AL Sydbank A/S (WBO:ALSY) Pretax Margin %: 35.74% (As of Mar. 2026) — Near Median


WBO:ALSY AL Sydbank A/S WBO:ALSY
56 GF Score
Price €75.10
GF Value €55.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AL Sydbank A/S Pretax Margin %?

AL Sydbank A/S WBO:ALSY -0.53% 56 Pretax Margin % is 35.74% as of Mar. 2026, which is 8% below its 10-year median of 38.95. GuruFocus rates WBO:ALSY with a GF Score™ of 56/100 and a GF Value™ of €55.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, AL Sydbank A/S ranks worse than 60.84% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. AL Sydbank A/S's Pre-Tax Income for the three months ended in Mar. 2026 was €140 Mil. AL Sydbank A/S's Revenue for the three months ended in Mar. 2026 was €390 Mil. Therefore, AL Sydbank A/S's pretax margin for the quarter that ended in Mar. 2026 was 35.74%.

The historical rank and industry rank for AL Sydbank A/S's Pretax Margin % or its related term are showing as below:

WBO:ALSY' s Pretax Margin % Range Over the Past 10 Years
Min: 26.07   Med: 38.95   Max: 57.59
Current: 30.72


WBO:ALSY's Pretax Margin % is ranked worse than
60.84% of 1527 companies
in the Banks industry
Industry Median: 34.88 vs WBO:ALSY: 30.72

AL Sydbank A/S  (WBO:ALSY) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


AL Sydbank A/S Pretax Margin % Related Terms


AL Sydbank A/S Pretax Margin % Historical Data

* Premium members only.

The historical data trend for AL Sydbank A/S's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AL Sydbank A/S Pretax Margin % Chart

AL Sydbank A/S Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.14 44.61 57.59 48.29 32.94

AL Sydbank A/S Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.37 44.11 52.67 -3.10 35.74

AL Sydbank A/S Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, AL Sydbank A/S's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AL Sydbank A/S Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, AL Sydbank A/S's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where AL Sydbank A/S's Pretax Margin % falls into.


WBO:ALSY
56GF Score
AL Sydbank A/S WBO:ALSY
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AL Sydbank A/S Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

AL Sydbank A/S's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=331.242/1005.643
=32.94 %

AL Sydbank A/S's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=139.544/390.403
=35.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 35.74% mean?
AL Sydbank A/S (WBO:ALSY) has a Pretax Margin % of 35.74% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AL Sydbank A/S and its competitors. This is near median its historical median of 38.95. Over the past decade, AL Sydbank A/S's Pretax Margin % has ranged from 26.07 to 57.59. According to the industry distribution chart, AL Sydbank A/S ranks #929 out of 1527 companies in the Banks industry, placing it in the top 60.8%.
Is AL Sydbank A/S's Pretax Margin % too high?
AL Sydbank A/S's current Pretax Margin % of 35.74% is near median its 10-year median of 38.95. Over the past 10 years, this metric has ranged from a low of 26.07 to a high of 57.59. The Banks industry median Pretax Margin % is 34.88. AL Sydbank A/S's value of 35.74% is 2.5% above this industry median. Based on the distribution chart, AL Sydbank A/S ranks #929 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, AL Sydbank A/S has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank A/S's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, AL Sydbank A/S ranks #929 out of 1527 companies for Pretax Margin %. This places AL Sydbank A/S in the lower half of its industry. The industry median Pretax Margin % is 34.88. AL Sydbank A/S's value of 35.74% is 2.5% above this benchmark. Historically, AL Sydbank A/S's own Pretax Margin % has ranged from 26.07 to 57.59 over the past decade. While the company's 10-year median is 38.95 vs. the industry median of 34.88, AL Sydbank A/S has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank A/S's current Pretax Margin % of 35.74% is 2.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AL Sydbank A/S and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank A/S's current Pretax Margin % is 35.74%, which is near median its own 10-year median of 38.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank A/S stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank A/S (WBO:ALSY) is currently considered Significantly Overvalued. The stock's GF Value™ is €55.15, compared to a current price of €75.10 — trading 36.2% above its estimated fair value. The current Pretax Margin % is 35.74%, which is near median its 10-year median of 38.95 and 2.5% above the Banks industry median of 34.88. AL Sydbank A/S's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For AL Sydbank A/S (WBO:ALSY), the current Pretax Margin % is 35.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AL Sydbank A/S (WBO:ALSY) Overvalued in 2026?

Based on GuruFocus' analysis, AL Sydbank A/S stock appears to be overvalued. The current stock price of €75.10 is trading 36.2% above its estimated GF Value™ of €55.15. GuruFocus considers AL Sydbank A/S to be Significantly Overvalued.

Key valuation signals for WBO:ALSY:

  • Pretax Margin %: 35.74% (near median its 10-year median of 38.95)
  • GF Value™: €55.15 vs. price of €75.10 (36.2% above fair value)
  • GF Score™: 56/100 with 7 warning signs
  • Industry Position: 2.5% above the Banks median (#929 of 1527)

No single metric tells the full story. See the WBO:ALSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AL Sydbank A/S Business Description

Address Peberlyk 4, Aabenraa, DNK, 6200
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
56GF Score

Get the complete analysis for WBO:ALSY

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€75.10
Price
€55.15
GF Value