AL Sydbank A/S (WBO:ALSY) E10: €4.23 (As of Mar. 2026)


WBO:ALSY AL Sydbank A/S WBO:ALSY
56 GF Score
Price €75.10
GF Value €55.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AL Sydbank A/S E10?

AL Sydbank A/S WBO:ALSY -0.53% 56 E10 is €4.23 as of Mar. 2026. GuruFocus rates WBO:ALSY with a GF Score™ of 56/100 and a GF Value™ of €55.15 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

AL Sydbank A/S's adjusted earnings per share data for the three months ended in Mar. 2026 was €1.204. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €4.23 for the trailing ten years ended in Mar. 2026.

During the past 12 months, AL Sydbank A/S's average E10 Growth Rate was 5.00% per year. During the past 3 years, the average E10 Growth Rate was 17.00% per year. During the past 5 years, the average E10 Growth Rate was 19.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of AL Sydbank A/S was 23.10% per year. The lowest was 6.10% per year. And the median was 17.00% per year.

As of today (2026-06-24), AL Sydbank A/S's current stock price is €75.10. AL Sydbank A/S's E10 for the quarter that ended in Mar. 2026 was €4.23. AL Sydbank A/S's Shiller PE Ratio of today is 17.75.

During the past 13 years, the highest Shiller PE Ratio of AL Sydbank A/S was 18.92. The lowest was 6.83. And the median was 13.23.


AL Sydbank A/S  (WBO:ALSY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

AL Sydbank A/S's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=75.10/4.23
=17.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of AL Sydbank A/S was 18.92. The lowest was 6.83. And the median was 13.23.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


AL Sydbank A/S E10 Related Terms


AL Sydbank A/S E10 Historical Data

* Premium members only.

The historical data trend for AL Sydbank A/S's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AL Sydbank A/S E10 Chart

AL Sydbank A/S Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

AL Sydbank A/S Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.23

AL Sydbank A/S E10 Competitor Comparison

For the Banks - Regional subindustry, AL Sydbank A/S's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AL Sydbank A/S Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AL Sydbank A/S's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where AL Sydbank A/S's Shiller PE Ratio falls into.


WBO:ALSY
56GF Score
AL Sydbank A/S WBO:ALSY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AL Sydbank A/S E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AL Sydbank A/S's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.204/121.2000*121.2000
=1.204

Current CPI (Mar. 2026) = 121.2000.

AL Sydbank A/S Quarterly Data

per share eps CPI Adj_EPS
201606 0.686 100.600 0.826
201609 0.738 100.200 0.893
201612 0.847 100.300 1.023
201703 0.860 101.200 1.030
201706 0.726 101.200 0.869
201709 0.766 101.800 0.912
201712 0.658 101.300 0.787
201803 0.873 101.700 1.040
201806 0.470 102.300 0.557
201809 0.603 102.400 0.714
201812 0.416 102.100 0.494
201903 0.429 102.900 0.505
201906 0.375 102.900 0.442
201909 0.576 102.900 0.678
201912 0.415 102.900 0.489
202003 0.094 103.300 0.110
202006 0.590 103.200 0.693
202009 0.538 103.500 0.630
202012 0.497 103.400 0.583
202103 0.632 104.300 0.734
202106 0.766 105.000 0.884
202109 0.807 105.800 0.924
202112 0.888 106.600 1.010
202203 0.995 109.900 1.097
202206 0.685 113.600 0.731
202209 0.994 116.400 1.035
202212 1.653 115.900 1.729
202303 1.720 117.300 1.777
202306 1.773 116.400 1.846
202309 2.159 117.400 2.229
202312 2.241 116.700 2.327
202403 2.079 118.400 2.128
202406 1.876 118.500 1.919
202409 1.918 118.900 1.955
202412 0.952 118.900 0.970
202503 1.649 120.200 1.663
202506 1.474 120.700 1.480
202509 1.849 121.600 1.843
202512 -0.295 121.200 -0.295
202603 1.204 121.200 1.204

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €4.23 mean?
AL Sydbank A/S (WBO:ALSY) has a E10 of €4.23 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on AL Sydbank A/S and its competitors.
Is AL Sydbank A/S's E10 too high?
AL Sydbank A/S's current E10 is €4.23. Overall, AL Sydbank A/S has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank A/S's E10 compare to competitors?
AL Sydbank A/S's E10 of €4.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on AL Sydbank A/S and its competitors. AL Sydbank A/S's current E10 is €4.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank A/S stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank A/S (WBO:ALSY) is currently considered Significantly Overvalued. The stock's GF Value™ is €55.15, compared to a current price of €75.10 — trading 36.2% above its estimated fair value. The current E10 is €4.23. AL Sydbank A/S's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For AL Sydbank A/S (WBO:ALSY), the current E10 is €4.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AL Sydbank A/S (WBO:ALSY) Overvalued in 2026?

Based on GuruFocus' analysis, AL Sydbank A/S stock appears to be overvalued. The current stock price of €75.10 is trading 36.2% above its estimated GF Value™ of €55.15. GuruFocus considers AL Sydbank A/S to be Significantly Overvalued.

Key valuation signals for WBO:ALSY:

  • E10: €4.23
  • GF Value™: €55.15 vs. price of €75.10 (36.2% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the WBO:ALSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AL Sydbank A/S Business Description

Address Peberlyk 4, Aabenraa, DNK, 6200
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
56GF Score

Get the complete analysis for WBO:ALSY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€75.10
Price
€55.15
GF Value