Arch Capital Group (MIL:1ACGL) Moat Score: 5/10 (As of Jun. 30, 2026)


MIL:1ACGL Arch Capital Group Ltd MIL:1ACGL
68 GF Score
Price €85.50
GF Value €100.60
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Arch Capital Group Moat Score?

Arch Capital Group MIL:1ACGL +0.73% 68 Moat Score is 5 as of Jun. 30, 2026. GuruFocus rates MIL:1ACGL with a GF Score™ of 68/100 and a GF Value™ of €100.60 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 601 Insurance companies, Arch Capital Group ranks better than 88.85% on this metric.

Arch Capital Group has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Arch Capital Group has Narrow Moat: Arch Capital Group has a solid narrow moat due to its strong market position in insurance and reinsurance, supported by economies of scale and a robust distribution network. However, it faces competitive pressures that limit its moat to a solid narrow level.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Arch Capital Group might have Narrow Moat - Solid narrow moat.

Arch Capital Group  (MIL:1ACGL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Arch Capital Group Moat Score Related Terms

MIL:1ACGL vs HIG, AIG, PLGO: Moat Score Comparison

For the Insurance - Diversified subindustry, Arch Capital Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Arch Capital Group Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Arch Capital Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Arch Capital Group's Moat Score falls into.


MIL:1ACGL
68GF Score
Arch Capital Group Ltd MIL:1ACGL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Arch Capital Group (MIL:1ACGL) has a Moat Score of 5 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Arch Capital Group ranks #67 out of 601 companies in the Insurance industry, placing it in the top 11.1%.
Is Arch Capital Group's Moat Score too high?
Arch Capital Group's current Moat Score is 5. Based on the distribution chart, Arch Capital Group ranks #67 out of 601 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Arch Capital Group has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arch Capital Group's Moat Score compare to HIG and AIG?
According to the Insurance industry distribution chart, Arch Capital Group ranks #67 out of 601 companies for Moat Score. This places Arch Capital Group in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Arch Capital Group's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arch Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Arch Capital Group (MIL:1ACGL) is currently considered Modestly Undervalued. The stock's GF Value™ is €100.60, compared to a current price of €85.50 — trading 15% below its estimated fair value. The current Moat Score is 5. Arch Capital Group's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Arch Capital Group (MIL:1ACGL), the current Moat Score is 5 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arch Capital Group (MIL:1ACGL) Overvalued in 2026?

Based on GuruFocus' analysis, Arch Capital Group stock appears to be undervalued. The current stock price of €85.50 is trading 15% below its estimated GF Value™ of €100.60. GuruFocus considers Arch Capital Group to be Modestly Undervalued.

Key valuation signals for MIL:1ACGL:

  • Moat Score: 5
  • GF Value™: €100.60 vs. price of €85.50 (15% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the MIL:1ACGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arch Capital Group Business Description

Address 100 Pitts Bay Road, Waterloo House, Ground Floor, Pembroke, BMU, HM 08
Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates through three underwriting segments: insurance, reinsurance, and mortgage. The insurance segment provides specialty risk solutions to clients across various industries. The reinsurance segment provides reinsurance services which cover property catastrophe, property, liability, marine, aviation and space, trade credit and surety, agriculture, accident, life and health, and political risk. The mortgage business provides risk management and risk financing products to the mortgage insurance sectors through platforms in the U.S., Europe and Bermuda.
68GF Score

Get the complete analysis for MIL:1ACGL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€85.50
Price
€100.60
GF Value