PAYS (PaySign) Cyclically Adjusted FCF per Share: $0.36 (As of Mar. 2026)

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PAYS PaySign Inc PAYS
69 GF Score
Price $8.81
GF Value $5.96
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is PaySign Cyclically Adjusted FCF per Share?

PaySign PAYS -3.40% 69 Cyclically Adjusted FCF per Share is $0.36 as of Mar. 2026. GuruFocus rates PAYS with a GF Score™ of 69/100 and a GF Value™ of $5.96 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PaySign's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.274. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.36 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PaySign's average Cyclically Adjusted FCF Growth Rate was 50.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 22.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 26.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PaySign was 30.10% per year. The lowest was 22.40% per year. And the median was 24.40% per year.

As of today (2026-07-14), PaySign's current stock price is $8.81. PaySign's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.36. PaySign's Cyclically Adjusted Price-to-FCF of today is 24.47.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PaySign was 112.67. The lowest was 8.10. And the median was 17.09.


PaySign  (NAS:PAYS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PaySign's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=8.81/0.36
=24.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PaySign was 112.67. The lowest was 8.10. And the median was 17.09.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PaySign Cyclically Adjusted FCF per Share Related Terms


PaySign Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PaySign's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PaySign Cyclically Adjusted FCF per Share Chart

PaySign Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.18 0.22 0.25 0.33

PaySign Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.24 0.25 0.33 0.36

PAYS vs SWMR, YEXT, CINT: Cyclically Adjusted FCF per Share Comparison

For the Software - Infrastructure subindustry, PaySign's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PaySign Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, PaySign's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PaySign's Cyclically Adjusted Price-to-FCF falls into.


PAYS
69GF Score
PaySign Inc PAYS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PaySign Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PaySign's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.274/330.2130*330.2130
=0.274

Current CPI (Mar. 2026) = 330.2130.

PaySign Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.068 241.018 0.093
201609 -0.030 241.428 -0.041
201612 0.033 241.432 0.045
201703 0.028 243.801 0.038
201706 0.007 244.955 0.009
201709 0.031 246.819 0.041
201712 0.047 246.524 0.063
201803 0.026 249.554 0.034
201806 0.059 251.989 0.077
201809 0.059 252.439 0.077
201812 0.133 251.233 0.175
201903 0.357 254.202 0.464
201906 -0.041 256.143 -0.053
201909 -0.146 256.759 -0.188
201912 0.077 256.974 0.099
202003 0.169 258.115 0.216
202006 -0.144 257.797 -0.184
202009 0.158 260.280 0.200
202012 0.008 260.474 0.010
202103 0.185 264.877 0.231
202106 0.138 271.696 0.168
202109 -0.044 274.310 -0.053
202112 -0.029 278.802 -0.034
202203 0.086 287.504 0.099
202206 0.199 296.311 0.222
202209 0.254 296.808 0.283
202212 -0.133 296.797 -0.148
202303 0.030 301.836 0.033
202306 -0.085 305.109 -0.092
202309 0.039 307.789 0.042
202312 0.398 306.746 0.428
202403 0.109 312.332 0.115
202406 0.326 314.175 0.343
202409 -0.403 315.301 -0.422
202412 0.215 315.605 0.225
202503 -0.154 319.799 -0.159
202506 0.032 322.561 0.033
202509 0.074 324.800 0.075
202512 0.752 324.054 0.766
202603 0.274 330.213 0.274

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.36 mean?
PaySign (PAYS) has a Cyclically Adjusted FCF per Share of $0.36 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PaySign and its competitors.
Is PaySign's Cyclically Adjusted FCF per Share too high?
PaySign's current Cyclically Adjusted FCF per Share is $0.36. Overall, PaySign has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PaySign's Cyclically Adjusted FCF per Share compare to SWMR and YEXT?
PaySign's Cyclically Adjusted FCF per Share of $0.36 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Software company?
A good Cyclically Adjusted FCF per Share depends on the Software industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PaySign and its competitors. PaySign's current Cyclically Adjusted FCF per Share is $0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PaySign stock overvalued right now?
Based on GuruFocus' analysis, PaySign (PAYS) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.96, compared to a current price of $8.81 — trading 47.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.36. PaySign's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PaySign (PAYS), the current Cyclically Adjusted FCF per Share is $0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PaySign (PAYS) Overvalued in 2026?

Based on GuruFocus' analysis, PaySign stock appears to be overvalued. The current stock price of $8.81 is trading 47.8% above its estimated GF Value™ of $5.96. GuruFocus considers PaySign to be Significantly Overvalued.

Key valuation signals for PAYS:

  • Cyclically Adjusted FCF per Share: $0.36
  • GF Value™: $5.96 vs. price of $8.81 (47.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the PAYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PaySign Business Description

Address 2615 Saint Rose Parkway, Henderson, NV, USA, 89052
PaySign Inc is a provider of prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing designed for businesses, consumers, and government institutions. The Company creates customized payment solutions for clients across industries, including pharmaceutical, healthcare, hospitality, and retail. The company's revenues include fees generated from cardholder fees, interchange, card program management fees, transaction claims processing fees, and settlement income.
69GF Score

Get the complete analysis for PAYS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.81
Price
$5.96
GF Value