TISCO Financial Group PCL (FRA:47T) E10: €0.26 (As of Mar. 2026)


FRA:47T TISCO Financial Group PCL FRA:47T
66 GF Score
Price €3.16
GF Value €2.67
Valuation Modestly Overvalued
! 7 Warning Signs
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What is TISCO Financial Group PCL E10?

TISCO Financial Group PCL FRA:47T +0.64% 66 E10 is €0.26 as of Mar. 2026. GuruFocus rates FRA:47T with a GF Score™ of 66/100 and a GF Value™ of €2.67 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

TISCO Financial Group PCL's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.058. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.26 for the trailing ten years ended in Mar. 2026.

During the past 12 months, TISCO Financial Group PCL's average E10 Growth Rate was 4.40% per year. During the past 3 years, the average E10 Growth Rate was 4.70% per year. During the past 5 years, the average E10 Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of TISCO Financial Group PCL was 10.30% per year. The lowest was 4.70% per year. And the median was 9.15% per year.

As of today (2026-07-13), TISCO Financial Group PCL's current stock price is €3.16. TISCO Financial Group PCL's E10 for the quarter that ended in Mar. 2026 was €0.26. TISCO Financial Group PCL's Shiller PE Ratio of today is 12.15.

During the past 13 years, the highest Shiller PE Ratio of TISCO Financial Group PCL was 17.72. The lowest was 9.23. And the median was 11.67.


TISCO Financial Group PCL  (FRA:47T) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

TISCO Financial Group PCL's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3.16/0.26
=12.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of TISCO Financial Group PCL was 17.72. The lowest was 9.23. And the median was 11.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


TISCO Financial Group PCL E10 Related Terms


TISCO Financial Group PCL E10 Historical Data

* Premium members only.

The historical data trend for TISCO Financial Group PCL's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TISCO Financial Group PCL E10 Chart

TISCO Financial Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.23 0.23 0.26 0.26

TISCO Financial Group PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.25 0.25 0.26 0.26

FRA:47T vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, TISCO Financial Group PCL's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TISCO Financial Group PCL Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, TISCO Financial Group PCL's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where TISCO Financial Group PCL's Shiller PE Ratio falls into.


FRA:47T
66GF Score
TISCO Financial Group PCL FRA:47T
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TISCO Financial Group PCL E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, TISCO Financial Group PCL's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.058/330.2130*330.2130
=0.058

Current CPI (Mar. 2026) = 330.2130.

TISCO Financial Group PCL Quarterly Data

per share eps CPI Adj_EPS
201606 0.038 241.018 0.052
201609 0.040 241.428 0.055
201612 0.043 241.432 0.059
201703 0.050 243.801 0.068
201706 0.049 244.955 0.066
201709 0.050 246.819 0.067
201712 0.049 246.524 0.066
201803 0.057 249.554 0.075
201806 0.056 251.989 0.073
201809 0.060 252.439 0.078
201812 0.058 251.233 0.076
201903 0.060 254.202 0.078
201906 0.064 256.143 0.083
201909 0.070 256.759 0.090
201912 0.069 256.974 0.089
202003 0.052 258.115 0.067
202006 0.047 257.797 0.060
202009 0.054 260.280 0.069
202012 0.056 260.474 0.071
202103 0.060 264.877 0.075
202106 0.055 271.696 0.067
202109 0.050 274.310 0.060
202112 0.059 278.802 0.070
202203 0.061 287.504 0.070
202206 0.063 296.311 0.070
202209 0.060 296.808 0.067
202212 0.061 296.797 0.068
202303 0.061 301.836 0.067
202306 0.061 305.109 0.066
202309 0.061 307.789 0.065
202312 0.058 306.746 0.062
202403 0.055 312.332 0.058
202406 0.055 314.175 0.058
202409 0.058 315.301 0.061
202412 0.059 315.605 0.062
202503 0.056 319.799 0.058
202506 0.055 322.561 0.056
202509 0.058 324.800 0.059
202512 0.055 324.054 0.056
202603 0.058 330.213 0.058

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.26 mean?
TISCO Financial Group PCL (FRA:47T) has a E10 of €0.26 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on TISCO Financial Group PCL and its competitors.
Is TISCO Financial Group PCL's E10 too high?
TISCO Financial Group PCL's current E10 is €0.26. Overall, TISCO Financial Group PCL has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's E10 compare to PNC and USB?
TISCO Financial Group PCL's E10 of €0.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on TISCO Financial Group PCL and its competitors. TISCO Financial Group PCL's current E10 is €0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
Based on GuruFocus' analysis, TISCO Financial Group PCL (FRA:47T) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.67, compared to a current price of €3.16 — trading 18.4% above its estimated fair value. The current E10 is €0.26. TISCO Financial Group PCL's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For TISCO Financial Group PCL (FRA:47T), the current E10 is €0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TISCO Financial Group PCL (FRA:47T) Overvalued in 2026?

Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued. The current stock price of €3.16 is trading 18.4% above its estimated GF Value™ of €2.67. GuruFocus considers TISCO Financial Group PCL to be Modestly Overvalued.

Key valuation signals for FRA:47T:

  • E10: €0.26
  • GF Value™: €2.67 vs. price of €3.16 (18.4% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FRA:47T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TISCO Financial Group PCL Business Description

Address North Sathorn Road, No. 48/49, TISCO Tower, 21st Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
66GF Score

Get the complete analysis for FRA:47T

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.16
Price
€2.67
GF Value