LendingTree (STU:T77) E10: €-0.19 (As of Mar. 2026)


STU:T77 LendingTree Inc STU:T77
76 GF Score
Price €39.46
GF Value €51.52
Valuation Modestly Undervalued
! 4 Warning Signs
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What is LendingTree E10?

LendingTree STU:T77 -1.35% 76 E10 is €-0.19 as of Mar. 2026. GuruFocus rates STU:T77 with a GF Score™ of 76/100 and a GF Value™ of €51.52 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

LendingTree's adjusted earnings per share data for the three months ended in Mar. 2026 was €1.055. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-0.19 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of LendingTree was 31.70% per year. The lowest was -27.10% per year. And the median was 2.30% per year.

As of today (2026-07-11), LendingTree's current stock price is €39.46. LendingTree's E10 for the quarter that ended in Mar. 2026 was €-0.19. LendingTree's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of LendingTree was 452.41. The lowest was 12.83. And the median was 135.59.


LendingTree  (STU:T77) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of LendingTree was 452.41. The lowest was 12.83. And the median was 135.59.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


LendingTree E10 Related Terms


LendingTree E10 Historical Data

* Premium members only.

The historical data trend for LendingTree's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendingTree E10 Chart

LendingTree Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 0.52 -0.36 -0.78 -0.24

LendingTree Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.89 -0.82 -0.86 -0.24 -0.19

STU:T77 vs TMS, RILY, HTH: E10 Comparison

For the Financial Conglomerates subindustry, LendingTree's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LendingTree Shiller PE Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, LendingTree's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where LendingTree's Shiller PE Ratio falls into.


STU:T77
76GF Score
LendingTree Inc STU:T77
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LendingTree E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, LendingTree's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.055/330.2130*330.2130
=1.055

Current CPI (Mar. 2026) = 330.2130.

LendingTree Quarterly Data

per share eps CPI Adj_EPS
201606 0.552 241.018 0.756
201609 0.463 241.428 0.633
201612 0.540 241.432 0.739
201703 0.477 243.801 0.646
201706 0.481 244.955 0.648
201709 0.554 246.819 0.741
201712 -0.541 246.524 -0.725
201803 1.719 249.554 2.275
201806 2.577 251.989 3.377
201809 1.594 252.439 2.085
201812 -0.229 251.233 -0.301
201903 -0.035 254.202 -0.045
201906 0.726 256.143 0.936
201909 0.263 256.759 0.338
201912 0.117 256.974 0.150
202003 0.923 258.115 1.181
202006 -2.034 257.797 -2.605
202009 -1.605 260.280 -2.036
202012 -0.518 260.474 -0.657
202103 1.134 264.877 1.414
202106 0.398 271.696 0.484
202109 -0.289 274.310 -0.348
202112 3.124 278.802 3.700
202203 -0.763 287.504 -0.876
202206 -0.596 296.311 -0.664
202209 -12.564 296.808 -13.978
202212 -0.765 296.797 -0.851
202303 0.971 301.836 1.062
202306 -0.009 305.109 -0.010
202309 -10.710 307.789 -11.490
202312 0.899 306.746 0.968
202403 0.074 312.332 0.078
202406 0.539 314.175 0.567
202409 -3.910 315.301 -4.095
202412 0.525 315.605 0.549
202503 -0.851 319.799 -0.879
202506 0.564 322.561 0.577
202509 0.622 324.800 0.632
202512 8.771 324.054 8.938
202603 1.055 330.213 1.055

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €-0.19 mean?
LendingTree (STU:T77) has a E10 of €-0.19 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on LendingTree and its competitors.
Is LendingTree's E10 too high?
LendingTree's current E10 is €-0.19. Overall, LendingTree has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LendingTree's E10 compare to TMS and RILY?
LendingTree's E10 of €-0.19 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Diversified Financial Services company?
A good E10 depends on the Diversified Financial Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on LendingTree and its competitors. LendingTree's current E10 is €-0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendingTree stock overvalued right now?
Based on GuruFocus' analysis, LendingTree (STU:T77) is currently considered Modestly Undervalued. The stock's GF Value™ is €51.52, compared to a current price of €39.46 — trading 23.4% below its estimated fair value. The current E10 is €-0.19. LendingTree's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For LendingTree (STU:T77), the current E10 is €-0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendingTree (STU:T77) Overvalued in 2026?

Based on GuruFocus' analysis, LendingTree stock appears to be undervalued. The current stock price of €39.46 is trading 23.4% below its estimated GF Value™ of €51.52. GuruFocus considers LendingTree to be Modestly Undervalued.

Key valuation signals for STU:T77:

  • E10: €-0.19
  • GF Value™: €51.52 vs. price of €39.46 (23.4% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the STU:T77 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LendingTree Business Description

Other Exchanges TREE:USA0JTZ:UK
Address 1415 Vantage Park Drive, Suite 700, Charlotte, NC, USA, 28203
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
76GF Score

Get the complete analysis for STU:T77

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.46
Price
€51.52
GF Value