Assurant (MEX:AIZ) Cyclically Adjusted Book per Share: MXN1,960.17 (As of Mar. 2026)


MEX:AIZ Assurant Inc MEX:AIZ
59 GF Score
Price MXN4,292.82
GF Value MXN3,617.89
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Assurant Cyclically Adjusted Book per Share?

Assurant MEX:AIZ 59 Cyclically Adjusted Book per Share is MXN1,960.17 as of Mar. 2026. GuruFocus rates MEX:AIZ with a GF Score™ of 59/100 and a GF Value™ of MXN3,617.89 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Assurant's adjusted book value per share for the three months ended in Mar. 2026 was MXN2,130.844. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN1,960.17 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Assurant's average Cyclically Adjusted Book Growth Rate was 5.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Assurant was 9.70% per year. The lowest was 3.40% per year. And the median was 9.00% per year.

As of today (2026-07-08), Assurant's current stock price is MXN4292.82. Assurant's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN1,960.17. Assurant's Cyclically Adjusted PB Ratio of today is 2.19.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Assurant was 2.57. The lowest was 1.09. And the median was 1.67.


Assurant  (MEX:AIZ) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Assurant's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=4292.82/1960.17
=2.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Assurant was 2.57. The lowest was 1.09. And the median was 1.67.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Assurant Cyclically Adjusted Book per Share Related Terms


Assurant Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Assurant's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Assurant Cyclically Adjusted Book per Share Chart

Assurant Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1,881.46 1,732.64

Assurant Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,938.55 2,082.30 1,920.29 1,732.64 1,960.17

MEX:AIZ vs CNA, AFG, ORI: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Assurant's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Assurant Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Assurant's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Assurant's Cyclically Adjusted PB Ratio falls into.


MEX:AIZ
59GF Score
Assurant Inc MEX:AIZ
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Assurant Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Assurant's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2130.844/330.2130*330.2130
=2,130.844

Current CPI (Mar. 2026) = 330.2130.

Assurant Quarterly Data

Book Value per Share CPI Adj_Book
201606 1,405.982 241.018 1,926.302
201609 1,501.522 241.428 2,053.706
201612 1,510.351 241.432 2,065.747
201703 1,422.970 243.801 1,927.323
201706 1,412.446 244.955 1,904.056
201709 1,396.016 246.819 1,867.695
201712 1,600.070 246.524 2,143.255
201803 1,550.622 249.554 2,051.803
201806 1,653.580 251.989 2,166.895
201809 1,564.298 252.439 2,046.243
201812 1,620.397 251.233 2,129.800
201903 1,710.153 254.202 2,221.520
201906 1,797.398 256.143 2,317.159
201909 1,837.667 256.759 2,363.390
201912 1,777.552 256.974 2,284.164
202003 2,107.720 258.115 2,696.459
202006 2,311.193 257.797 2,960.414
202009 2,218.748 260.280 2,814.889
202012 2,041.257 260.474 2,587.781
202103 1,962.236 264.877 2,446.252
202106 1,978.079 271.696 2,404.111
202109 2,052.270 274.310 2,470.512
202112 2,010.449 278.802 2,381.175
202203 1,833.195 287.504 2,105.518
202206 1,684.539 296.311 1,877.273
202209 1,558.825 296.808 1,734.267
202212 1,560.529 296.797 1,736.227
202303 1,491.420 301.836 1,631.635
202306 1,450.839 305.109 1,570.212
202309 1,483.206 307.789 1,591.265
202312 1,571.284 306.746 1,691.492
202403 1,569.567 312.332 1,659.425
202406 1,768.403 314.175 1,858.676
202409 2,014.140 315.301 2,109.398
202412 2,095.129 315.605 2,192.104
202503 2,107.131 319.799 2,175.748
202506 2,048.888 322.561 2,097.493
202509 2,104.368 324.800 2,139.439
202512 2,123.236 324.054 2,163.590
202603 2,130.844 330.213 2,130.844

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN1,960.17 mean?
Assurant (MEX:AIZ) has a Cyclically Adjusted Book per Share of MXN1,960.17 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Assurant and its competitors.
Is Assurant's Cyclically Adjusted Book per Share too high?
Assurant's current Cyclically Adjusted Book per Share is MXN1,960.17. Overall, Assurant has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Assurant's Cyclically Adjusted Book per Share compare to CNA and AFG?
Assurant's Cyclically Adjusted Book per Share of MXN1,960.17 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Assurant and its competitors. Assurant's current Cyclically Adjusted Book per Share is MXN1,960.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assurant stock overvalued right now?
Based on GuruFocus' analysis, Assurant (MEX:AIZ) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN3,617.89, compared to a current price of MXN4,292.82 — trading 18.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN1,960.17. Assurant's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Assurant (MEX:AIZ), the current Cyclically Adjusted Book per Share is MXN1,960.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assurant (MEX:AIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Assurant stock appears to be overvalued. The current stock price of MXN4,292.82 is trading 18.7% above its estimated GF Value™ of MXN3,617.89. GuruFocus considers Assurant to be Modestly Overvalued.

Key valuation signals for MEX:AIZ:

  • Cyclically Adjusted Book per Share: MXN1,960.17
  • GF Value™: MXN3,617.89 vs. price of MXN4,292.82 (18.7% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the MEX:AIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Assurant Business Description

Other Exchanges AIZ:USA0HIN:UKZAS:Germany
Address 260 Interstate North Circle SE, Atlanta, GA, USA, 30339
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
59GF Score

Get the complete analysis for MEX:AIZ

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,292.82
Price
MXN3,617.89
GF Value