Migdal Insurance & Financial Holdings (XTAE:MGDL) E10: ₪0.91 (As of Mar. 2026)

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XTAE:MGDL Migdal Insurance & Financial Holdings Ltd XTAE:MGDL
67 GF Score
Price ₪18.38
GF Value ₪7.69
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Migdal Insurance & Financial Holdings E10?

Migdal Insurance & Financial Holdings XTAE:MGDL -0.33% 67 E10 is ₪0.91 as of Mar. 2026. GuruFocus rates XTAE:MGDL with a GF Score™ of 67/100 and a GF Value™ of ₪7.69 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Migdal Insurance & Financial Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was ₪0.300. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪0.91 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Migdal Insurance & Financial Holdings's average E10 Growth Rate was 127.50% per year. During the past 3 years, the average E10 Growth Rate was 43.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Migdal Insurance & Financial Holdings was 43.30% per year. The lowest was 43.30% per year. And the median was 43.30% per year.

As of today (2026-08-22), Migdal Insurance & Financial Holdings's current stock price is ₪18.38. Migdal Insurance & Financial Holdings's E10 for the quarter that ended in Mar. 2026 was ₪0.91. Migdal Insurance & Financial Holdings's Shiller PE Ratio of today is 20.20.

During the past 13 years, the highest Shiller PE Ratio of Migdal Insurance & Financial Holdings was 36.25. The lowest was 12.54. And the median was 19.40.


Migdal Insurance & Financial Holdings  (XTAE:MGDL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Migdal Insurance & Financial Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=18.38/0.91
=20.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Migdal Insurance & Financial Holdings was 36.25. The lowest was 12.54. And the median was 19.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Migdal Insurance & Financial Holdings E10 Related Terms


Migdal Insurance & Financial Holdings E10 Historical Data

* Premium members only.

The historical data trend for Migdal Insurance & Financial Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Migdal Insurance & Financial Holdings E10 Chart

Migdal Insurance & Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.18 0.27 0.38 0.53

Migdal Insurance & Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.45 0.50 0.53 0.91

XTAE:MGDL vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Migdal Insurance & Financial Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Migdal Insurance & Financial Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Migdal Insurance & Financial Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Migdal Insurance & Financial Holdings's Shiller PE Ratio falls into.


XTAE:MGDL
67GF Score
Migdal Insurance & Financial Holdings Ltd XTAE:MGDL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Migdal Insurance & Financial Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Migdal Insurance & Financial Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.3/330.2130*330.2130
=0.300

Current CPI (Mar. 2026) = 330.2130.

Migdal Insurance & Financial Holdings Quarterly Data

per share eps CPI Adj_EPS
201606 -0.040 241.018 -0.055
201609 0.300 241.428 0.410
201612 0.370 241.432 0.506
201703 0.290 243.801 0.393
201706 0.120 244.955 0.162
201709 -0.090 246.819 -0.120
201712 0.040 246.524 0.054
201803 0.030 249.554 0.040
201806 0.350 251.989 0.459
201809 0.210 252.439 0.275
201812 -0.190 251.233 -0.250
201903 0.230 254.202 0.299
201906 0.090 256.143 0.116
201909 -0.580 256.759 -0.746
201912 0.140 256.974 0.180
202003 -0.130 258.115 -0.166
202006 0.020 257.797 0.026
202009 0.100 260.280 0.127
202012 0.380 260.474 0.482
202103 0.300 264.877 0.374
202106 0.280 271.696 0.340
202109 0.290 274.310 0.349
202112 0.450 278.802 0.533
202203 0.890 287.504 1.022
202206 -0.630 296.311 -0.702
202209 0.200 296.808 0.223
202212 0.250 296.797 0.278
202303 0.450 301.836 0.492
202306 -0.170 305.109 -0.184
202309 0.220 307.789 0.236
202312 0.420 306.746 0.452
202403 -0.030 312.332 -0.032
202406 0.860 314.175 0.904
202409 0.340 315.301 0.356
202412 0.170 315.605 0.178
202503 0.240 319.799 0.248
202506 0.540 322.561 0.553
202509 0.500 324.800 0.508
202512 0.440 324.054 0.448
202603 0.300 330.213 0.300

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₪0.91 mean?
Migdal Insurance & Financial Holdings (XTAE:MGDL) has a E10 of ₪0.91 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Migdal Insurance & Financial Holdings and its competitors.
Is Migdal Insurance & Financial Holdings' E10 too high?
Migdal Insurance & Financial Holdings' current E10 is ₪0.91. Overall, Migdal Insurance & Financial Holdings has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Migdal Insurance & Financial Holdings' E10 compare to AFL and MET?
Migdal Insurance & Financial Holdings' E10 of ₪0.91 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Migdal Insurance & Financial Holdings and its competitors. Migdal Insurance & Financial Holdings's current E10 is ₪0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Migdal Insurance & Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Migdal Insurance & Financial Holdings (XTAE:MGDL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪7.69, compared to a current price of ₪18.38 — trading 139% above its estimated fair value. The current E10 is ₪0.91. Migdal Insurance & Financial Holdings' overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Migdal Insurance & Financial Holdings (XTAE:MGDL), the current E10 is ₪0.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Migdal Insurance & Financial Holdings (XTAE:MGDL) Overvalued in 2026?

Based on GuruFocus' analysis, Migdal Insurance & Financial Holdings stock appears to be overvalued. The current stock price of ₪18.38 is trading 139% above its estimated GF Value™ of ₪7.69. GuruFocus considers Migdal Insurance & Financial Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:MGDL:

  • E10: ₪0.91
  • GF Value™: ₪7.69 vs. price of ₪18.38 (139% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the XTAE:MGDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Migdal Insurance & Financial Holdings Business Description

Address 4 Efal Street, Kiryat-Aryeh, Petach Tikva, ISR, 49511
Migdal Insurance & Financial Holdings Ltd is a diversified insurance and finance company in Israel. The company provides a wide variety of insurance, pension, and financial asset management services. The group's key areas of activity include life insurance, health insurance, general insurance, and financial services. Migdal's asset management department includes divisions in credit, real estate, and private equity.
67GF Score

Get the complete analysis for XTAE:MGDL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪18.38
Price
₪7.69
GF Value