LendingTree (STU:T77) GF Score: 78/100 (As of Jul. 14, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:T77 LendingTree Inc STU:T77
78 GF Score
Price €39.39
GF Value €52.02
Valuation Modestly Undervalued
! 4 Warning Signs
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What is LendingTree GF Score?

LendingTree STU:T77 -0.18% 78 GF Score is 78 as of Jul. 14, 2026, which is 7% above its 10-year median of 73.00. GuruFocus rates STU:T77 with a GF Score™ of 78/100 and a GF Value™ of €52.02 (Modestly Undervalued). The stock has 4 warning signs investors should review.

LendingTree has the GF Score of 78, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 5/10
3. Growth Rank : 7/10
4. GF Value Rank : 8/10
5. Momentum Rank : 5/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes LendingTree is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


LendingTree  (STU:T77) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


LendingTree GF Score Related Terms


STU:T77 vs TMS, RILY, HTH: GF Score Comparison

For the Financial Conglomerates subindustry, LendingTree's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LendingTree GF Score vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, LendingTree's GF Score distribution charts can be found below:

* The bar in red indicates where LendingTree's GF Score falls into.


STU:T77
78GF Score
LendingTree Inc STU:T77
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 78 mean?
LendingTree (STU:T77) has a GF Score of 78 as of Jul. 14, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on LendingTree and its competitors. This is near median its historical median of 73.00. Over the past decade, LendingTree's GF Score has ranged from 29.00 to 95.00.
Is LendingTree's GF Score too high?
LendingTree's current GF Score of 78 is near median its 10-year median of 73.00. Over the past 10 years, this metric has ranged from a low of 29.00 to a high of 95.00. Overall, LendingTree has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LendingTree's GF Score compare to TMS and RILY?
LendingTree's GF Score of 78 can be compared against companies in the Diversified Financial Services industry. Historically, LendingTree's own GF Score has ranged from 29.00 to 95.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Diversified Financial Services company?
A good GF Score depends on the Diversified Financial Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on LendingTree and its competitors. LendingTree's current GF Score is 78, which is near median its own 10-year median of 73.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendingTree stock overvalued right now?
Based on GuruFocus' analysis, LendingTree (STU:T77) is currently considered Modestly Undervalued. The stock's GF Value™ is €52.02, compared to a current price of €39.39 — trading 24.3% below its estimated fair value. The current GF Score is 78, which is near median its 10-year median of 73.00. LendingTree's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For LendingTree (STU:T77), the current GF Score is 78 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendingTree (STU:T77) Overvalued in 2026?

Based on GuruFocus' analysis, LendingTree stock appears to be undervalued. The current stock price of €39.39 is trading 24.3% below its estimated GF Value™ of €52.02. GuruFocus considers LendingTree to be Modestly Undervalued.

Key valuation signals for STU:T77:

  • GF Score: 78 (near median its 10-year median of 73.00)
  • GF Value™: €52.02 vs. price of €39.39 (24.3% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the STU:T77 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LendingTree Business Description

Other Exchanges TREE:USA0JTZ:UK
Address 1415 Vantage Park Drive, Suite 700, Charlotte, NC, USA, 28203
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
78GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.39
Price
€52.02
GF Value