LendingTree (STU:T77) Retained Earnings: €-609 Mil (As of Jun. 2026)

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STU:T77 LendingTree Inc STU:T77
64 GF Score
Price €27.88
GF Value €52.47
Valuation Possible Value Trap
! 4 Warning Signs
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What is LendingTree Retained Earnings?

LendingTree STU:T77 +0.43% 64 Retained Earnings is €-609 Mil as of Jun. 2026. GuruFocus rates STU:T77 with a GF Score™ of 64/100 and a GF Value™ of €52.47 (Possible Value Trap). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. LendingTree's retained earnings for the quarter that ended in Jun. 2026 was €-609 Mil.

LendingTree's quarterly retained earnings increased from Dec. 2025 (€-622 Mil) to Mar. 2026 (€-615 Mil) and increased from Mar. 2026 (€-615 Mil) to Jun. 2026 (€-609 Mil).

LendingTree's annual retained earnings declined from Dec. 2023 (€-768 Mil) to Dec. 2024 (€-840 Mil) but then increased from Dec. 2024 (€-840 Mil) to Dec. 2025 (€-622 Mil).


LendingTree  (STU:T77) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


LendingTree Retained Earnings Historical Data

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The historical data trend for LendingTree's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendingTree Retained Earnings Chart

LendingTree Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -506.04 -675.24 -768.17 -839.83 -621.80

LendingTree Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -765.49 -743.59 -621.80 -614.87 -608.69
STU:T77
64GF Score
LendingTree Inc STU:T77
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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LendingTree Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €-609 Mil mean?
LendingTree (STU:T77) has a Retained Earnings of €-609 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on LendingTree and its competitors.
Is LendingTree's Retained Earnings too high?
LendingTree's current Retained Earnings is €-609 Mil. Overall, LendingTree has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendingTree's Retained Earnings compare to TMS and RILY?
LendingTree's Retained Earnings of €-609 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Diversified Financial Services company?
A good Retained Earnings depends on the Diversified Financial Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on LendingTree and its competitors. LendingTree's current Retained Earnings is €-609 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendingTree stock overvalued right now?
Based on GuruFocus' analysis, LendingTree (STU:T77) is currently considered Possible Value Trap. The stock's GF Value™ is €52.47, compared to a current price of €27.88 — trading 46.9% below its estimated fair value. The current Retained Earnings is €-609 Mil. LendingTree's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For LendingTree (STU:T77), the current Retained Earnings is €-609 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendingTree (STU:T77) Overvalued in 2026?

Based on GuruFocus' analysis, LendingTree stock appears to be undervalued. The current stock price of €27.88 is trading 46.9% below its estimated GF Value™ of €52.47. GuruFocus considers LendingTree to be Possible Value Trap.

Key valuation signals for STU:T77:

  • Retained Earnings: €-609 Mil
  • GF Value™: €52.47 vs. price of €27.88 (46.9% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the STU:T77 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LendingTree Business Description

Other Exchanges TREE:USA0JTZ:UK
Address 1415 Vantage Park Drive, Suite 700, Charlotte, NC, USA, 28203
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
64GF Score

Get the complete analysis for STU:T77

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.88
Price
€52.47
GF Value