Cathay General Bancorp (FRA:CN7) Cyclically Adjusted Book per Share: €33.95 (As of Jun. 2026)

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FRA:CN7 Cathay General Bancorp FRA:CN7
80 GF Score
Price €53.00
GF Value €48.45
Valuation Fairly Valued
! 6 Warning Signs
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What is Cathay General Bancorp Cyclically Adjusted Book per Share?

Cathay General Bancorp FRA:CN7 -0.93% 80 Cyclically Adjusted Book per Share is €33.95 as of Jun. 2026. GuruFocus rates FRA:CN7 with a GF Score™ of 80/100 and a GF Value™ of €48.45 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Cathay General Bancorp's adjusted book value per share for the three months ended in Jun. 2026 was €39.876. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €33.95 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Cathay General Bancorp's average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Cathay General Bancorp was 20.30% per year. The lowest was 2.60% per year. And the median was 9.30% per year.

As of today (2026-09-15), Cathay General Bancorp's current stock price is €53.00. Cathay General Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €33.95. Cathay General Bancorp's Cyclically Adjusted PB Ratio of today is 1.56.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Cathay General Bancorp was 2.17. The lowest was 0.87. And the median was 1.53.


Cathay General Bancorp  (FRA:CN7) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Cathay General Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=53.00/33.951
=1.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Cathay General Bancorp was 2.17. The lowest was 0.87. And the median was 1.53.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Cathay General Bancorp Cyclically Adjusted Book per Share Related Terms


Cathay General Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Cathay General Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay General Bancorp Cyclically Adjusted Book per Share Chart

Cathay General Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.17 26.14 28.67 31.15 32.96

Cathay General Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.72 32.19 32.36 33.27 33.95

FRA:CN7 vs UCB, WSFS, FBP: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Cathay General Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay General Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Cathay General Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Cathay General Bancorp's Cyclically Adjusted PB Ratio falls into.


FRA:CN7
80GF Score
Cathay General Bancorp FRA:CN7
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Cathay General Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cathay General Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=39.876/333.9520*333.9520
=39.876

Current CPI (Jun. 2026) = 333.9520.

Cathay General Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 20.232 241.428 27.986
201612 21.776 241.432 30.121
201703 21.765 243.801 29.813
201706 20.835 244.955 28.405
201709 20.606 246.819 27.880
201712 20.315 246.524 27.520
201803 20.124 249.554 26.930
201806 21.765 251.989 28.844
201809 22.390 252.439 29.620
201812 23.057 251.233 30.649
201903 23.974 254.202 31.495
201906 24.196 256.143 31.546
201909 25.846 256.759 33.616
201912 25.636 256.974 33.315
202003 26.543 258.115 34.342
202006 26.194 257.797 33.932
202009 25.422 260.280 32.618
202012 24.857 260.474 31.869
202103 26.332 264.877 33.199
202106 26.458 271.696 32.521
202109 27.517 274.310 33.500
202112 28.397 278.802 34.014
202203 28.996 287.504 33.680
202206 31.252 296.311 35.222
202209 33.643 296.808 37.853
202212 31.868 296.797 35.857
202303 32.325 301.836 35.764
202306 32.876 305.109 35.984
202309 34.336 307.789 37.255
202312 34.091 306.746 37.115
202403 35.388 312.332 37.838
202406 36.112 314.175 38.385
202409 35.540 315.301 37.642
202412 38.781 315.605 41.035
202503 37.873 319.799 39.549
202506 35.459 322.561 36.711
202509 36.171 324.800 37.190
202512 37.066 324.054 38.198
202603 38.705 330.213 39.143
202606 39.876 333.952 39.876

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €33.95 mean?
Cathay General Bancorp (FRA:CN7) has a Cyclically Adjusted Book per Share of €33.95 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors.
Is Cathay General Bancorp's Cyclically Adjusted Book per Share too high?
Cathay General Bancorp's current Cyclically Adjusted Book per Share is €33.95. Overall, Cathay General Bancorp has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's Cyclically Adjusted Book per Share compare to UCB and WSFS?
Cathay General Bancorp's Cyclically Adjusted Book per Share of €33.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors. Cathay General Bancorp's current Cyclically Adjusted Book per Share is €33.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (FRA:CN7) is currently considered Fairly Valued. The stock's GF Value™ is €48.45, compared to a current price of €53.00 — trading 9.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is €33.95. Cathay General Bancorp's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Cathay General Bancorp (FRA:CN7), the current Cyclically Adjusted Book per Share is €33.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay General Bancorp (FRA:CN7) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued. The current stock price of €53.00 is trading 9.4% above its estimated GF Value™ of €48.45. GuruFocus considers Cathay General Bancorp to be Fairly Valued.

Key valuation signals for FRA:CN7:

  • Cyclically Adjusted Book per Share: €33.95
  • GF Value™: €48.45 vs. price of €53.00 (9.4% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the FRA:CN7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay General Bancorp Business Description

Other Exchanges CATY:USA
Address 777 North Broadway, Los Angeles, CA, USA, 90012
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
80GF Score

Get the complete analysis for FRA:CN7

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€53.00
Price
€48.45
GF Value