BCO Nordeste do Brasil (BSP:BNBR3) FCF Margin %: 108.02% (As of Mar. 2026) — 406% Above Median

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BSP:BNBR3 BCO Nordeste do Brasil SA BSP:BNBR3
59 GF Score
Price R$106.52
GF Value R$117.39
Valuation Fairly Valued
! 3 Warning Signs
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What is BCO Nordeste do Brasil FCF Margin %?

BCO Nordeste do Brasil BSP:BNBR3 -4.89% 59 FCF Margin % is 108.02% as of Mar. 2026, which is 406% above its 10-year median of 21.36. GuruFocus rates BSP:BNBR3 with a GF Score™ of 59/100 and a GF Value™ of R$117.39 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, BCO Nordeste do Brasil ranks better than 52.13% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. BCO Nordeste do Brasil's Free Cash Flow for the three months ended in Mar. 2026 was R$3,850 Mil. BCO Nordeste do Brasil's Revenue for the three months ended in Mar. 2026 was R$3,564 Mil. Therefore, BCO Nordeste do Brasil's FCF Margin % for the quarter that ended in Mar. 2026 was 108.02%.

As of today, BCO Nordeste do Brasil's current FCF Yield % is 37.40%.

The historical rank and industry rank for BCO Nordeste do Brasil's FCF Margin % or its related term are showing as below:

BSP:BNBR3' s FCF Margin % Range Over the Past 10 Years
Min: -29.01   Med: 21.36   Max: 157.84
Current: 27.69


During the past 13 years, the highest FCF Margin % of BCO Nordeste do Brasil was 157.84%. The lowest was -29.01%. And the median was 21.36%.

BSP:BNBR3's FCF Margin % is ranked better than
52.13% of 1502 companies
in the Banks industry
Industry Median: 26.605 vs BSP:BNBR3: 27.69


BCO Nordeste do Brasil FCF Margin % Related Terms


BCO Nordeste do Brasil FCF Margin % Historical Data

* Premium members only.

The historical data trend for BCO Nordeste do Brasil's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Nordeste do Brasil FCF Margin % Chart

BCO Nordeste do Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -29.01 28.63 34.16 13.81 1.64

BCO Nordeste do Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.61 59.07 -90.62 32.59 108.02

BCO Nordeste do Brasil FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, BCO Nordeste do Brasil's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Nordeste do Brasil FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, BCO Nordeste do Brasil's FCF Margin % distribution charts can be found below:

* The bar in red indicates where BCO Nordeste do Brasil's FCF Margin % falls into.


BSP:BNBR3
59GF Score
BCO Nordeste do Brasil SA BSP:BNBR3
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Nordeste do Brasil FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

BCO Nordeste do Brasil's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=226.67/13823.094
=1.64 %

BCO Nordeste do Brasil's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3850.419/3564.491
=108.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 108.02% mean?
BCO Nordeste do Brasil (BSP:BNBR3) has a FCF Margin % of 108.02% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCO Nordeste do Brasil and its competitors. This is 406% above median its historical median of 21.36. According to the industry distribution chart, BCO Nordeste do Brasil ranks #719 out of 1502 companies in the Banks industry, placing it in the top 47.9%.
Is BCO Nordeste do Brasil's FCF Margin % too high?
BCO Nordeste do Brasil's current FCF Margin % of 108.02% is 406% above median its 10-year median of 21.36. The Banks industry median FCF Margin % is 26.61. BCO Nordeste do Brasil's value of 108.02% is 306% above this industry median. Based on the distribution chart, BCO Nordeste do Brasil ranks #719 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, BCO Nordeste do Brasil has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCO Nordeste do Brasil's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, BCO Nordeste do Brasil ranks #719 out of 1502 companies for FCF Margin %. This puts BCO Nordeste do Brasil in the upper half of its industry. The industry median FCF Margin % is 26.61. BCO Nordeste do Brasil's value of 108.02% is 306% above this benchmark. While the company's 10-year median is 21.36 vs. the industry median of 26.61, BCO Nordeste do Brasil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Nordeste do Brasil's current FCF Margin % of 108.02% is 306% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCO Nordeste do Brasil and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Nordeste do Brasil's current FCF Margin % is 108.02%, which is 406% above median its own 10-year median of 21.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Nordeste do Brasil stock overvalued right now?
Based on GuruFocus' analysis, BCO Nordeste do Brasil (BSP:BNBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$117.39, compared to a current price of R$106.52 — trading 9.3% below its estimated fair value. The current FCF Margin % is 108.02%, which is 406% above median its 10-year median of 21.36 and 306% above the Banks industry median of 26.61. BCO Nordeste do Brasil's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BCO Nordeste do Brasil (BSP:BNBR3), the current FCF Margin % is 108.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Nordeste do Brasil (BSP:BNBR3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Nordeste do Brasil stock appears to be undervalued. The current stock price of R$106.52 is trading 9.3% below its estimated GF Value™ of R$117.39. GuruFocus considers BCO Nordeste do Brasil to be Fairly Valued.

Key valuation signals for BSP:BNBR3:

  • FCF Margin %: 108.02% (406% above median its 10-year median of 21.36)
  • GF Value™: R$117.39 vs. price of R$106.52 (9.3% below fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 306% above the Banks median (#719 of 1502)

No single metric tells the full story. See the BSP:BNBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Nordeste do Brasil Business Description

Address Av Paranjana 5700 - Bloco A1/terreo, Fortaleza, CE, BRA, 60740000
BCO Nordeste do Brasil SA provides various financial products and services to economic and institutional agents, and private individuals. It provides current and checking accounts; credit card, personal credit, and overdraft services; and investments products, as well as car, life, residential, and lender insurance services. The company also provides financing programs, collection, reinvestment, capital market, foreign exchange and trade, microfinance, credit programs for the public sector, transfers and covenants, and payroll services.
59GF Score

Get the complete analysis for BSP:BNBR3

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$106.52
Price
R$117.39
GF Value