Allied Cooperative Insurance Group (SAU:8150) EV-to-FCF: -1.24 (As of Jul. 19, 2026)

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SAU:8150 Allied Cooperative Insurance Group SAU:8150
58 GF Score
Price ﷼7.09
GF Value ﷼16.73
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Allied Cooperative Insurance Group EV-to-FCF?

Allied Cooperative Insurance Group SAU:8150 -1.53% 58 EV-to-FCF is -1.24 as of Jul. 19, 2026. GuruFocus rates SAU:8150 with a GF Score™ of 58/100 and a GF Value™ of ﷼16.73 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 395 Insurance companies, Allied Cooperative Insurance Group ranks better than 97.72% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Allied Cooperative Insurance Group's Enterprise Value is ﷼-85 Mil. Allied Cooperative Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼69 Mil. Therefore, Allied Cooperative Insurance Group's EV-to-FCF for today is -1.24.

The historical rank and industry rank for Allied Cooperative Insurance Group's EV-to-FCF or its related term are showing as below:

SAU:8150' s EV-to-FCF Range Over the Past 10 Years
Min: -413.38   Med: -1.49   Max: 45.56
Current: -1.24

During the past 13 years, the highest EV-to-FCF of Allied Cooperative Insurance Group was 45.56. The lowest was -413.38. And the median was -1.49.

SAU:8150's EV-to-FCF is ranked better than
97.72% of 395 companies
in the Insurance industry
Industry Median: 9.63 vs SAU:8150: -1.24

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-19), Allied Cooperative Insurance Group's stock price is ﷼7.09. Allied Cooperative Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-2.500. Therefore, Allied Cooperative Insurance Group's PE Ratio (TTM) for today is At Loss.


Allied Cooperative Insurance Group  (SAU:8150) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Allied Cooperative Insurance Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.09/-2.500
=At Loss

Allied Cooperative Insurance Group's share price for today is ﷼7.09.
Allied Cooperative Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-2.500.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Allied Cooperative Insurance Group EV-to-FCF Related Terms


Allied Cooperative Insurance Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Allied Cooperative Insurance Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Cooperative Insurance Group EV-to-FCF Chart

Allied Cooperative Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.93 -1.54 1.89 4.27 -1.40

Allied Cooperative Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.41 0.58 -0.80 -1.40 -1.57

SAU:8150 vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, Allied Cooperative Insurance Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allied Cooperative Insurance Group EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Allied Cooperative Insurance Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Allied Cooperative Insurance Group's EV-to-FCF falls into.


SAU:8150
58GF Score
Allied Cooperative Insurance Group SAU:8150
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allied Cooperative Insurance Group EV-to-FCF Calculation

Allied Cooperative Insurance Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-85.349/68.788
=-1.24

Allied Cooperative Insurance Group's current Enterprise Value is ﷼-85 Mil.
Allied Cooperative Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼69 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.24 mean?
Allied Cooperative Insurance Group (SAU:8150) has a EV-to-FCF of -1.24 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Allied Cooperative Insurance Group and its competitors. According to the industry distribution chart, Allied Cooperative Insurance Group ranks #9 out of 395 companies in the Insurance industry, placing it in the top 2.3%.
Is Allied Cooperative Insurance Group's EV-to-FCF too high?
Allied Cooperative Insurance Group's current EV-to-FCF is -1.24. Based on the distribution chart, Allied Cooperative Insurance Group ranks #9 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allied Cooperative Insurance Group has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allied Cooperative Insurance Group's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Allied Cooperative Insurance Group ranks #9 out of 395 companies for EV-to-FCF. This places Allied Cooperative Insurance Group in the top 2% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.63, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Allied Cooperative Insurance Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Cooperative Insurance Group's current EV-to-FCF is -1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Cooperative Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group (SAU:8150) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.73, compared to a current price of ﷼7.09 — trading 57.6% below its estimated fair value. The current EV-to-FCF is -1.24. Allied Cooperative Insurance Group's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Allied Cooperative Insurance Group (SAU:8150), the current EV-to-FCF is -1.24 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allied Cooperative Insurance Group (SAU:8150) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Cooperative Insurance Group stock appears to be undervalued. The current stock price of ﷼7.09 is trading 57.6% below its estimated GF Value™ of ﷼16.73. GuruFocus considers Allied Cooperative Insurance Group to be Significantly Undervalued.

Key valuation signals for SAU:8150:

  • EV-to-FCF: -1.24
  • GF Value™: ﷼16.73 vs. price of ﷼7.09 (57.6% below fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the SAU:8150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allied Cooperative Insurance Group Business Description

Address Prince Turki bin Abdulaziz Al Awwal Road, 2290, RRHA7143, 7143 Hteen District, Riyadh, SAU, 13512
Allied Cooperative Insurance Group is a Saudi Arabia-based insurance company. The activities of the company are to transact cooperative insurance operations and related activities in the Kingdom of Saudi Arabia. The reportable operating segments of the company are Medical Insurance, Motor Insurance, Property Insurance, Engineering Insurance, and Other Insurance. Maximum revenue for the company is generated from the Motor Insurance segment, which offers various insurance plans providing coverage for vehicle insurance.
58GF Score

Get the complete analysis for SAU:8150

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.09
Price
﷼16.73
GF Value