PAYS (PaySign) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PAYS PaySign Inc PAYS
69 GF Score
Price $8.63
GF Value $5.96
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PaySign Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

PAYS
69GF Score
PaySign Inc PAYS
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PaySign (PAYS) Overvalued in 2026?

Based on GuruFocus' analysis, PaySign stock appears to be overvalued. The current stock price of $8.63 is trading 44.8% above its estimated GF Value™ of $5.96. GuruFocus considers PaySign to be Significantly Overvalued.

Key valuation signals for PAYS:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $5.96 vs. price of $8.63 (44.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the PAYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PaySign Business Description

Address 2615 Saint Rose Parkway, Henderson, NV, USA, 89052
PaySign Inc is a provider of prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing designed for businesses, consumers, and government institutions. The Company creates customized payment solutions for clients across industries, including pharmaceutical, healthcare, hospitality, and retail. The company's revenues include fees generated from cardholder fees, interchange, card program management fees, transaction claims processing fees, and settlement income.
69GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.63
Price
$5.96
GF Value