AL Sydbank A/S (WBO:ALSY) FCF Margin %: 42.02% (As of Mar. 2026) — 67% Above Median


WBO:ALSY AL Sydbank A/S WBO:ALSY
56 GF Score
Price €75.10
GF Value €55.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AL Sydbank A/S FCF Margin %?

AL Sydbank A/S WBO:ALSY -0.53% 56 FCF Margin % is 42.02% as of Mar. 2026, which is 67% above its 10-year median of 25.23. GuruFocus rates WBO:ALSY with a GF Score™ of 56/100 and a GF Value™ of €55.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, AL Sydbank A/S ranks better than 76.94% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AL Sydbank A/S's Free Cash Flow for the three months ended in Mar. 2026 was €164 Mil. AL Sydbank A/S's Revenue for the three months ended in Mar. 2026 was €390 Mil. Therefore, AL Sydbank A/S's FCF Margin % for the quarter that ended in Mar. 2026 was 42.02%.

As of today, AL Sydbank A/S's current FCF Yield % is 10.20%.

The historical rank and industry rank for AL Sydbank A/S's FCF Margin % or its related term are showing as below:

WBO:ALSY' s FCF Margin % Range Over the Past 10 Years
Min: -131.82   Med: 25.23   Max: 85.63
Current: 56.25


During the past 13 years, the highest FCF Margin % of AL Sydbank A/S was 85.63%. The lowest was -131.82%. And the median was 25.23%.

WBO:ALSY's FCF Margin % is ranked better than
76.94% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs WBO:ALSY: 56.25


AL Sydbank A/S FCF Margin % Related Terms


AL Sydbank A/S FCF Margin % Historical Data

* Premium members only.

The historical data trend for AL Sydbank A/S's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AL Sydbank A/S FCF Margin % Chart

AL Sydbank A/S Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -72.53 79.76 23.92 -13.30 85.63

AL Sydbank A/S Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 156.93 -92.37 -93.08 304.52 42.02

AL Sydbank A/S FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, AL Sydbank A/S's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AL Sydbank A/S FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, AL Sydbank A/S's FCF Margin % distribution charts can be found below:

* The bar in red indicates where AL Sydbank A/S's FCF Margin % falls into.


WBO:ALSY
56GF Score
AL Sydbank A/S WBO:ALSY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AL Sydbank A/S FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

AL Sydbank A/S's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=861.176/1005.643
=85.63 %

AL Sydbank A/S's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=164.028/390.403
=42.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 42.02% mean?
AL Sydbank A/S (WBO:ALSY) has a FCF Margin % of 42.02% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AL Sydbank A/S and its competitors. This is 67% above median its historical median of 25.23. According to the industry distribution chart, AL Sydbank A/S ranks #347 out of 1505 companies in the Banks industry, placing it in the top 23.1%.
Is AL Sydbank A/S's FCF Margin % too high?
AL Sydbank A/S's current FCF Margin % of 42.02% is 67% above median its 10-year median of 25.23. The Banks industry median FCF Margin % is 26.42. AL Sydbank A/S's value of 42.02% is 59% above this industry median. Based on the distribution chart, AL Sydbank A/S ranks #347 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AL Sydbank A/S has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank A/S's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, AL Sydbank A/S ranks #347 out of 1505 companies for FCF Margin %. This places AL Sydbank A/S in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. AL Sydbank A/S's value of 42.02% is 59% above this benchmark. While the company's 10-year median is 25.23 vs. the industry median of 26.42, AL Sydbank A/S has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank A/S's current FCF Margin % of 42.02% is 59% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AL Sydbank A/S and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank A/S's current FCF Margin % is 42.02%, which is 67% above median its own 10-year median of 25.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank A/S stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank A/S (WBO:ALSY) is currently considered Significantly Overvalued. The stock's GF Value™ is €55.15, compared to a current price of €75.10 — trading 36.2% above its estimated fair value. The current FCF Margin % is 42.02%, which is 67% above median its 10-year median of 25.23 and 59% above the Banks industry median of 26.42. AL Sydbank A/S's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AL Sydbank A/S (WBO:ALSY), the current FCF Margin % is 42.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AL Sydbank A/S (WBO:ALSY) Overvalued in 2026?

Based on GuruFocus' analysis, AL Sydbank A/S stock appears to be overvalued. The current stock price of €75.10 is trading 36.2% above its estimated GF Value™ of €55.15. GuruFocus considers AL Sydbank A/S to be Significantly Overvalued.

Key valuation signals for WBO:ALSY:

  • FCF Margin %: 42.02% (67% above median its 10-year median of 25.23)
  • GF Value™: €55.15 vs. price of €75.10 (36.2% above fair value)
  • GF Score™: 56/100 with 7 warning signs
  • Industry Position: 59% above the Banks median (#347 of 1505)

No single metric tells the full story. See the WBO:ALSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AL Sydbank A/S Business Description

Address Peberlyk 4, Aabenraa, DNK, 6200
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
56GF Score

Get the complete analysis for WBO:ALSY

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€75.10
Price
€55.15
GF Value