Cathay General Bancorp (FRA:CN7) Cyclically Adjusted FCF per Share: €4.97 (As of Jun. 2026)

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FRA:CN7 Cathay General Bancorp FRA:CN7
72 GF Score
Price €55.50
GF Value €48.36
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cathay General Bancorp Cyclically Adjusted FCF per Share?

Cathay General Bancorp FRA:CN7 72 Cyclically Adjusted FCF per Share is €4.97 as of Jun. 2026. GuruFocus rates FRA:CN7 with a GF Score™ of 72/100 and a GF Value™ of €48.36 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Cathay General Bancorp's adjusted free cash flow per share for the three months ended in Jun. 2026 was €3.011. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €4.97 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Cathay General Bancorp's average Cyclically Adjusted FCF Growth Rate was 13.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 9.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 11.50% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 9.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Cathay General Bancorp was 27.60% per year. The lowest was -0.50% per year. And the median was 9.90% per year.

As of today (2026-08-17), Cathay General Bancorp's current stock price is €55.50. Cathay General Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €4.97. Cathay General Bancorp's Cyclically Adjusted Price-to-FCF of today is 11.17.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Cathay General Bancorp was 18.05. The lowest was 6.64. And the median was 11.11.


Cathay General Bancorp  (FRA:CN7) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Cathay General Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=55.50/4.97
=11.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Cathay General Bancorp was 18.05. The lowest was 6.64. And the median was 11.11.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Cathay General Bancorp Cyclically Adjusted FCF per Share Related Terms


Cathay General Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Cathay General Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay General Bancorp Cyclically Adjusted FCF per Share Chart

Cathay General Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.04 3.76 4.12 4.64 4.50

Cathay General Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.29 4.42 4.50 4.58 4.97

FRA:CN7 vs UCB, WSFS, TCBI: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Cathay General Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay General Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Cathay General Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Cathay General Bancorp's Cyclically Adjusted Price-to-FCF falls into.


FRA:CN7
72GF Score
Cathay General Bancorp FRA:CN7
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cathay General Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cathay General Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.011/333.9520*333.9520
=3.011

Current CPI (Jun. 2026) = 333.9520.

Cathay General Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.870 241.428 1.203
201612 0.752 241.432 1.040
201703 0.617 243.801 0.845
201706 0.834 244.955 1.137
201709 -0.061 246.819 -0.083
201712 1.274 246.524 1.726
201803 0.837 249.554 1.120
201806 0.661 251.989 0.876
201809 0.915 252.439 1.210
201812 1.030 251.233 1.369
201903 0.940 254.202 1.235
201906 0.938 256.143 1.223
201909 1.678 256.759 2.182
201912 1.229 256.974 1.597
202003 1.068 258.115 1.382
202006 0.833 257.797 1.079
202009 0.637 260.280 0.817
202012 0.880 260.474 1.128
202103 0.956 264.877 1.205
202106 0.771 271.696 0.948
202109 0.763 274.310 0.929
202112 1.103 278.802 1.321
202203 1.021 287.504 1.186
202206 1.132 296.311 1.276
202209 2.553 296.808 2.872
202212 1.299 296.797 1.462
202303 1.549 301.836 1.714
202306 1.142 305.109 1.250
202309 1.368 307.789 1.484
202312 0.806 306.746 0.877
202403 1.100 312.332 1.176
202406 0.923 314.175 0.981
202409 1.001 315.301 1.060
202412 1.147 315.605 1.214
202503 1.260 319.799 1.316
202506 0.774 322.561 0.801
202509 1.854 324.800 1.906
202512 0.686 324.054 0.707
202603 1.233 330.213 1.247
202606 3.011 333.952 3.011

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €4.97 mean?
Cathay General Bancorp (FRA:CN7) has a Cyclically Adjusted FCF per Share of €4.97 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors.
Is Cathay General Bancorp's Cyclically Adjusted FCF per Share too high?
Cathay General Bancorp's current Cyclically Adjusted FCF per Share is €4.97. Overall, Cathay General Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's Cyclically Adjusted FCF per Share compare to UCB and WSFS?
Cathay General Bancorp's Cyclically Adjusted FCF per Share of €4.97 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors. Cathay General Bancorp's current Cyclically Adjusted FCF per Share is €4.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (FRA:CN7) is currently considered Modestly Overvalued. The stock's GF Value™ is €48.36, compared to a current price of €55.50 — trading 14.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €4.97. Cathay General Bancorp's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Cathay General Bancorp (FRA:CN7), the current Cyclically Adjusted FCF per Share is €4.97 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay General Bancorp (FRA:CN7) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued. The current stock price of €55.50 is trading 14.8% above its estimated GF Value™ of €48.36. GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:CN7:

  • Cyclically Adjusted FCF per Share: €4.97
  • GF Value™: €48.36 vs. price of €55.50 (14.8% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the FRA:CN7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay General Bancorp Business Description

Other Exchanges CATY:USA
Address 777 North Broadway, Los Angeles, CA, USA, 90012
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
72GF Score

Get the complete analysis for FRA:CN7

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€55.50
Price
€48.36
GF Value