Banco del Bajio (FRA:5NT) E10: €0.33 (As of Mar. 2026)


FRA:5NT Banco del Bajio SA FRA:5NT
74 GF Score
Price €2.72
GF Value €2.67
! 8 Warning Signs
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What is Banco del Bajio E10?

Banco del Bajio FRA:5NT +2.26% 74 E10 is €0.33 as of Mar. 2026. GuruFocus rates FRA:5NT with a GF Score™ of 74/100 and a GF Value™ of €2.67. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco del Bajio's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.096. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.33 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banco del Bajio's average E10 Growth Rate was 11.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-28), Banco del Bajio's current stock price is €2.72. Banco del Bajio's E10 for the quarter that ended in Mar. 2026 was €0.33. Banco del Bajio's Shiller PE Ratio of today is 8.24.

During the past 13 years, the highest Shiller PE Ratio of Banco del Bajio was 13.92. The lowest was 6.17. And the median was 7.68.


Banco del Bajio  (FRA:5NT) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco del Bajio's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.72/0.33
=8.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Banco del Bajio was 13.92. The lowest was 6.17. And the median was 7.68.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banco del Bajio E10 Related Terms


Banco del Bajio E10 Historical Data

* Premium members only.

The historical data trend for Banco del Bajio's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Bajio E10 Chart

Banco del Bajio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.29 0.29 0.32

Banco del Bajio Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.29 0.31 0.32 0.33

FRA:5NT vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Banco del Bajio's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco del Bajio Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco del Bajio's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco del Bajio's Shiller PE Ratio falls into.


FRA:5NT
74GF Score
Banco del Bajio SA FRA:5NT
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco del Bajio E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco del Bajio's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.096/163.8112*163.8112
=0.096

Current CPI (Mar. 2026) = 163.8112.

Banco del Bajio Quarterly Data

per share eps CPI Adj_EPS
201606 0.021 101.905 0.034
201609 0.023 103.084 0.037
201612 0.025 105.002 0.039
201703 0.034 108.063 0.052
201706 0.039 108.339 0.059
201709 0.040 109.628 0.060
201712 0.038 112.114 0.056
201803 0.043 113.505 0.062
201806 0.045 113.373 0.065
201809 0.051 115.130 0.073
201812 0.051 117.530 0.071
201903 0.054 118.050 0.075
201906 0.055 117.848 0.076
201909 0.054 118.581 0.075
201912 0.056 120.854 0.076
202003 0.040 121.885 0.054
202006 0.023 121.777 0.031
202009 0.025 123.341 0.033
202012 0.026 124.661 0.034
202103 0.033 127.574 0.042
202106 0.037 128.936 0.047
202109 0.043 130.742 0.054
202112 0.056 133.830 0.069
202203 0.058 137.082 0.069
202206 0.072 139.233 0.085
202209 0.230 142.116 0.265
202212 0.107 144.291 0.121
202303 0.117 146.472 0.131
202306 0.126 146.272 0.141
202309 0.372 148.446 0.411
202312 0.122 151.017 0.132
202403 0.111 152.947 0.119
202406 0.121 153.551 0.129
202409 0.097 155.246 0.102
202412 0.098 157.378 0.102
202503 0.090 158.761 0.093
202506 0.084 160.180 0.086
202509 0.088 161.084 0.089
202512 0.077 163.188 0.077
202603 0.096 163.811 0.096

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.33 mean?
Banco del Bajio (FRA:5NT) has a E10 of €0.33 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco del Bajio and its competitors.
Is Banco del Bajio's E10 too high?
Banco del Bajio's current E10 is €0.33. Overall, Banco del Bajio has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's E10 compare to PNC and USB?
Banco del Bajio's E10 of €0.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco del Bajio and its competitors. Banco del Bajio's current E10 is €0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Banco del Bajio (FRA:5NT) has a current E10 of €0.33. The stock's GF Value™ is €2.67, compared to a current price of €2.72 — trading 1.9% above its estimated fair value. The current E10 is €0.33. Banco del Bajio's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Banco del Bajio (FRA:5NT), the current E10 is €0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Bajio (FRA:5NT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued. The current stock price of €2.72 is trading 1.9% above its estimated GF Value™ of €2.67.

Key valuation signals for FRA:5NT:

  • E10: €0.33
  • GF Value™: €2.67 vs. price of €2.72 (1.9% above fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the FRA:5NT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco del Bajio Business Description

Other Exchanges BBAJF:USABBAJIOO:Mexico
Address Avenida Manuel J. Clouthier No. 402, Col. Jardines del Campestre, Leon, GTO, MEX, 37128
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
74GF Score

Get the complete analysis for FRA:5NT

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.72
Price
€2.67
GF Value