ELANA Agrocredit AD Sofia (XBUL:EAC) E10: €0.05 (As of Jun. 2026)

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XBUL:EAC ELANA Agrocredit AD Sofia XBUL:EAC
31 GF Score
Price €0.53
GF Value €0.64
Valuation Modestly Undervalued
! 9 Warning Signs
View Full Analysis

What is ELANA Agrocredit AD Sofia E10?

ELANA Agrocredit AD Sofia XBUL:EAC 31 E10 is €0.05 as of Jun. 2026. GuruFocus rates XBUL:EAC with a GF Score™ of 31/100 and a GF Value™ of €0.64 (Modestly Undervalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

ELANA Agrocredit AD Sofia's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.010. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.05 for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average E10 Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of ELANA Agrocredit AD Sofia was 7.70% per year. The lowest was 7.70% per year. And the median was 7.70% per year.

As of today (2026-08-18), ELANA Agrocredit AD Sofia's current stock price is €0.53. ELANA Agrocredit AD Sofia's E10 for the quarter that ended in Jun. 2026 was €0.05. ELANA Agrocredit AD Sofia's Shiller PE Ratio of today is 10.60.

During the past 13 years, the highest Shiller PE Ratio of ELANA Agrocredit AD Sofia was 26.25. The lowest was 10.20. And the median was 21.40.


ELANA Agrocredit AD Sofia  (XBUL:EAC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

ELANA Agrocredit AD Sofia's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.53/0.05
=10.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of ELANA Agrocredit AD Sofia was 26.25. The lowest was 10.20. And the median was 21.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


ELANA Agrocredit AD Sofia E10 Related Terms


ELANA Agrocredit AD Sofia E10 Historical Data

* Premium members only.

The historical data trend for ELANA Agrocredit AD Sofia's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ELANA Agrocredit AD Sofia E10 Chart

ELANA Agrocredit AD Sofia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.04 0.05 0.05 0.05

ELANA Agrocredit AD Sofia Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.05 0.05 0.05

XBUL:EAC vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, ELANA Agrocredit AD Sofia's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ELANA Agrocredit AD Sofia Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ELANA Agrocredit AD Sofia's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where ELANA Agrocredit AD Sofia's Shiller PE Ratio falls into.


XBUL:EAC
31GF Score
ELANA Agrocredit AD Sofia XBUL:EAC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ELANA Agrocredit AD Sofia E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, ELANA Agrocredit AD Sofia's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.01/333.9520*333.9520
=0.010

Current CPI (Jun. 2026) = 333.9520.

ELANA Agrocredit AD Sofia Quarterly Data

per share eps CPI Adj_EPS
201609 0.012 241.428 0.017
201612 0.007 241.432 0.010
201703 0.016 243.801 0.022
201706 0.011 244.955 0.015
201709 0.017 246.819 0.023
201712 0.001 246.524 0.001
201803 0.017 249.554 0.023
201806 0.009 251.989 0.012
201809 0.010 252.439 0.013
201812 0.005 251.233 0.007
201903 0.012 254.202 0.016
201906 0.010 256.143 0.013
201909 0.013 256.759 0.017
201912 0.004 256.974 0.005
202003 0.012 258.115 0.016
202006 0.011 257.797 0.014
202009 0.012 260.280 0.015
202012 0.005 260.474 0.006
202103 0.011 264.877 0.014
202106 0.011 271.696 0.014
202109 0.013 274.310 0.016
202112 0.003 278.802 0.004
202203 0.010 287.504 0.012
202206 0.010 296.311 0.011
202209 0.011 296.808 0.012
202212 0.008 296.797 0.009
202303 0.012 301.836 0.013
202306 0.011 305.109 0.012
202309 0.010 307.789 0.011
202312 0.006 306.746 0.007
202403 0.011 312.332 0.012
202406 0.008 314.175 0.009
202409 0.010 315.301 0.011
202412 0.005 315.605 0.005
202503 0.010 319.799 0.010
202506 0.011 322.561 0.011
202509 0.012 324.800 0.012
202512 0.006 324.054 0.006
202603 0.011 330.213 0.011
202606 0.010 333.952 0.010

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.05 mean?
ELANA Agrocredit AD Sofia (XBUL:EAC) has a E10 of €0.05 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ELANA Agrocredit AD Sofia and its competitors.
Is ELANA Agrocredit AD Sofia's E10 too high?
ELANA Agrocredit AD Sofia's current E10 is €0.05. Overall, ELANA Agrocredit AD Sofia has a GF Score™ of 31/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELANA Agrocredit AD Sofia's E10 compare to V and MA?
ELANA Agrocredit AD Sofia's E10 of €0.05 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on ELANA Agrocredit AD Sofia and its competitors. ELANA Agrocredit AD Sofia's current E10 is €0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELANA Agrocredit AD Sofia stock overvalued right now?
Based on GuruFocus' analysis, ELANA Agrocredit AD Sofia (XBUL:EAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.64, compared to a current price of €0.53 — trading 17.2% below its estimated fair value. The current E10 is €0.05. ELANA Agrocredit AD Sofia's overall GF Score™ is 31/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For ELANA Agrocredit AD Sofia (XBUL:EAC), the current E10 is €0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ELANA Agrocredit AD Sofia (XBUL:EAC) Overvalued in 2026?

Based on GuruFocus' analysis, ELANA Agrocredit AD Sofia stock appears to be undervalued. The current stock price of €0.53 is trading 17.2% below its estimated GF Value™ of €0.64. GuruFocus considers ELANA Agrocredit AD Sofia to be Modestly Undervalued.

Key valuation signals for XBUL:EAC:

  • E10: €0.05
  • GF Value™: €0.64 vs. price of €0.53 (17.2% below fair value)
  • GF Score™: 31/100 with 9 warning signs

No single metric tells the full story. See the XBUL:EAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ELANA Agrocredit AD Sofia Business Description

Address 5, Lachezar Stanchev Street, Sopharma Business Towers, Tower B, Floor 12, Sofia, BGR, 1756
ELANA Agrocredit AD Sofia offers loans to farmers for the purchase of agricultural land.
31GF Score

Get the complete analysis for XBUL:EAC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.53
Price
€0.64
GF Value