Allied Cooperative Insurance Group (SAU:8150) E10: ﷼-0.69 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8150 Allied Cooperative Insurance Group SAU:8150
57 GF Score
Price ﷼8.34
GF Value ﷼17.97
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Allied Cooperative Insurance Group E10?

Allied Cooperative Insurance Group SAU:8150 +0.12% 57 E10 is ﷼-0.69 as of Jun. 2026. GuruFocus rates SAU:8150 with a GF Score™ of 57/100 and a GF Value™ of ﷼17.97 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Allied Cooperative Insurance Group's adjusted earnings per share data for the three months ended in Jun. 2026 was ﷼0.460. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼-0.69 for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average E10 Growth Rate was 3.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Allied Cooperative Insurance Group was 16.40% per year. The lowest was 3.60% per year. And the median was 10.00% per year.

As of today (2026-09-03), Allied Cooperative Insurance Group's current stock price is ﷼8.34. Allied Cooperative Insurance Group's E10 for the quarter that ended in Jun. 2026 was ﷼-0.69. Allied Cooperative Insurance Group's Shiller PE Ratio of today is .


Allied Cooperative Insurance Group  (SAU:8150) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Allied Cooperative Insurance Group E10 Related Terms


Allied Cooperative Insurance Group E10 Historical Data

* Premium members only.

The historical data trend for Allied Cooperative Insurance Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Cooperative Insurance Group E10 Chart

Allied Cooperative Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.65 -0.67 -0.26 -0.38 -0.60

Allied Cooperative Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.37 -0.60 -0.60 -0.70 -0.69

SAU:8150 vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Allied Cooperative Insurance Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allied Cooperative Insurance Group Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allied Cooperative Insurance Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Allied Cooperative Insurance Group's Shiller PE Ratio falls into.


SAU:8150
57GF Score
Allied Cooperative Insurance Group SAU:8150
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allied Cooperative Insurance Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Allied Cooperative Insurance Group's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.46/333.9520*333.9520
=0.460

Current CPI (Jun. 2026) = 333.9520.

Allied Cooperative Insurance Group Quarterly Data

per share eps CPI Adj_EPS
201609 0.214 241.428 0.296
201612 -0.196 241.432 -0.271
201703 0.222 243.801 0.304
201706 0.294 244.955 0.401
201709 0.178 246.819 0.241
201712 0.119 246.524 0.161
201803 0.107 249.554 0.143
201806 -0.006 251.989 -0.008
201809 -0.098 252.439 -0.130
201812 -0.133 251.233 -0.177
201903 0.044 254.202 0.058
201906 0.076 256.143 0.099
201909 -0.082 256.759 -0.107
201912 0.000 256.974 0.000
202003 0.069 258.115 0.089
202006 0.257 257.797 0.333
202009 -0.132 260.280 -0.169
202012 -0.270 260.474 -0.346
202103 0.094 264.877 0.119
202106 -0.323 271.696 -0.397
202109 -1.470 274.310 -1.790
202112 -4.350 278.802 -5.210
202203 -1.140 287.504 -1.324
202206 -0.110 296.311 -0.124
202209 0.490 296.808 0.551
202212 0.338 296.797 0.380
202303 0.120 301.836 0.133
202306 0.360 305.109 0.394
202309 1.110 307.789 1.204
202312 0.590 306.746 0.642
202403 0.860 312.332 0.920
202406 0.100 314.175 0.106
202409 0.100 315.301 0.106
202412 -1.630 315.605 -1.725
202503 0.480 319.799 0.501
202506 0.050 322.561 0.052
202509 -1.980 324.800 -2.036
202512 0.040 324.054 0.041
202603 -0.610 330.213 -0.617
202606 0.460 333.952 0.460

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼-0.69 mean?
Allied Cooperative Insurance Group (SAU:8150) has a E10 of ﷼-0.69 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Allied Cooperative Insurance Group and its competitors.
Is Allied Cooperative Insurance Group's E10 too high?
Allied Cooperative Insurance Group's current E10 is ﷼-0.69. Overall, Allied Cooperative Insurance Group has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allied Cooperative Insurance Group's E10 compare to CB and PGR?
Allied Cooperative Insurance Group's E10 of ﷼-0.69 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Allied Cooperative Insurance Group and its competitors. Allied Cooperative Insurance Group's current E10 is ﷼-0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Cooperative Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group (SAU:8150) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼17.97, compared to a current price of ﷼8.34 — trading 53.6% below its estimated fair value. The current E10 is ﷼-0.69. Allied Cooperative Insurance Group's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Allied Cooperative Insurance Group (SAU:8150), the current E10 is ﷼-0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allied Cooperative Insurance Group (SAU:8150) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Cooperative Insurance Group stock appears to be undervalued. The current stock price of ﷼8.34 is trading 53.6% below its estimated GF Value™ of ﷼17.97. GuruFocus considers Allied Cooperative Insurance Group to be Significantly Undervalued.

Key valuation signals for SAU:8150:

  • E10: ﷼-0.69
  • GF Value™: ﷼17.97 vs. price of ﷼8.34 (53.6% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the SAU:8150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allied Cooperative Insurance Group Business Description

Address Prince Turki bin Abdulaziz Al Awwal Road, 2290, RRHA7143, 7143 Hteen District, Riyadh, SAU, 13512
Allied Cooperative Insurance Group is a Saudi Arabia-based insurance company. The activities of the company are to transact cooperative insurance operations and related activities in the Kingdom of Saudi Arabia. The reportable operating segments of the company are Medical Insurance, Motor Insurance, Property Insurance, Engineering Insurance, and Other Insurance. Maximum revenue for the company is generated from the Motor Insurance segment, which offers various insurance plans providing coverage for vehicle insurance.
57GF Score

Get the complete analysis for SAU:8150

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.34
Price
﷼17.97
GF Value