Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ELANA Agrocredit AD SofiaXBUL:EAC 31 Dividend Yield % is 7.14% as of Aug. 18, 2026, which is 114% above its 10-year median of 3.33. GuruFocus rates XBUL:EAC with a GF Score™ of 31/100 and a GF Value™ of €0.64 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 212 Credit Services companies, ELANA Agrocredit AD Sofia ranks better than 85.38% on this metric.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of ELANA Agrocredit AD Sofia is 0.97, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of ELANA Agrocredit AD Sofia was 1.13. The lowest was 0.54. And the median was 0.85.
During the past 12 months, ELANA Agrocredit AD Sofia's average Dividends Per Share Growth Rate was 26.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -4.10% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -1.70% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 1.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of ELANA Agrocredit AD Sofia was 14.90% per year. The lowest was -6.50% per year. And the median was 1.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
ELANA Agrocredit AD Sofia (XBUL:EAC) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBUL:EAC vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, ELANA Agrocredit AD Sofia's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELANA Agrocredit AD Sofia Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELANA Agrocredit AD Sofia's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where ELANA Agrocredit AD Sofia's Dividend Yield % falls into.
ELANA Agrocredit AD Sofia Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
ELANA Agrocredit AD Sofia Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 0.037859
2026-06-30
2026-07-01
2026-07-09
Cash Dividend
annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELANA Agrocredit AD Sofia (XBUL:EAC) has a Dividend Yield % of 7.14% as of Aug. 18, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on ELANA Agrocredit AD Sofia and its competitors. This is 114% above median its historical median of 3.33. Over the past decade, ELANA Agrocredit AD Sofia's Dividend Yield % has ranged from 1.57 to 7.45. According to the industry distribution chart, ELANA Agrocredit AD Sofia ranks #31 out of 212 companies in the Credit Services industry, placing it in the top 14.6%.
Is ELANA Agrocredit AD Sofia's Dividend Yield % too high?
ELANA Agrocredit AD Sofia's current Dividend Yield % of 7.14% is 114% above median its 10-year median of 3.33. Over the past 10 years, this metric has ranged from a low of 1.57 to a high of 7.45. The Credit Services industry median Dividend Yield % is 3.76. ELANA Agrocredit AD Sofia's value of 7.14% is 90.1% above this industry median. Based on the distribution chart, ELANA Agrocredit AD Sofia ranks #31 out of 212 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, ELANA Agrocredit AD Sofia has a GF Score™ of 31/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELANA Agrocredit AD Sofia's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, ELANA Agrocredit AD Sofia ranks #31 out of 212 companies for Dividend Yield %. This places ELANA Agrocredit AD Sofia in the top 15% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.76. ELANA Agrocredit AD Sofia's value of 7.14% is 90.1% above this benchmark. Historically, ELANA Agrocredit AD Sofia's own Dividend Yield % has ranged from 1.57 to 7.45 over the past decade. While the company's 10-year median is 3.33 vs. the industry median of 3.76, ELANA Agrocredit AD Sofia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.76, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ELANA Agrocredit AD Sofia's current Dividend Yield % of 7.14% is 90.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on ELANA Agrocredit AD Sofia and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELANA Agrocredit AD Sofia's current Dividend Yield % is 7.14%, which is 114% above median its own 10-year median of 3.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELANA Agrocredit AD Sofia stock overvalued right now?
Based on GuruFocus' analysis, ELANA Agrocredit AD Sofia (XBUL:EAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.64, compared to a current price of €0.53 — trading 17.2% below its estimated fair value. The current Dividend Yield % is 7.14%, which is 114% above median its 10-year median of 3.33 and 90.1% above the Credit Services industry median of 3.76. ELANA Agrocredit AD Sofia's overall GF Score™ is 31/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For ELANA Agrocredit AD Sofia (XBUL:EAC), the current Dividend Yield % is 7.14% as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELANA Agrocredit AD Sofia (XBUL:EAC) Overvalued in 2026?
Based on GuruFocus' analysis, ELANA Agrocredit AD Sofia stock appears to be undervalued.
The current stock price of €0.53 is trading 17.2% below its estimated GF Value™ of €0.64.
GuruFocus considers ELANA Agrocredit AD Sofia to be Modestly Undervalued.
Key valuation signals for XBUL:EAC:
Dividend Yield %: 7.14% (114% above median its 10-year median of 3.33)
GF Value™: €0.64 vs. price of €0.53 (17.2% below fair value)
Industry Position: 90.1% above the Credit Services median (#31 of 212)
No single metric tells the full story. See the XBUL:EAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBUL:EAC has been successfully added to your 
