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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Allied Cooperative Insurance Group's
EBIT
for the
three
months ended in Mar. 2026 was ﷼0 Mil. Allied Cooperative Insurance Group's Interest Expense for the
three
months ended in Mar. 2026 was ﷼-4 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Allied Cooperative Insurance Group's Interest Coverage or its related term are showing as below:
SAU:8150's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.03 * Ranked among companies with meaningful Interest Coverage only.
Allied Cooperative Insurance Group (SAU:8150) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Allied Cooperative Insurance Group Interest Coverage Related Terms
Allied Cooperative Insurance Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Allied Cooperative Insurance Group Interest Coverage Chart
SAU:8150 vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Allied Cooperative Insurance Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Cooperative Insurance Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Allied Cooperative Insurance Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Allied Cooperative Insurance Group's Interest Coverage falls into.
Allied Cooperative Insurance Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Allied Cooperative Insurance Group (SAU:8150) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Allied Cooperative Insurance Group and its competitors. According to the industry distribution chart, Allied Cooperative Insurance Group ranks #999999 out of 352 companies in the Insurance industry.
Is Allied Cooperative Insurance Group's Interest Coverage too high?
Allied Cooperative Insurance Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Allied Cooperative Insurance Group ranks #999999 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allied Cooperative Insurance Group has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allied Cooperative Insurance Group's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Allied Cooperative Insurance Group ranks #999999 out of 352 companies for Interest Coverage. This places Allied Cooperative Insurance Group in the lower half of its industry. The industry median Interest Coverage is 16.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Allied Cooperative Insurance Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Cooperative Insurance Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Cooperative Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group (SAU:8150) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.73, compared to a current price of ﷼7.05 — trading 57.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Allied Cooperative Insurance Group's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Allied Cooperative Insurance Group (SAU:8150), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Cooperative Insurance Group (SAU:8150) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group stock appears to be undervalued.
The current stock price of ﷼7.05 is trading 57.9% below its estimated GF Value™ of ﷼16.73.
GuruFocus considers Allied Cooperative Insurance Group to be Significantly Undervalued.
Key valuation signals for SAU:8150:
Interest Coverage: 0 (At Loss)
GF Value™: ﷼16.73 vs. price of ﷼7.05 (57.9% below fair value)
No single metric tells the full story. See the SAU:8150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Cooperative Insurance Group Business Description
Allied Cooperative Insurance Group is a Saudi Arabia-based insurance company. The activities of the company are to transact cooperative insurance operations and related activities in the Kingdom of Saudi Arabia. The reportable operating segments of the company are Medical Insurance, Motor Insurance, Property Insurance, Engineering Insurance, and Other Insurance. Maximum revenue for the company is generated from the Motor Insurance segment, which offers various insurance plans providing coverage for vehicle insurance.
53GF Score
Get the complete analysis for SAU:8150
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