Assurant (MEX:AIZ) Retained Earnings: MXN89,249 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:AIZ Assurant Inc MEX:AIZ
86 GF Score
Price MXN4,292.82
GF Value MXN3,387.91
! 7 Warning Signs
View Full Analysis

What is Assurant Retained Earnings?

Assurant MEX:AIZ 86 Retained Earnings is MXN89,249 Mil as of Mar. 2026. GuruFocus rates MEX:AIZ with a GF Score™ of 86/100 and a GF Value™ of MXN3,387.91. The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Assurant's retained earnings for the quarter that ended in Mar. 2026 was MXN89,249 Mil.

Assurant's quarterly retained earnings increased from Sep. 2025 (MXN86,700 Mil) to Dec. 2025 (MXN86,901 Mil) and increased from Dec. 2025 (MXN86,901 Mil) to Mar. 2026 (MXN89,249 Mil).

Assurant's annual retained earnings increased from Dec. 2023 (MXN68,376 Mil) to Dec. 2024 (MXN91,313 Mil) but then declined from Dec. 2024 (MXN91,313 Mil) to Dec. 2025 (MXN86,901 Mil).


Assurant  (MEX:AIZ) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Assurant Retained Earnings Historical Data

* Premium members only.

The historical data trend for Assurant's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Assurant Retained Earnings Chart

Assurant Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 82,901.18 72,121.55 68,375.67 91,312.51 86,900.91

Assurant Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86,066.39 86,700.19 86,900.91 89,249.24 0.00
MEX:AIZ
86GF Score
Assurant Inc MEX:AIZ
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Assurant Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of MXN89,249 Mil mean?
Assurant (MEX:AIZ) has a Retained Earnings of MXN89,249 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Assurant and its competitors.
Is Assurant's Retained Earnings too high?
Assurant's current Retained Earnings is MXN89,249 Mil. Overall, Assurant has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Assurant's Retained Earnings compare to CNA and AFG?
Assurant's Retained Earnings of MXN89,249 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Assurant and its competitors. Assurant's current Retained Earnings is MXN89,249 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assurant stock overvalued right now?
Assurant (MEX:AIZ) has a current Retained Earnings of MXN89,249 Mil. The stock's GF Value™ is MXN3,387.91, compared to a current price of MXN4,292.82 — trading 26.7% above its estimated fair value. The current Retained Earnings is MXN89,249 Mil. Assurant's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Assurant (MEX:AIZ), the current Retained Earnings is MXN89,249 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assurant (MEX:AIZ) Overvalued in 2026?

Based on GuruFocus' analysis, Assurant stock appears to be overvalued. The current stock price of MXN4,292.82 is trading 26.7% above its estimated GF Value™ of MXN3,387.91.

Key valuation signals for MEX:AIZ:

  • Retained Earnings: MXN89,249 Mil
  • GF Value™: MXN3,387.91 vs. price of MXN4,292.82 (26.7% above fair value)
  • GF Score™: 86/100 with 7 warning signs

No single metric tells the full story. See the MEX:AIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Assurant Business Description

Other Exchanges AIZ:USA0HIN:UKZAS:Germany
Address 260 Interstate North Circle SE, Atlanta, GA, USA, 30339
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
86GF Score

Get the complete analysis for MEX:AIZ

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,292.82
Price
MXN3,387.91
GF Value