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AssurantMEX:AIZ 59 Return-on-Tangible-Equity is 40.58% as of Mar. 2026, which is 8% above its 10-year median of 37.47. GuruFocus rates MEX:AIZ with a GF Score™ of 59/100 and a GF Value™ of MXN3,666.21 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 497 Insurance companies, Assurant ranks better than 89.94% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Assurant's annualized net income for the quarter that ended in Mar. 2026 was MXN19,771 Mil. Assurant's average shareholder tangible equity for the quarter that ended in Mar. 2026 was MXN48,716 Mil. Therefore, Assurant's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 40.58%.
The historical rank and industry rank for Assurant's Return-on-Tangible-Equity or its related term are showing as below:
MEX:AIZ'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 17.22 Med: 37.47 Max: 87.76
Current: 40.43
During the past 13 years, Assurant's highest Return-on-Tangible-Equity was 87.76%. The lowest was 17.22%. And the median was 37.47%.
MEX:AIZ's Return-on-Tangible-Equity is ranked better than 89.94% of 497
companies
in the Insurance industry
Industry Median: 13.32
vs MEX:AIZ: 40.43
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Assurant Return-on-Tangible-Equity Related Terms
Assurant Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Assurant's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:AIZ vs CNA, AFG, ORI: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, Assurant's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Assurant Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Assurant's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Assurant's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 40.58% mean?
Assurant (MEX:AIZ) has a Return-on-Tangible-Equity of 40.58% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Assurant and its competitors. This is near median its historical median of 37.47. Over the past decade, Assurant's Return-on-Tangible-Equity has ranged from 17.22 to 87.76. According to the industry distribution chart, Assurant ranks #50 out of 497 companies in the Insurance industry, placing it in the top 10.1%.
Is Assurant's Return-on-Tangible-Equity too high?
Assurant's current Return-on-Tangible-Equity of 40.58% is near median its 10-year median of 37.47. Over the past 10 years, this metric has ranged from a low of 17.22 to a high of 87.76. The Insurance industry median Return-on-Tangible-Equity is 13.32. Assurant's value of 40.58% is 204.7% above this industry median. Based on the distribution chart, Assurant ranks #50 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Assurant has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Assurant's Return-on-Tangible-Equity compare to CNA and AFG?
According to the Insurance industry distribution chart, Assurant ranks #50 out of 497 companies for Return-on-Tangible-Equity. This places Assurant in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.32. Assurant's value of 40.58% is 204.7% above this benchmark. Historically, Assurant's own Return-on-Tangible-Equity has ranged from 17.22 to 87.76 over the past decade. While the company's 10-year median is 37.47 vs. the industry median of 13.32, Assurant has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Assurant's current Return-on-Tangible-Equity of 40.58% is 204.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Assurant and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Assurant's current Return-on-Tangible-Equity is 40.58%, which is near median its own 10-year median of 37.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assurant stock overvalued right now?
Based on GuruFocus' analysis, Assurant (MEX:AIZ) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN3,666.21, compared to a current price of MXN4,292.82 — trading 17.1% above its estimated fair value. The current Return-on-Tangible-Equity is 40.58%, which is near median its 10-year median of 37.47 and 204.7% above the Insurance industry median of 13.32. Assurant's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Assurant (MEX:AIZ), the current Return-on-Tangible-Equity is 40.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Assurant (MEX:AIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Assurant stock appears to be overvalued.
The current stock price of MXN4,292.82 is trading 17.1% above its estimated GF Value™ of MXN3,666.21.
GuruFocus considers Assurant to be Modestly Overvalued.
Key valuation signals for MEX:AIZ:
Return-on-Tangible-Equity: 40.58% (near median its 10-year median of 37.47)
GF Value™: MXN3,666.21 vs. price of MXN4,292.82 (17.1% above fair value)
Industry Position: 204.7% above the Insurance median (#50 of 497)
No single metric tells the full story. See the MEX:AIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
59GF Score
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