U.S. Bancorp (MEX:USB) Retained Earnings: MXN1,477,672 Mil (As of Mar. 2026)


MEX:USB U.S. Bancorp MEX:USB
59 GF Score
Price MXN1,065.00
GF Value MXN825.34
Valuation Modestly Overvalued
! 7 Warning Signs
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What is U.S. Bancorp Retained Earnings?

U.S. Bancorp MEX:USB 59 Retained Earnings is MXN1,477,672 Mil as of Mar. 2026. GuruFocus rates MEX:USB with a GF Score™ of 59/100 and a GF Value™ of MXN825.34 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. U.S. Bancorp's retained earnings for the quarter that ended in Mar. 2026 was MXN1,477,672 Mil.

U.S. Bancorp's quarterly retained earnings declined from Sep. 2025 (MXN1,462,803 Mil) to Dec. 2025 (MXN1,456,769 Mil) but then increased from Dec. 2025 (MXN1,456,769 Mil) to Mar. 2026 (MXN1,477,672 Mil).

U.S. Bancorp's annual retained earnings increased from Dec. 2023 (MXN1,256,536 Mil) to Dec. 2024 (MXN1,603,032 Mil) but then declined from Dec. 2024 (MXN1,603,032 Mil) to Dec. 2025 (MXN1,456,769 Mil).


U.S. Bancorp  (MEX:USB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


U.S. Bancorp Retained Earnings Historical Data

* Premium members only.

The historical data trend for U.S. Bancorp's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U.S. Bancorp Retained Earnings Chart

U.S. Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,419,589.32 1,401,781.90 1,256,535.68 1,603,031.67 1,456,769.17

U.S. Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,589,418.02 1,480,954.24 1,462,803.20 1,456,769.17 1,477,671.57
MEX:USB
59GF Score
U.S. Bancorp MEX:USB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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U.S. Bancorp Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of MXN1,477,672 Mil mean?
U.S. Bancorp (MEX:USB) has a Retained Earnings of MXN1,477,672 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on U.S. Bancorp and its competitors.
Is U.S. Bancorp's Retained Earnings too high?
U.S. Bancorp's current Retained Earnings is MXN1,477,672 Mil. Overall, U.S. Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's Retained Earnings compare to PNC and NU?
U.S. Bancorp's Retained Earnings of MXN1,477,672 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on U.S. Bancorp and its competitors. U.S. Bancorp's current Retained Earnings is MXN1,477,672 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
Based on GuruFocus' analysis, U.S. Bancorp (MEX:USB) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN825.34, compared to a current price of MXN1,065.00 — trading 29% above its estimated fair value. The current Retained Earnings is MXN1,477,672 Mil. U.S. Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For U.S. Bancorp (MEX:USB), the current Retained Earnings is MXN1,477,672 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U.S. Bancorp (MEX:USB) Overvalued in 2026?

Based on GuruFocus' analysis, U.S. Bancorp stock appears to be overvalued. The current stock price of MXN1,065.00 is trading 29% above its estimated GF Value™ of MXN825.34. GuruFocus considers U.S. Bancorp to be Modestly Overvalued.

Key valuation signals for MEX:USB:

  • Retained Earnings: MXN1,477,672 Mil
  • GF Value™: MXN825.34 vs. price of MXN1,065.00 (29% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the MEX:USB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


U.S. Bancorp Business Description

Address 800 Nicollet Mall, Minneapolis, MN, USA, 55402
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
59GF Score

Get the complete analysis for MEX:USB

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,065.00
Price
MXN825.34
GF Value