U.S. Bancorp (MEX:USB) E10: MXN81.98 (As of Mar. 2026)


MEX:USB U.S. Bancorp MEX:USB
59 GF Score
Price MXN983.22
GF Value MXN821.23
Valuation Modestly Overvalued
! 7 Warning Signs
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What is U.S. Bancorp E10?

U.S. Bancorp MEX:USB 59 E10 is MXN81.98 as of Mar. 2026. GuruFocus rates MEX:USB with a GF Score™ of 59/100 and a GF Value™ of MXN821.23 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

U.S. Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was MXN21.279. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN81.98 for the trailing ten years ended in Mar. 2026.

During the past 12 months, U.S. Bancorp's average E10 Growth Rate was 4.30% per year. During the past 3 years, the average E10 Growth Rate was 2.50% per year. During the past 5 years, the average E10 Growth Rate was 4.80% per year. During the past 10 years, the average E10 Growth Rate was 6.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of U.S. Bancorp was 34.40% per year. The lowest was -7.20% per year. And the median was 7.20% per year.

As of today (2026-06-25), U.S. Bancorp's current stock price is MXN983.22. U.S. Bancorp's E10 for the quarter that ended in Mar. 2026 was MXN81.98. U.S. Bancorp's Shiller PE Ratio of today is 11.99.

During the past 13 years, the highest Shiller PE Ratio of U.S. Bancorp was 21.37. The lowest was 6.74. And the median was 12.91.


U.S. Bancorp  (MEX:USB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

U.S. Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=983.22/81.98
=11.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of U.S. Bancorp was 21.37. The lowest was 6.74. And the median was 12.91.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


U.S. Bancorp E10 Related Terms


U.S. Bancorp E10 Historical Data

* Premium members only.

The historical data trend for U.S. Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U.S. Bancorp E10 Chart

U.S. Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 84.53 82.86 75.23 90.83 82.82

U.S. Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93.65 86.07 87.27 82.82 81.98

MEX:USB vs PNC, NU, TFC: E10 Comparison

For the Banks - Regional subindustry, U.S. Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


U.S. Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, U.S. Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where U.S. Bancorp's Shiller PE Ratio falls into.


MEX:USB
59GF Score
U.S. Bancorp MEX:USB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

U.S. Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, U.S. Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=21.279/330.2130*330.2130
=21.279

Current CPI (Mar. 2026) = 330.2130.

U.S. Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 15.350 241.018 21.031
201609 16.242 241.428 22.215
201612 16.906 241.432 23.123
201703 15.440 243.801 20.913
201706 15.365 244.955 20.713
201709 15.970 246.819 21.366
201712 19.050 246.524 25.517
201803 17.441 249.554 23.078
201806 20.042 251.989 26.264
201809 19.827 252.439 25.936
201812 21.598 251.233 28.388
201903 19.398 254.202 25.198
201906 20.938 256.143 26.993
201909 22.703 256.759 29.198
201912 16.974 256.974 21.812
202003 16.883 258.115 21.599
202006 9.464 257.797 12.122
202009 21.870 260.280 27.746
202012 18.897 260.474 23.956
202103 29.639 264.877 36.950
202106 25.480 271.696 30.968
202109 26.731 274.310 32.179
202112 21.950 278.802 25.998
202203 19.712 287.504 22.640
202206 19.917 296.311 22.196
202209 23.333 296.808 25.959
202212 11.113 296.797 12.364
202303 18.746 301.836 20.508
202306 14.401 305.109 15.586
202309 15.851 307.789 17.006
202312 8.317 306.746 8.953
202403 12.945 312.332 13.686
202406 17.770 314.175 18.677
202409 20.281 315.301 21.240
202412 21.064 315.605 22.039
202503 21.072 319.799 21.758
202506 20.900 322.561 21.396
202509 22.380 324.800 22.753
202512 22.687 324.054 23.118
202603 21.279 330.213 21.279

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN81.98 mean?
U.S. Bancorp (MEX:USB) has a E10 of MXN81.98 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on U.S. Bancorp and its competitors.
Is U.S. Bancorp's E10 too high?
U.S. Bancorp's current E10 is MXN81.98. Overall, U.S. Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's E10 compare to PNC and NU?
U.S. Bancorp's E10 of MXN81.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on U.S. Bancorp and its competitors. U.S. Bancorp's current E10 is MXN81.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
Based on GuruFocus' analysis, U.S. Bancorp (MEX:USB) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN821.23, compared to a current price of MXN983.22 — trading 19.7% above its estimated fair value. The current E10 is MXN81.98. U.S. Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For U.S. Bancorp (MEX:USB), the current E10 is MXN81.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U.S. Bancorp (MEX:USB) Overvalued in 2026?

Based on GuruFocus' analysis, U.S. Bancorp stock appears to be overvalued. The current stock price of MXN983.22 is trading 19.7% above its estimated GF Value™ of MXN821.23. GuruFocus considers U.S. Bancorp to be Modestly Overvalued.

Key valuation signals for MEX:USB:

  • E10: MXN81.98
  • GF Value™: MXN821.23 vs. price of MXN983.22 (19.7% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the MEX:USB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


U.S. Bancorp Business Description

Address 800 Nicollet Mall, Minneapolis, MN, USA, 55402
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
59GF Score

Get the complete analysis for MEX:USB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN983.22
Price
MXN821.23
GF Value