Allied Cooperative Insurance Group (SAU:8150) Debt-to-EBITDA : N/A (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8150 Allied Cooperative Insurance Group SAU:8150
61 GF Score
Price ﷼8.26
GF Value ﷼17.99
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Allied Cooperative Insurance Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Allied Cooperative Insurance Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼0 Mil. Allied Cooperative Insurance Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼2 Mil. Allied Cooperative Insurance Group's annualized EBITDA for the quarter that ended in Jun. 2026 was ﷼0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Allied Cooperative Insurance Group's Debt-to-EBITDA or its related term are showing as below:

SAU:8150's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.24
* Ranked among companies with meaningful Debt-to-EBITDA only.

Allied Cooperative Insurance Group  (SAU:8150) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Allied Cooperative Insurance Group Debt-to-EBITDA Related Terms


Allied Cooperative Insurance Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Allied Cooperative Insurance Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allied Cooperative Insurance Group Debt-to-EBITDA Chart

Allied Cooperative Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Allied Cooperative Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

SAU:8150 vs CB, PGR, TRV: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Allied Cooperative Insurance Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allied Cooperative Insurance Group Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Allied Cooperative Insurance Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Allied Cooperative Insurance Group's Debt-to-EBITDA falls into.


SAU:8150
61GF Score
Allied Cooperative Insurance Group SAU:8150
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allied Cooperative Insurance Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Allied Cooperative Insurance Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 3.442) / N/A
=N/A

Allied Cooperative Insurance Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Allied Cooperative Insurance Group (SAU:8150) Overvalued in 2026?

Based on GuruFocus' analysis, Allied Cooperative Insurance Group stock appears to be undervalued. The current stock price of ﷼8.26 is trading 54.1% below its estimated GF Value™ of ﷼17.99. GuruFocus considers Allied Cooperative Insurance Group to be Significantly Undervalued.

Key valuation signals for SAU:8150:

  • Debt-to-EBITDA: N/A
  • GF Value™: ﷼17.99 vs. price of ﷼8.26 (54.1% below fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the SAU:8150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allied Cooperative Insurance Group Business Description

Address Prince Turki bin Abdulaziz Al Awwal Road, 2290, RRHA7143, 7143 Hteen District, Riyadh, SAU, 13512
Allied Cooperative Insurance Group is a Saudi Arabia-based insurance company. The activities of the company are to transact cooperative insurance operations and related activities in the Kingdom of Saudi Arabia. The reportable operating segments of the company are Medical Insurance, Motor Insurance, Property Insurance, Engineering Insurance, and Other Insurance. Maximum revenue for the company is generated from the Motor Insurance segment, which offers various insurance plans providing coverage for vehicle insurance.
61GF Score

Get the complete analysis for SAU:8150

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.26
Price
﷼17.99
GF Value