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The historical rank and industry rank for BCO Nordeste do Brasil's Net Margin % or its related term are showing as below:
BSP:BNBR3'
s Net Margin % Range Over the Past 10 Years
Min: 11.61 Med: 19.39 Max: 23.03
Current: 22.75
BSP:BNBR3's Net Margin % is ranked worse than 63.61% of 1525
companies
in the Banks industry
Industry Median: 27.05
vs BSP:BNBR3: 22.75
BCO Nordeste do Brasil (BSP:BNBR3) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
BCO Nordeste do Brasil Net Margin % Related Terms
BCO Nordeste do Brasil Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Nordeste do Brasil Net Margin % Competitor Comparison
For the Banks - Regional subindustry, BCO Nordeste do Brasil's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Nordeste do Brasil Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Nordeste do Brasil's Net Margin % distribution charts can be found below:
* The bar in red indicates where BCO Nordeste do Brasil's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Nordeste do Brasil (BSP:BNBR3) has a Net Margin % of 13.69% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on BCO Nordeste do Brasil and its competitors. This is 29% below median its historical median of 19.39. Over the past decade, BCO Nordeste do Brasil's Net Margin % has ranged from 11.61 to 23.03. According to the industry distribution chart, BCO Nordeste do Brasil ranks #970 out of 1525 companies in the Banks industry, placing it in the top 63.6%.
Is BCO Nordeste do Brasil's Net Margin % too high?
BCO Nordeste do Brasil's current Net Margin % of 13.69% is 29% below median its 10-year median of 19.39. Over the past 10 years, this metric has ranged from a low of 11.61 to a high of 23.03. The Banks industry median Net Margin % is 27.05. BCO Nordeste do Brasil's value of 13.69% is 49.4% below this industry median. Based on the distribution chart, BCO Nordeste do Brasil ranks #970 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, BCO Nordeste do Brasil has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCO Nordeste do Brasil's Net Margin % compare to competitors?
According to the Banks industry distribution chart, BCO Nordeste do Brasil ranks #970 out of 1525 companies for Net Margin %. This places BCO Nordeste do Brasil in the lower half of its industry. The industry median Net Margin % is 27.05. BCO Nordeste do Brasil's value of 13.69% is 49.4% below this benchmark. Historically, BCO Nordeste do Brasil's own Net Margin % has ranged from 11.61 to 23.03 over the past decade. While the company's 10-year median is 19.39 vs. the industry median of 27.05, BCO Nordeste do Brasil has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Nordeste do Brasil's current Net Margin % of 13.69% is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on BCO Nordeste do Brasil and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Nordeste do Brasil's current Net Margin % is 13.69%, which is 29% below median its own 10-year median of 19.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Nordeste do Brasil stock overvalued right now?
Based on GuruFocus' analysis, BCO Nordeste do Brasil (BSP:BNBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$117.37, compared to a current price of R$106.52 — trading 9.2% below its estimated fair value. The current Net Margin % is 13.69%, which is 29% below median its 10-year median of 19.39 and 49.4% below the Banks industry median of 27.05. BCO Nordeste do Brasil's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For BCO Nordeste do Brasil (BSP:BNBR3), the current Net Margin % is 13.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Nordeste do Brasil (BSP:BNBR3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Nordeste do Brasil stock appears to be undervalued.
The current stock price of R$106.52 is trading 9.2% below its estimated GF Value™ of R$117.37.
GuruFocus considers BCO Nordeste do Brasil to be Fairly Valued.
Key valuation signals for BSP:BNBR3:
Net Margin %: 13.69% (29% below median its 10-year median of 19.39)
GF Value™: R$117.37 vs. price of R$106.52 (9.2% below fair value)
Industry Position: 49.4% below the Banks median (#970 of 1525)
No single metric tells the full story. See the BSP:BNBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Nordeste do Brasil SA provides various financial products and services to economic and institutional agents, and private individuals. It provides current and checking accounts; credit card, personal credit, and overdraft services; and investments products, as well as car, life, residential, and lender insurance services. The company also provides financing programs, collection, reinvestment, capital market, foreign exchange and trade, microfinance, credit programs for the public sector, transfers and covenants, and payroll services.
59GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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