Cathay General Bancorp (FRA:CN7) E10: €3.66 (As of Mar. 2026)

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FRA:CN7 Cathay General Bancorp FRA:CN7
72 GF Score
Price €55.50
GF Value €45.45
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Cathay General Bancorp E10?

Cathay General Bancorp FRA:CN7 +1.83% 72 E10 is €3.66 as of Mar. 2026. GuruFocus rates FRA:CN7 with a GF Score™ of 72/100 and a GF Value™ of €45.45 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Cathay General Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was €1.116. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €3.66 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Cathay General Bancorp's average E10 Growth Rate was 8.00% per year. During the past 3 years, the average E10 Growth Rate was 9.10% per year. During the past 5 years, the average E10 Growth Rate was 12.80% per year. During the past 10 years, the average E10 Growth Rate was 15.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Cathay General Bancorp was 25.40% per year. The lowest was -7.40% per year. And the median was 12.80% per year.

As of today (2026-08-05), Cathay General Bancorp's current stock price is €55.50. Cathay General Bancorp's E10 for the quarter that ended in Mar. 2026 was €3.66. Cathay General Bancorp's Shiller PE Ratio of today is 15.16.

During the past 13 years, the highest Shiller PE Ratio of Cathay General Bancorp was 38.59. The lowest was 8.42. And the median was 14.70.


Cathay General Bancorp  (FRA:CN7) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Cathay General Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=55.50/3.66
=15.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Cathay General Bancorp was 38.59. The lowest was 8.42. And the median was 14.70.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Cathay General Bancorp E10 Related Terms


Cathay General Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Cathay General Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay General Bancorp E10 Chart

Cathay General Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.40 3.01 3.30 3.73 3.60

Cathay General Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.44 3.48 3.60 3.66 0.00

FRA:CN7 vs UCB, WSFS, TCBI: E10 Comparison

For the Banks - Regional subindustry, Cathay General Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay General Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Cathay General Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Cathay General Bancorp's Shiller PE Ratio falls into.


FRA:CN7
72GF Score
Cathay General Bancorp FRA:CN7
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cathay General Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cathay General Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.116/330.2130*330.2130
=1.116

Current CPI (Mar. 2026) = 330.2130.

Cathay General Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.392 241.018 0.537
201609 0.517 241.428 0.707
201612 0.569 241.432 0.778
201703 0.570 243.801 0.772
201706 0.570 244.955 0.768
201709 0.512 246.819 0.685
201712 0.270 246.524 0.362
201803 0.633 249.554 0.838
201806 0.770 251.989 1.009
201809 0.728 252.439 0.952
201812 0.703 251.233 0.924
201903 0.735 254.202 0.955
201906 0.797 256.143 1.027
201909 0.826 256.759 1.062
201912 0.756 256.974 0.971
202003 0.534 258.115 0.683
202006 0.604 257.797 0.774
202009 0.603 260.280 0.765
202012 0.732 260.474 0.928
202103 0.773 264.877 0.964
202106 0.805 271.696 0.978
202109 0.791 274.310 0.952
202112 0.867 278.802 1.027
202203 0.899 287.504 1.033
202206 1.116 296.311 1.244
202209 1.343 296.808 1.494
202212 1.256 296.797 1.397
202303 1.233 301.836 1.349
202306 1.181 305.109 1.278
202309 1.059 307.789 1.136
202312 1.036 306.746 1.115
202403 0.902 312.332 0.954
202406 0.855 314.175 0.899
202409 0.847 315.301 0.887
202412 1.070 315.605 1.120
202503 0.906 319.799 0.936
202506 0.954 322.561 0.977
202509 0.963 324.800 0.979
202512 1.136 324.054 1.158
202603 1.116 330.213 1.116

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €3.66 mean?
Cathay General Bancorp (FRA:CN7) has a E10 of €3.66 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors.
Is Cathay General Bancorp's E10 too high?
Cathay General Bancorp's current E10 is €3.66. Overall, Cathay General Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's E10 compare to UCB and WSFS?
Cathay General Bancorp's E10 of €3.66 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors. Cathay General Bancorp's current E10 is €3.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (FRA:CN7) is currently considered Modestly Overvalued. The stock's GF Value™ is €45.45, compared to a current price of €55.50 — trading 22.1% above its estimated fair value. The current E10 is €3.66. Cathay General Bancorp's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Cathay General Bancorp (FRA:CN7), the current E10 is €3.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay General Bancorp (FRA:CN7) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued. The current stock price of €55.50 is trading 22.1% above its estimated GF Value™ of €45.45. GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:CN7:

  • E10: €3.66
  • GF Value™: €45.45 vs. price of €55.50 (22.1% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the FRA:CN7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay General Bancorp Business Description

Other Exchanges CATY:USA
Address 777 North Broadway, Los Angeles, CA, USA, 90012
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
72GF Score

Get the complete analysis for FRA:CN7

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€55.50
Price
€45.45
GF Value