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PaySignPAYS +0.80%64 EV-to-EBIT is 40.40 as of Aug. 11, 2026, which is 25% above its 10-year median of 32.31. GuruFocus rates PAYS with a GF Score™ of 64/100 and a GF Value™ of $6.40 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,773 Software companies, PaySign ranks worse than 80.15% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PaySign's Enterprise Value is $691.5 Mil.
PaySign's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $17.1 Mil. Therefore, PaySign's EV-to-EBIT for today is 40.40.
The historical rank and industry rank for PaySign's EV-to-EBIT or its related term are showing as below:
PAYS'
s EV-to-EBIT Range Over the Past 10 Years
Min: -2486.58 Med: 32.31 Max: 1147.9
Current: 40.4
During the past 13 years, the highest EV-to-EBIT of PaySign was 1147.90. The lowest was -2486.58. And the median was 32.31.
PAYS's EV-to-EBIT is ranked worse than 80.15% of 1773
companies
in the Software industry
Industry Median: 14.11
vs PAYS: 40.40
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
PaySign's Enterprise Value for the quarter that ended in Jun. 2026 was $485.9 Mil.
PaySign's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PaySign EV-to-EBIT Related Terms
PaySign EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for PaySign's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, PaySign's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PaySign EV-to-EBIT vs Software Industry
For the Software industry and Technology sector, PaySign's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where PaySign's EV-to-EBIT falls into.
PaySign's current Enterprise Value is $691.5 Mil.
PaySign's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PaySign (PAYS) has a EV-to-EBIT of 40.40 as of Aug. 11, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PaySign and its competitors. This is 25% above median its historical median of 32.31. According to the industry distribution chart, PaySign ranks #1421 out of 1773 companies in the Software industry, placing it in the top 80.1%.
Is PaySign's EV-to-EBIT too high?
PaySign's current EV-to-EBIT of 40.40 is 25% above median its 10-year median of 32.31. The Software industry median EV-to-EBIT is 14.11. PaySign's value of 40.40 is 186.3% above this industry median. Based on the distribution chart, PaySign ranks #1421 out of 1773 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PaySign has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PaySign's EV-to-EBIT compare to NUAI and OWLS?
According to the Software industry distribution chart, PaySign ranks #1421 out of 1773 companies for EV-to-EBIT. This places PaySign in the lower half of its industry. The industry median EV-to-EBIT is 14.11. PaySign's value of 40.40 is 186.3% above this benchmark. While the company's 10-year median is 32.31 vs. the industry median of 14.11, PaySign has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Software company?
The median EV-to-EBIT among Software companies is 14.11, based on 1,773 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PaySign's current EV-to-EBIT of 40.40 is 186.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PaySign and its competitors. For the Software industry, the median EV-to-EBIT is 14.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PaySign's current EV-to-EBIT is 40.40, which is 25% above median its own 10-year median of 32.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PaySign stock overvalued right now?
Based on GuruFocus' analysis, PaySign (PAYS) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.40, compared to a current price of $12.63 — trading 97.3% above its estimated fair value. The current EV-to-EBIT is 40.40, which is 25% above median its 10-year median of 32.31 and 186.3% above the Software industry median of 14.11. PaySign's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PaySign (PAYS), the current EV-to-EBIT is 40.40 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PaySign (PAYS) Overvalued in 2026?
Based on GuruFocus' analysis, PaySign stock appears to be overvalued.
The current stock price of $12.63 is trading 97.3% above its estimated GF Value™ of $6.40.
GuruFocus considers PaySign to be Significantly Overvalued.
Key valuation signals for PAYS:
EV-to-EBIT: 40.40 (25% above median its 10-year median of 32.31)
GF Value™: $6.40 vs. price of $12.63 (97.3% above fair value)
Industry Position: 186.3% above the Software median (#1421 of 1773)
No single metric tells the full story. See the PAYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PaySign Inc is a provider of prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing designed for businesses, consumers, and government institutions. The Company creates customized payment solutions for clients across industries, including pharmaceutical, healthcare, hospitality, and retail. The company's revenues include fees generated from cardholder fees, interchange, card program management fees, transaction claims processing fees, and settlement income.
64GF Score
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