Banco del BajioFRA:5NT +0.76%74 Net Margin % is 33.32% as of Mar. 2026, which is 8% below its 10-year median of 36.21. GuruFocus rates FRA:5NT with a GF Score™ of 74/100 and a GF Value™ of €2.71. The stock has 8 warning signs investors should review. Among 1,527 Banks companies, Banco del Bajio ranks better than 71.77% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Banco del Bajio's Net Income for the
three
months ended in Mar. 2026 was €98 Mil. Banco del Bajio's Revenue for the
three
months ended in Mar. 2026 was €294 Mil. Therefore, Banco del Bajio's net margin for the quarter that ended in Mar. 2026 was 33.32%.
The historical rank and industry rank for Banco del Bajio's Net Margin % or its related term are showing as below:
FRA:5NT'
s Net Margin % Range Over the Past 10 Years
Min: 25.17 Med: 36.21 Max: 42.41
Current: 33.47
FRA:5NT's Net Margin % is ranked better than 71.77% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:5NT: 33.47
Banco del Bajio (FRA:5NT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco del Bajio Net Margin % Related Terms
Banco del Bajio Net Margin % Historical Data
* Premium members only.
The historical data trend for Banco del Bajio's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco del Bajio's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco del Bajio (FRA:5NT) has a Net Margin % of 33.32% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banco del Bajio and its competitors. This is near median its historical median of 36.21. Over the past decade, Banco del Bajio's Net Margin % has ranged from 25.17 to 42.41. According to the industry distribution chart, Banco del Bajio ranks #431 out of 1527 companies in the Banks industry, placing it in the top 28.2%.
Is Banco del Bajio's Net Margin % too high?
Banco del Bajio's current Net Margin % of 33.32% is near median its 10-year median of 36.21. Over the past 10 years, this metric has ranged from a low of 25.17 to a high of 42.41. The Banks industry median Net Margin % is 26.95. Banco del Bajio's value of 33.32% is 23.6% above this industry median. Based on the distribution chart, Banco del Bajio ranks #431 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Banco del Bajio has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #431 out of 1527 companies for Net Margin %. This puts Banco del Bajio in the upper half of its industry. The industry median Net Margin % is 26.95. Banco del Bajio's value of 33.32% is 23.6% above this benchmark. Historically, Banco del Bajio's own Net Margin % has ranged from 25.17 to 42.41 over the past decade. While the company's 10-year median is 36.21 vs. the industry median of 26.95, Banco del Bajio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current Net Margin % of 33.32% is 23.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current Net Margin % is 33.32%, which is near median its own 10-year median of 36.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Banco del Bajio (FRA:5NT) has a current Net Margin % of 33.32%. The stock's GF Value™ is €2.71, compared to a current price of €2.66 — trading 1.8% below its estimated fair value. The current Net Margin % is 33.32%, which is near median its 10-year median of 36.21 and 23.6% above the Banks industry median of 26.95. Banco del Bajio's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco del Bajio (FRA:5NT), the current Net Margin % is 33.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (FRA:5NT) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be undervalued.
The current stock price of €2.66 is trading 1.8% below its estimated GF Value™ of €2.71.
Key valuation signals for FRA:5NT:
Net Margin %: 33.32% (near median its 10-year median of 36.21)
GF Value™: €2.71 vs. price of €2.66 (1.8% below fair value)
Industry Position: 23.6% above the Banks median (#431 of 1527)
No single metric tells the full story. See the FRA:5NT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
74GF Score
Get the complete analysis for FRA:5NT
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:5NT has been successfully added to your 
