Banco del Bajio (FRA:5NT) FCF Margin %: -90.45% (As of Mar. 2026)


FRA:5NT Banco del Bajio SA FRA:5NT
74 GF Score
Price €2.66
GF Value €2.71
! 8 Warning Signs
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What is Banco del Bajio FCF Margin %?

Banco del Bajio FRA:5NT +0.76% 74 FCF Margin % is -90.45% as of Mar. 2026. GuruFocus rates FRA:5NT with a GF Score™ of 74/100 and a GF Value™ of €2.71. The stock has 8 warning signs investors should review. Among 1,505 Banks companies, Banco del Bajio ranks better than 80.13% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco del Bajio's Free Cash Flow for the three months ended in Mar. 2026 was €-266 Mil. Banco del Bajio's Revenue for the three months ended in Mar. 2026 was €294 Mil. Therefore, Banco del Bajio's FCF Margin % for the quarter that ended in Mar. 2026 was -90.45%.

As of today, Banco del Bajio's current FCF Yield % is 27.83%.

The historical rank and industry rank for Banco del Bajio's FCF Margin % or its related term are showing as below:

FRA:5NT' s FCF Margin % Range Over the Past 10 Years
Min: -60.63   Med: 19.05   Max: 99.43
Current: 70.45


During the past 13 years, the highest FCF Margin % of Banco del Bajio was 99.43%. The lowest was -60.63%. And the median was 19.05%.

FRA:5NT's FCF Margin % is ranked better than
80.13% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:5NT: 70.45


Banco del Bajio FCF Margin % Related Terms


Banco del Bajio FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco del Bajio's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Bajio FCF Margin % Chart

Banco del Bajio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -60.63 70.98 4.18 9.76 81.54

Banco del Bajio Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -40.39 64.90 75.29 220.09 -90.45

FRA:5NT vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Banco del Bajio's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco del Bajio FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco del Bajio's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco del Bajio's FCF Margin % falls into.


FRA:5NT
74GF Score
Banco del Bajio SA FRA:5NT
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco del Bajio FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banco del Bajio's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1012.428/1241.655
=81.54 %

Banco del Bajio's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-265.887/293.944
=-90.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -90.45% mean?
Banco del Bajio (FRA:5NT) has a FCF Margin % of -90.45% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco del Bajio and its competitors. According to the industry distribution chart, Banco del Bajio ranks #299 out of 1505 companies in the Banks industry, placing it in the top 19.9%.
Is Banco del Bajio's FCF Margin % too high?
Banco del Bajio's current FCF Margin % is -90.45%. Based on the distribution chart, Banco del Bajio ranks #299 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco del Bajio has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #299 out of 1505 companies for FCF Margin %. This places Banco del Bajio in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current FCF Margin % is -90.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Banco del Bajio (FRA:5NT) has a current FCF Margin % of -90.45%. The stock's GF Value™ is €2.71, compared to a current price of €2.66 — trading 1.8% below its estimated fair value. The current FCF Margin % is -90.45%. Banco del Bajio's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco del Bajio (FRA:5NT), the current FCF Margin % is -90.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Bajio (FRA:5NT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Bajio stock appears to be undervalued. The current stock price of €2.66 is trading 1.8% below its estimated GF Value™ of €2.71.

Key valuation signals for FRA:5NT:

  • FCF Margin %: -90.45%
  • GF Value™: €2.71 vs. price of €2.66 (1.8% below fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the FRA:5NT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco del Bajio Business Description

Other Exchanges BBAJF:USABBAJIOO:Mexico
Address Avenida Manuel J. Clouthier No. 402, Col. Jardines del Campestre, Leon, GTO, MEX, 37128
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
74GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.66
Price
€2.71
GF Value