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Shahjalal Islami BankDHA:SHAHJABANK 77 FCF Margin % is 27.93% as of Jun. 2026, which is 49% below its 10-year median of 54.33. GuruFocus rates DHA:SHAHJABANK with a GF Score™ of 77/100 and a GF Value™ of BDT25.17 (Significantly Undervalued). Among 1,495 Banks companies, Shahjalal Islami Bank ranks worse than 71.1% on this metric.
Shahjalal Islami Bank FCF Margin % Historical Data
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The historical data trend for Shahjalal Islami Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shahjalal Islami Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Shahjalal Islami Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shahjalal Islami Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Shahjalal Islami Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Shahjalal Islami Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shahjalal Islami Bank (DHA:SHAHJABANK) has a FCF Margin % of 27.93% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shahjalal Islami Bank and its competitors. This is 49% below median its historical median of 54.33. According to the industry distribution chart, Shahjalal Islami Bank ranks #1063 out of 1495 companies in the Banks industry, placing it in the top 71.1%.
Is Shahjalal Islami Bank's FCF Margin % too high?
Shahjalal Islami Bank's current FCF Margin % of 27.93% is 49% below median its 10-year median of 54.33. The Banks industry median FCF Margin % is 27.37. Shahjalal Islami Bank's value of 27.93% is 2% above this industry median. Based on the distribution chart, Shahjalal Islami Bank ranks #1063 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Shahjalal Islami Bank has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shahjalal Islami Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Shahjalal Islami Bank ranks #1063 out of 1495 companies for FCF Margin %. This places Shahjalal Islami Bank in the lower half of its industry. The industry median FCF Margin % is 27.37. Shahjalal Islami Bank's value of 27.93% is 2% above this benchmark. While the company's 10-year median is 54.33 vs. the industry median of 27.37, Shahjalal Islami Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.37, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shahjalal Islami Bank's current FCF Margin % of 27.93% is 2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shahjalal Islami Bank and its competitors. For the Banks industry, the median FCF Margin % is 27.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shahjalal Islami Bank's current FCF Margin % is 27.93%, which is 49% below median its own 10-year median of 54.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shahjalal Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Shahjalal Islami Bank (DHA:SHAHJABANK) is currently considered Significantly Undervalued. The stock's GF Value™ is BDT25.17, compared to a current price of BDT17.50 — trading 30.5% below its estimated fair value. The current FCF Margin % is 27.93%, which is 49% below median its 10-year median of 54.33 and 2% above the Banks industry median of 27.37. Shahjalal Islami Bank's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Shahjalal Islami Bank (DHA:SHAHJABANK), the current FCF Margin % is 27.93% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shahjalal Islami Bank (DHA:SHAHJABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Shahjalal Islami Bank stock appears to be undervalued.
The current stock price of BDT17.50 is trading 30.5% below its estimated GF Value™ of BDT25.17.
GuruFocus considers Shahjalal Islami Bank to be Significantly Undervalued.
Key valuation signals for DHA:SHAHJABANK:
FCF Margin %: 27.93% (49% below median its 10-year median of 54.33)
GF Value™: BDT25.17 vs. price of BDT17.50 (30.5% below fair value)
Industry Position: 2% above the Banks median (#1063 of 1495)
No single metric tells the full story. See the DHA:SHAHJABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shahjalal Islami Bank PLC provides commercial banking products and services in Bangladesh. It offers various deposit products, including current deposit accounts, savings deposit accounts, term deposit accounts, and short-notice deposit accounts. The company generates revenue from segments, namely, Corporate Banking, SME Banking, Retail Banking, and Treasury.
77GF Score
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