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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Allied Cooperative Insurance Group's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
SAU:8150's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.05 * Ranked among companies with meaningful 3-Year ROIIC % only.
Allied Cooperative Insurance Group (SAU:8150) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Allied Cooperative Insurance Group 3-Year ROIIC % Related Terms
Allied Cooperative Insurance Group 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allied Cooperative Insurance Group 3-Year ROIIC % Chart
SAU:8150 vs CB, PGR, TRV: 3-Year ROIIC % Comparison
For the Insurance - Property & Casualty subindustry, Allied Cooperative Insurance Group's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Cooperative Insurance Group 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allied Cooperative Insurance Group's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Allied Cooperative Insurance Group's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 0 (Dec. 2025) - 0 (Dec. 2022) )
/
( 688.9639 (Dec. 2025) - 274.6172 (Dec. 2022) )
=
/
414.3467
=
0.00%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Allied Cooperative Insurance Group (SAU:8150) has a 3-Year ROIIC % of 0.00 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Allied Cooperative Insurance Group and its competitors. According to the industry distribution chart, Allied Cooperative Insurance Group ranks #999999 out of 339 companies in the Insurance industry.
Is Allied Cooperative Insurance Group's 3-Year ROIIC % too high?
Allied Cooperative Insurance Group's current 3-Year ROIIC % is 0.00. Based on the distribution chart, Allied Cooperative Insurance Group ranks #999999 out of 339 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allied Cooperative Insurance Group has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allied Cooperative Insurance Group's 3-Year ROIIC % compare to CB and PGR?
According to the Insurance industry distribution chart, Allied Cooperative Insurance Group ranks #999999 out of 339 companies for 3-Year ROIIC %. This places Allied Cooperative Insurance Group in the lower half of its industry. The industry median 3-Year ROIIC % is 5.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.05, based on 339 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Allied Cooperative Insurance Group and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Cooperative Insurance Group's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Cooperative Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group (SAU:8150) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.77, compared to a current price of ﷼8.23 — trading 50.9% below its estimated fair value. The current 3-Year ROIIC % is 0.00. Allied Cooperative Insurance Group's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Allied Cooperative Insurance Group (SAU:8150), the current 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Cooperative Insurance Group (SAU:8150) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group stock appears to be undervalued.
The current stock price of ﷼8.23 is trading 50.9% below its estimated GF Value™ of ﷼16.77.
GuruFocus considers Allied Cooperative Insurance Group to be Significantly Undervalued.
Key valuation signals for SAU:8150:
3-Year ROIIC %: 0.00
GF Value™: ﷼16.77 vs. price of ﷼8.23 (50.9% below fair value)
No single metric tells the full story. See the SAU:8150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Cooperative Insurance Group is a Saudi Arabia-based insurance company. The activities of the company are to transact cooperative insurance operations and related activities in the Kingdom of Saudi Arabia. The reportable operating segments of the company are Medical Insurance, Motor Insurance, Property Insurance, Engineering Insurance, and Other Insurance. Maximum revenue for the company is generated from the Motor Insurance segment, which offers various insurance plans providing coverage for vehicle insurance.
72GF Score
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