PT Bank Pembangunan Daerah Banten Tbk (ISX:BEKS) E10: Rp-7.20 (As of Mar. 2026)


ISX:BEKS PT Bank Pembangunan Daerah Banten Tbk ISX:BEKS
53 GF Score
Price Rp21.00
GF Value Rp34.98
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Pembangunan Daerah Banten Tbk E10?

PT Bank Pembangunan Daerah Banten Tbk ISX:BEKS +5.00% 53 E10 is Rp-7.20 as of Mar. 2026. GuruFocus rates ISX:BEKS with a GF Score™ of 53/100 and a GF Value™ of Rp34.98 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Pembangunan Daerah Banten Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was Rp0.080. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp-7.20 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 6.20% per year. During the past 5 years, the average E10 Growth Rate was 1.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank Pembangunan Daerah Banten Tbk was 6.20% per year. The lowest was -5.20% per year. And the median was -3.40% per year.

As of today (2026-07-03), PT Bank Pembangunan Daerah Banten Tbk's current stock price is Rp21.00. PT Bank Pembangunan Daerah Banten Tbk's E10 for the quarter that ended in Mar. 2026 was Rp-7.20. PT Bank Pembangunan Daerah Banten Tbk's Shiller PE Ratio of today is .


PT Bank Pembangunan Daerah Banten Tbk  (ISX:BEKS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank Pembangunan Daerah Banten Tbk E10 Related Terms


PT Bank Pembangunan Daerah Banten Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank Pembangunan Daerah Banten Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pembangunan Daerah Banten Tbk E10 Chart

PT Bank Pembangunan Daerah Banten Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.78 -11.16 -12.18 -11.39 -9.21

PT Bank Pembangunan Daerah Banten Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.98 -10.61 -9.91 -9.21 -7.20

PT Bank Pembangunan Daerah Banten Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Banten Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Pembangunan Daerah Banten Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pembangunan Daerah Banten Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Pembangunan Daerah Banten Tbk's Shiller PE Ratio falls into.


ISX:BEKS
53GF Score
PT Bank Pembangunan Daerah Banten Tbk ISX:BEKS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Pembangunan Daerah Banten Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Pembangunan Daerah Banten Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.08/136.5387*136.5387
=0.080

Current CPI (Mar. 2026) = 136.5387.

PT Bank Pembangunan Daerah Banten Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 -21.906 103.212 -28.979
201609 -3.977 104.142 -5.214
201612 -4.131 105.222 -5.360
201703 -1.311 106.476 -1.681
201706 -0.085 107.722 -0.108
201709 -0.677 108.020 -0.856
201712 -0.444 109.017 -0.556
201803 -1.078 110.097 -1.337
201806 -1.184 111.085 -1.455
201809 -1.184 111.135 -1.455
201812 0.148 112.430 0.180
201903 -1.840 112.829 -2.227
201906 -0.994 114.730 -1.183
201909 -0.740 114.905 -0.879
201912 -0.973 115.486 -1.150
202003 -0.452 116.252 -0.531
202006 -2.247 116.630 -2.631
202009 -1.251 116.397 -1.467
202012 -5.615 117.318 -6.535
202103 -1.030 117.840 -1.193
202106 -1.290 118.184 -1.490
202109 -1.000 118.262 -1.155
202112 -1.790 119.516 -2.045
202203 -0.680 120.948 -0.768
202206 -0.920 123.322 -1.019
202209 -0.830 125.298 -0.904
202212 -2.180 126.098 -2.361
202303 -0.650 126.953 -0.699
202306 0.190 127.663 0.203
202309 0.130 128.151 0.139
202312 0.793 129.395 0.837
202403 0.050 130.607 0.052
202406 0.029 130.792 0.030
202409 0.075 130.361 0.079
202412 0.610 131.432 0.634
202503 0.070 131.948 0.072
202506 0.050 133.241 0.051
202509 0.090 133.819 0.092
202512 0.800 135.271 0.807
202603 0.080 136.539 0.080

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp-7.20 mean?
PT Bank Pembangunan Daerah Banten Tbk (ISX:BEKS) has a E10 of Rp-7.20 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Pembangunan Daerah Banten Tbk and its competitors.
Is PT Bank Pembangunan Daerah Banten Tbk's E10 too high?
PT Bank Pembangunan Daerah Banten Tbk's current E10 is Rp-7.20. Overall, PT Bank Pembangunan Daerah Banten Tbk has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Banten Tbk's E10 compare to competitors?
PT Bank Pembangunan Daerah Banten Tbk's E10 of Rp-7.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Pembangunan Daerah Banten Tbk and its competitors. PT Bank Pembangunan Daerah Banten Tbk's current E10 is Rp-7.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Banten Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Banten Tbk (ISX:BEKS) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp34.98, compared to a current price of Rp21.00 — trading 40% below its estimated fair value. The current E10 is Rp-7.20. PT Bank Pembangunan Daerah Banten Tbk's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Banten Tbk (ISX:BEKS), the current E10 is Rp-7.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Banten Tbk (ISX:BEKS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Banten Tbk stock appears to be undervalued. The current stock price of Rp21.00 is trading 40% below its estimated GF Value™ of Rp34.98. GuruFocus considers PT Bank Pembangunan Daerah Banten Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BEKS:

  • E10: Rp-7.20
  • GF Value™: Rp34.98 vs. price of Rp21.00 (40% below fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the ISX:BEKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pembangunan Daerah Banten Tbk Business Description

Address Jalan Vetera, No. 04, Banten Bank Building, Cipare, Kota Serang, Banten, Serang, IDN, 42117
PT Bank Pembangunan Daerah Banten Tbk provides banking and financial services in Indonesia. It caters to both individual and business clients and offers demand, savings, and time deposits, consumer loans such as motor vehicle, mortgages, personal loans, working capital loans, bank guarantee services, ATM services, and insurance products, among others. The company's geographical segments are: DKI Jakarta and Outsite Jakarta. The majority of its revenue is derived from Outside Jakarta.
53GF Score

Get the complete analysis for ISX:BEKS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp21.00
Price
Rp34.98
GF Value