Shahjalal Islami Bank (DHA:SHAHJABANK) E10: BDT2.65 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:SHAHJABANK Shahjalal Islami Bank PLC DHA:SHAHJABANK
77 GF Score
Price BDT17.60
GF Value BDT25.17
Valuation Significantly Undervalued
View Full Analysis

What is Shahjalal Islami Bank E10?

Shahjalal Islami Bank DHA:SHAHJABANK +0.57% 77 E10 is BDT2.65 as of Jun. 2026. GuruFocus rates DHA:SHAHJABANK with a GF Score™ of 77/100 and a GF Value™ of BDT25.17 (Significantly Undervalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Shahjalal Islami Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was BDT1.650. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT2.65 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Shahjalal Islami Bank's average E10 Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-01), Shahjalal Islami Bank's current stock price is BDT17.60. Shahjalal Islami Bank's E10 for the quarter that ended in Jun. 2026 was BDT2.65. Shahjalal Islami Bank's Shiller PE Ratio of today is 6.64.

During the past 13 years, the highest Shiller PE Ratio of Shahjalal Islami Bank was 8.30. The lowest was 6.47. And the median was 7.12.


Shahjalal Islami Bank  (DHA:SHAHJABANK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Shahjalal Islami Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=17.60/2.65
=6.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Shahjalal Islami Bank was 8.30. The lowest was 6.47. And the median was 7.12.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Shahjalal Islami Bank E10 Related Terms


Shahjalal Islami Bank E10 Historical Data

* Premium members only.

The historical data trend for Shahjalal Islami Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shahjalal Islami Bank E10 Chart

Shahjalal Islami Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.37

Shahjalal Islami Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.40 2.46 2.37 2.49 2.65

Shahjalal Islami Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Shahjalal Islami Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shahjalal Islami Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Shahjalal Islami Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Shahjalal Islami Bank's Shiller PE Ratio falls into.


DHA:SHAHJABANK
77GF Score
Shahjalal Islami Bank PLC DHA:SHAHJABANK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shahjalal Islami Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Shahjalal Islami Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.65/333.9520*333.9520
=1.650

Current CPI (Jun. 2026) = 333.9520.

Shahjalal Islami Bank Quarterly Data

per share eps CPI Adj_EPS
201609 0.277 241.428 0.383
201612 0.679 241.432 0.939
201703 0.340 243.801 0.466
201706 0.340 244.955 0.464
201709 0.297 246.819 0.402
201712 0.229 246.524 0.310
201803 0.282 249.554 0.377
201806 0.419 251.989 0.555
201809 0.302 252.439 0.400
201812 0.109 251.233 0.145
201903 0.419 254.202 0.550
201906 0.528 256.143 0.688
201909 0.247 256.759 0.321
201912 0.304 256.974 0.395
202003 0.537 258.115 0.695
202006 0.388 257.797 0.503
202009 0.435 260.280 0.558
202012 0.361 260.474 0.463
202103 0.573 264.877 0.722
202106 1.019 271.696 1.252
202109 0.670 274.310 0.816
202112 0.058 278.802 0.069
202203 0.913 287.504 1.061
202206 1.410 296.311 1.589
202209 0.920 296.808 1.035
202212 -0.016 296.797 -0.018
202303 0.922 301.836 1.020
202306 1.500 305.109 1.642
202309 0.860 307.789 0.933
202312 -0.094 306.746 -0.102
202403 1.090 312.332 1.165
202406 1.500 314.175 1.594
202409 1.060 315.301 1.123
202412 -2.130 315.605 -2.254
202503 1.040 319.799 1.086
202506 1.430 322.561 1.480
202509 1.020 324.800 1.049
202512 -0.200 324.054 -0.206
202603 1.120 330.213 1.133
202606 1.650 333.952 1.650

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT2.65 mean?
Shahjalal Islami Bank (DHA:SHAHJABANK) has a E10 of BDT2.65 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Shahjalal Islami Bank and its competitors.
Is Shahjalal Islami Bank's E10 too high?
Shahjalal Islami Bank's current E10 is BDT2.65. Overall, Shahjalal Islami Bank has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shahjalal Islami Bank's E10 compare to competitors?
Shahjalal Islami Bank's E10 of BDT2.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Shahjalal Islami Bank and its competitors. Shahjalal Islami Bank's current E10 is BDT2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shahjalal Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Shahjalal Islami Bank (DHA:SHAHJABANK) is currently considered Significantly Undervalued. The stock's GF Value™ is BDT25.17, compared to a current price of BDT17.60 — trading 30.1% below its estimated fair value. The current E10 is BDT2.65. Shahjalal Islami Bank's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Shahjalal Islami Bank (DHA:SHAHJABANK), the current E10 is BDT2.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shahjalal Islami Bank (DHA:SHAHJABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Shahjalal Islami Bank stock appears to be undervalued. The current stock price of BDT17.60 is trading 30.1% below its estimated GF Value™ of BDT25.17. GuruFocus considers Shahjalal Islami Bank to be Significantly Undervalued.

Key valuation signals for DHA:SHAHJABANK:

  • E10: BDT2.65
  • GF Value™: BDT25.17 vs. price of BDT17.60 (30.1% below fair value)
  • GF Score™: 77/100

No single metric tells the full story. See the DHA:SHAHJABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shahjalal Islami Bank Business Description

Address Gulshan Avenue, Plot No. 04, Block-CWN C, Shahjalal Islami Bank Tower, Dhaka, BGD, 1212
Shahjalal Islami Bank PLC provides commercial banking products and services in Bangladesh. It offers various deposit products, including current deposit accounts, savings deposit accounts, term deposit accounts, and short-notice deposit accounts. The company generates revenue from segments, namely, Corporate Banking, SME Banking, Retail Banking, and Treasury.
77GF Score

Get the complete analysis for DHA:SHAHJABANK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT17.60
Price
BDT25.17
GF Value