Assurant (MEX:AIZ) E10: MXN227.19 (As of Mar. 2026)


MEX:AIZ Assurant Inc MEX:AIZ
59 GF Score
Price MXN4,292.82
GF Value MXN3,819.75
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Assurant E10?

Assurant MEX:AIZ 59 E10 is MXN227.19 as of Mar. 2026. GuruFocus rates MEX:AIZ with a GF Score™ of 59/100 and a GF Value™ of MXN3,819.75 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Assurant's adjusted earnings per share data for the three months ended in Mar. 2026 was MXN97.557. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN227.19 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Assurant's average E10 Growth Rate was 15.30% per year. During the past 3 years, the average E10 Growth Rate was 10.80% per year. During the past 5 years, the average E10 Growth Rate was 11.50% per year. During the past 10 years, the average E10 Growth Rate was 9.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Assurant was 14.40% per year. The lowest was 3.40% per year. And the median was 5.30% per year.

As of today (2026-06-29), Assurant's current stock price is MXN4292.82. Assurant's E10 for the quarter that ended in Mar. 2026 was MXN227.19. Assurant's Shiller PE Ratio of today is 18.90.

During the past 13 years, the highest Shiller PE Ratio of Assurant was 24.02. The lowest was 11.58. And the median was 18.03.


Assurant  (MEX:AIZ) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Assurant's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=4292.82/227.19
=18.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Assurant was 24.02. The lowest was 11.58. And the median was 18.03.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Assurant E10 Related Terms


Assurant E10 Historical Data

* Premium members only.

The historical data trend for Assurant's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Assurant E10 Chart

Assurant Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 195.15 200.41

Assurant Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 204.54 226.76 217.79 200.41 227.19

MEX:AIZ vs CNA, AFG, ORI: E10 Comparison

For the Insurance - Property & Casualty subindustry, Assurant's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Assurant Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Assurant's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Assurant's Shiller PE Ratio falls into.


MEX:AIZ
59GF Score
Assurant Inc MEX:AIZ
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Assurant E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Assurant's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=97.557/330.2130*330.2130
=97.557

Current CPI (Mar. 2026) = 330.2130.

Assurant Quarterly Data

per share eps CPI Adj_EPS
201606 49.932 241.018 68.411
201609 45.825 241.428 62.677
201612 11.133 241.432 15.227
201703 47.637 243.801 64.521
201706 39.044 244.955 52.633
201709 -19.055 246.819 -25.493
201712 113.124 246.524 151.527
201803 35.608 249.554 47.117
201806 21.418 251.989 28.067
201809 14.216 252.439 18.596
201812 6.283 251.233 8.258
201903 48.883 254.202 63.500
201906 42.452 256.143 54.728
201909 -18.952 256.759 -24.374
201912 37.343 256.974 47.986
202003 56.979 258.115 72.895
202006 64.861 257.797 83.081
202009 -12.813 260.280 -16.256
202012 44.359 260.474 56.236
202103 53.964 264.877 67.275
202106 66.884 271.696 81.289
202109 304.112 274.310 366.088
202112 45.131 278.802 53.453
202203 52.764 287.504 60.602
202206 19.112 296.311 21.299
202209 2.816 296.808 3.133
202212 24.760 296.797 27.548
202303 38.213 301.836 41.806
202306 49.717 305.109 53.808
202309 61.663 307.789 66.155
202312 58.052 306.746 62.493
202403 74.185 312.332 78.432
202406 65.586 314.175 68.934
202409 50.210 315.301 52.585
202412 80.712 315.605 84.448
202503 57.897 319.799 59.782
202506 85.861 322.561 87.898
202509 94.840 324.800 96.421
202512 79.405 324.054 80.914
202603 97.557 330.213 97.557

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN227.19 mean?
Assurant (MEX:AIZ) has a E10 of MXN227.19 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Assurant and its competitors.
Is Assurant's E10 too high?
Assurant's current E10 is MXN227.19. Overall, Assurant has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Assurant's E10 compare to CNA and AFG?
Assurant's E10 of MXN227.19 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Assurant and its competitors. Assurant's current E10 is MXN227.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assurant stock overvalued right now?
Based on GuruFocus' analysis, Assurant (MEX:AIZ) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN3,819.75, compared to a current price of MXN4,292.82 — trading 12.4% above its estimated fair value. The current E10 is MXN227.19. Assurant's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Assurant (MEX:AIZ), the current E10 is MXN227.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assurant (MEX:AIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Assurant stock appears to be overvalued. The current stock price of MXN4,292.82 is trading 12.4% above its estimated GF Value™ of MXN3,819.75. GuruFocus considers Assurant to be Modestly Overvalued.

Key valuation signals for MEX:AIZ:

  • E10: MXN227.19
  • GF Value™: MXN3,819.75 vs. price of MXN4,292.82 (12.4% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the MEX:AIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Assurant Business Description

Other Exchanges AIZ:USA0HIN:UKZAS:Germany
Address 260 Interstate North Circle SE, Atlanta, GA, USA, 30339
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
59GF Score

Get the complete analysis for MEX:AIZ

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,292.82
Price
MXN3,819.75
GF Value