR3:

  • OCF Margin %: 111.33% (404% above median its 10-year median of 22.07)
  • GF Value™: R$116.86 vs. price of R$106.01 (9.3% below fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 278.2% above the Banks median (#723 of 1501)

No single metric tells the full story. See the BSP:BNBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Nordeste do Brasil Business Description

Address Av Paranjana 5700 - Bloco A1/terreo, Fortaleza, CE, BRA, 60740000
BCO Nordeste do Brasil SA provides various financial products and services to economic and institutional agents, and private individuals. It provides current and checking accounts; credit card, personal credit, and overdraft services; and investments products, as well as car, life, residential, and lender insurance services. The company also provides financing programs, collection, reinvestment, capital market, foreign exchange and trade, microfinance, credit programs for the public sector, transfers and covenants, and payroll services.
67GF Score

Get the complete analysis for BSP:BNBR3

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$106.01
Price
R$116.86
GF Value