Arch Capital Group (MIL:1ACGL) E10: €5.70 (As of Mar. 2026)


MIL:1ACGL Arch Capital Group Ltd MIL:1ACGL
68 GF Score
Price €84.88
GF Value €100.60
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Arch Capital Group E10?

Arch Capital Group MIL:1ACGL +1.41% 68 E10 is €5.70 as of Mar. 2026. GuruFocus rates MIL:1ACGL with a GF Score™ of 68/100 and a GF Value™ of €100.60 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Arch Capital Group's adjusted earnings per share data for the three months ended in Mar. 2026 was €2.491. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €5.70 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Arch Capital Group's average E10 Growth Rate was 26.30% per year. During the past 3 years, the average E10 Growth Rate was 27.00% per year. During the past 5 years, the average E10 Growth Rate was 24.50% per year. During the past 10 years, the average E10 Growth Rate was 16.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Arch Capital Group was 45.40% per year. The lowest was 5.60% per year. And the median was 16.25% per year.

As of today (2026-06-29), Arch Capital Group's current stock price is €84.88. Arch Capital Group's E10 for the quarter that ended in Mar. 2026 was €5.70. Arch Capital Group's Shiller PE Ratio of today is 14.89.

During the past 13 years, the highest Shiller PE Ratio of Arch Capital Group was 24.96. The lowest was 12.09. And the median was 18.41.


Arch Capital Group  (MIL:1ACGL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Arch Capital Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=84.88/5.70
=14.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Arch Capital Group was 24.96. The lowest was 12.09. And the median was 18.41.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Arch Capital Group E10 Related Terms


Arch Capital Group E10 Historical Data

* Premium members only.

The historical data trend for Arch Capital Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arch Capital Group E10 Chart

Arch Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 5.29

Arch Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 4.75 5.29 5.70

MIL:1ACGL vs HIG, AIG, PLGO: E10 Comparison

For the Insurance - Diversified subindustry, Arch Capital Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arch Capital Group Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Arch Capital Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Arch Capital Group's Shiller PE Ratio falls into.


MIL:1ACGL
68GF Score
Arch Capital Group Ltd MIL:1ACGL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arch Capital Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arch Capital Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.491/330.2130*330.2130
=2.491

Current CPI (Mar. 2026) = 330.2130.

Arch Capital Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.490 241.018 0.671
201609 0.588 241.428 0.804
201612 0.158 241.432 0.216
201703 0.542 243.801 0.734
201706 0.374 244.955 0.504
201709 -0.109 246.819 -0.146
201712 0.411 246.524 0.551
201803 0.268 249.554 0.355
201806 0.479 251.989 0.628
201809 0.454 252.439 0.594
201812 0.272 251.233 0.358
201903 0.947 254.202 1.230
201906 0.991 256.143 1.278
201909 0.835 256.759 1.074
201912 0.684 256.974 0.879
202003 0.290 258.115 0.371
202006 0.630 257.797 0.807
202009 0.849 260.280 1.077
202012 1.069 260.474 1.355
202103 0.882 264.877 1.100
202106 1.353 271.696 1.644
202109 0.833 274.310 1.003
202112 1.398 278.802 1.656
202203 0.436 287.504 0.501
202206 0.984 296.311 1.097
202209 0.020 296.808 0.022
202212 2.133 296.797 2.373
202303 1.747 301.836 1.911
202306 1.615 305.109 1.748
202309 1.762 307.789 1.890
202312 5.612 306.746 6.041
202403 2.686 312.332 2.840
202406 3.066 314.175 3.223
202409 2.307 315.301 2.416
202412 2.311 315.605 2.418
202503 1.369 319.799 1.414
202506 2.800 322.561 2.866
202509 3.033 324.800 3.084
202512 2.861 324.054 2.915
202603 2.491 330.213 2.491

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €5.70 mean?
Arch Capital Group (MIL:1ACGL) has a E10 of €5.70 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Arch Capital Group and its competitors.
Is Arch Capital Group's E10 too high?
Arch Capital Group's current E10 is €5.70. Overall, Arch Capital Group has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arch Capital Group's E10 compare to HIG and AIG?
Arch Capital Group's E10 of €5.70 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Arch Capital Group and its competitors. Arch Capital Group's current E10 is €5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arch Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Arch Capital Group (MIL:1ACGL) is currently considered Modestly Undervalued. The stock's GF Value™ is €100.60, compared to a current price of €84.88 — trading 15.6% below its estimated fair value. The current E10 is €5.70. Arch Capital Group's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Arch Capital Group (MIL:1ACGL), the current E10 is €5.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arch Capital Group (MIL:1ACGL) Overvalued in 2026?

Based on GuruFocus' analysis, Arch Capital Group stock appears to be undervalued. The current stock price of €84.88 is trading 15.6% below its estimated GF Value™ of €100.60. GuruFocus considers Arch Capital Group to be Modestly Undervalued.

Key valuation signals for MIL:1ACGL:

  • E10: €5.70
  • GF Value™: €100.60 vs. price of €84.88 (15.6% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the MIL:1ACGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arch Capital Group Business Description

Address 100 Pitts Bay Road, Waterloo House, Ground Floor, Pembroke, BMU, HM 08
Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates through three underwriting segments: insurance, reinsurance, and mortgage. The insurance segment provides specialty risk solutions to clients across various industries. The reinsurance segment provides reinsurance services which cover property catastrophe, property, liability, marine, aviation and space, trade credit and surety, agriculture, accident, life and health, and political risk. The mortgage business provides risk management and risk financing products to the mortgage insurance sectors through platforms in the U.S., Europe and Bermuda.
68GF Score

Get the complete analysis for MIL:1ACGL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.88
Price
€100.60
GF Value