TISCO Financial Group PCL (FRA:47T) FCF Yield %: 8.01 (As of Jul. 13, 2026) — 23% Below Median


FRA:47T TISCO Financial Group PCL FRA:47T
66 GF Score
Price €3.16
GF Value €2.67
Valuation Modestly Overvalued
! 7 Warning Signs
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What is TISCO Financial Group PCL FCF Yield %?

TISCO Financial Group PCL FRA:47T +0.64% 66 FCF Yield % is 8.01 as of Jul. 13, 2026, which is 23% below its 10-year median of 10.38. GuruFocus rates FRA:47T with a GF Score™ of 66/100 and a GF Value™ of €2.67 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,506 Banks companies, TISCO Financial Group PCL ranks worse than 50.46% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, TISCO Financial Group PCL's Trailing 12-Month Free Cash Flow is €211.2 Mil, and Market Cap is €2,530.1 Mil. Therefore, TISCO Financial Group PCL's FCF Yield % for today is 8.01%.

The historical rank and industry rank for TISCO Financial Group PCL's FCF Yield % or its related term are showing as below:

FRA:47T' s FCF Yield % Range Over the Past 10 Years
Min: -75.83   Med: 10.38   Max: 67.83
Current: 8.01


During the past 13 years, the highest FCF Yield % of TISCO Financial Group PCL was 67.83%. The lowest was -75.83%. And the median was 10.38%.

FRA:47T's FCF Yield % is ranked worse than
50.46% of 1506 companies
in the Banks industry
Industry Median: 8.1 vs FRA:47T: 8.01

TISCO Financial Group PCL's FCF Margin % for the quarter that ended in Mar. 2026 was 28.48%.


TISCO Financial Group PCL FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


TISCO Financial Group PCL FCF Yield % Related Terms


TISCO Financial Group PCL FCF Yield % Historical Data

* Premium members only.

The historical data trend for TISCO Financial Group PCL's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TISCO Financial Group PCL FCF Yield % Chart

TISCO Financial Group PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.73 3.60 9.21 16.67 10.50

TISCO Financial Group PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.66 16.64 15.66 0.79 7.05

FRA:47T vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, TISCO Financial Group PCL's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TISCO Financial Group PCL FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, TISCO Financial Group PCL's FCF Yield % distribution charts can be found below:

* The bar in red indicates where TISCO Financial Group PCL's FCF Yield % falls into.


FRA:47T
66GF Score
TISCO Financial Group PCL FRA:47T
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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TISCO Financial Group PCL FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

TISCO Financial Group PCL's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=243.803 / 2321.8995
=10.50%

TISCO Financial Group PCL's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=41.202 * 4 / 2337.9126
=7.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 8.01 mean?
TISCO Financial Group PCL (FRA:47T) has a FCF Yield % of 8.01 as of Jul. 13, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on TISCO Financial Group PCL and its competitors. This is 23% below median its historical median of 10.38. According to the industry distribution chart, TISCO Financial Group PCL ranks #760 out of 1506 companies in the Banks industry, placing it in the top 50.5%.
Is TISCO Financial Group PCL's FCF Yield % too high?
TISCO Financial Group PCL's current FCF Yield % of 8.01 is 23% below median its 10-year median of 10.38. The Banks industry median FCF Yield % is 8.10. TISCO Financial Group PCL's value of 8.01 is 1.1% below this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #760 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, TISCO Financial Group PCL has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #760 out of 1506 companies for FCF Yield %. This places TISCO Financial Group PCL in the lower half of its industry. The industry median FCF Yield % is 8.10. TISCO Financial Group PCL's value of 8.01 is 1.1% below this benchmark. While the company's 10-year median is 10.38 vs. the industry median of 8.10, TISCO Financial Group PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current FCF Yield % of 8.01 is 1.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current FCF Yield % is 8.01, which is 23% below median its own 10-year median of 10.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
Based on GuruFocus' analysis, TISCO Financial Group PCL (FRA:47T) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.67, compared to a current price of €3.16 — trading 18.4% above its estimated fair value. The current FCF Yield % is 8.01, which is 23% below median its 10-year median of 10.38 and 1.1% below the Banks industry median of 8.10. TISCO Financial Group PCL's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For TISCO Financial Group PCL (FRA:47T), the current FCF Yield % is 8.01 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TISCO Financial Group PCL (FRA:47T) Overvalued in 2026?

Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued. The current stock price of €3.16 is trading 18.4% above its estimated GF Value™ of €2.67. GuruFocus considers TISCO Financial Group PCL to be Modestly Overvalued.

Key valuation signals for FRA:47T:

  • FCF Yield %: 8.01 (23% below median its 10-year median of 10.38)
  • GF Value™: €2.67 vs. price of €3.16 (18.4% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 1.1% below the Banks median (#760 of 1506)

No single metric tells the full story. See the FRA:47T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TISCO Financial Group PCL Business Description

Address North Sathorn Road, No. 48/49, TISCO Tower, 21st Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
66GF Score

Get the complete analysis for FRA:47T

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.16
Price
€2.67
GF Value