PAYS (PaySign) E10: $0.05 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PAYS PaySign Inc PAYS
69 GF Score
Price $8.70
GF Value $5.96
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is PaySign E10?

PaySign PAYS -4.61% 69 E10 is $0.05 as of Mar. 2026. GuruFocus rates PAYS with a GF Score™ of 69/100 and a GF Value™ of $5.96 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PaySign's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.090. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PaySign's average E10 Growth Rate was 150.00% per year. During the past 3 years, the average E10 Growth Rate was 58.70% per year. During the past 5 years, the average E10 Growth Rate was 19.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PaySign was 58.70% per year. The lowest was 0.00% per year. And the median was 26.00% per year.

As of today (2026-07-14), PaySign's current stock price is $8.70. PaySign's E10 for the quarter that ended in Mar. 2026 was $0.05. PaySign's Shiller PE Ratio of today is 174.00.

During the past 13 years, the highest Shiller PE Ratio of PaySign was 407.50. The lowest was 80.75. And the median was 195.75.


PaySign  (NAS:PAYS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PaySign's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.70/0.05
=174.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PaySign was 407.50. The lowest was 80.75. And the median was 195.75.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PaySign E10 Related Terms


PaySign E10 Historical Data

* Premium members only.

The historical data trend for PaySign's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PaySign E10 Chart

PaySign Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.02 0.02 0.04

PaySign Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.04 0.04 0.05

PAYS vs SWMR, YEXT, CINT: E10 Comparison

For the Software - Infrastructure subindustry, PaySign's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PaySign Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, PaySign's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PaySign's Shiller PE Ratio falls into.


PAYS
69GF Score
PaySign Inc PAYS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PaySign E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PaySign's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.09/330.2130*330.2130
=0.090

Current CPI (Mar. 2026) = 330.2130.

PaySign Quarterly Data

per share eps CPI Adj_EPS
201606 0.010 241.018 0.014
201609 0.010 241.428 0.014
201612 0.010 241.432 0.014
201703 0.010 243.801 0.014
201706 0.010 244.955 0.013
201709 0.010 246.819 0.013
201712 0.010 246.524 0.013
201803 0.010 249.554 0.013
201806 0.010 251.989 0.013
201809 0.020 252.439 0.026
201812 0.010 251.233 0.013
201903 0.020 254.202 0.026
201906 0.030 256.143 0.039
201909 0.050 256.759 0.064
201912 0.040 256.974 0.051
202003 0.030 258.115 0.038
202006 -0.004 257.797 -0.005
202009 -0.120 260.280 -0.152
202012 -0.090 260.474 -0.114
202103 -0.030 264.877 -0.037
202106 -0.020 271.696 -0.024
202109 -0.010 274.310 -0.012
202112 0.002 278.802 0.002
202203 -0.010 287.504 -0.011
202206 -0.004 296.311 -0.004
202209 0.020 296.808 0.022
202212 0.010 296.797 0.011
202303 -0.003 301.836 -0.003
202306 -0.002 305.109 -0.002
202309 0.020 307.789 0.021
202312 0.100 306.746 0.108
202403 0.010 312.332 0.011
202406 0.010 314.175 0.011
202409 0.030 315.301 0.031
202412 0.020 315.605 0.021
202503 0.050 319.799 0.052
202506 0.020 322.561 0.020
202509 0.040 324.800 0.041
202512 0.020 324.054 0.020
202603 0.090 330.213 0.090

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.05 mean?
PaySign (PAYS) has a E10 of $0.05 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PaySign and its competitors.
Is PaySign's E10 too high?
PaySign's current E10 is $0.05. Overall, PaySign has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PaySign's E10 compare to SWMR and YEXT?
PaySign's E10 of $0.05 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Software company?
A good E10 depends on the Software industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PaySign and its competitors. PaySign's current E10 is $0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PaySign stock overvalued right now?
Based on GuruFocus' analysis, PaySign (PAYS) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.96, compared to a current price of $8.70 — trading 46% above its estimated fair value. The current E10 is $0.05. PaySign's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PaySign (PAYS), the current E10 is $0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PaySign (PAYS) Overvalued in 2026?

Based on GuruFocus' analysis, PaySign stock appears to be overvalued. The current stock price of $8.70 is trading 46% above its estimated GF Value™ of $5.96. GuruFocus considers PaySign to be Significantly Overvalued.

Key valuation signals for PAYS:

  • E10: $0.05
  • GF Value™: $5.96 vs. price of $8.70 (46% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the PAYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PaySign Business Description

Address 2615 Saint Rose Parkway, Henderson, NV, USA, 89052
PaySign Inc is a provider of prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing designed for businesses, consumers, and government institutions. The Company creates customized payment solutions for clients across industries, including pharmaceutical, healthcare, hospitality, and retail. The company's revenues include fees generated from cardholder fees, interchange, card program management fees, transaction claims processing fees, and settlement income.
69GF Score

Get the complete analysis for PAYS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.70
Price
$5.96
GF Value