Migdal Insurance & Financial Holdings (XTAE:MGDL) Moat Score: 0/10 (As of Aug. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:MGDL Migdal Insurance & Financial Holdings Ltd XTAE:MGDL
67 GF Score
Price ₪18.38
GF Value ₪7.69
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Migdal Insurance & Financial Holdings Moat Score?

Migdal Insurance & Financial Holdings has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Migdal Insurance & Financial Holdings has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Migdal Insurance & Financial Holdings might have No Moat - No discernible moat.

Migdal Insurance & Financial Holdings  (XTAE:MGDL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Migdal Insurance & Financial Holdings Moat Score Related Terms

XTAE:MGDL
67GF Score
Migdal Insurance & Financial Holdings Ltd XTAE:MGDL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Migdal Insurance & Financial Holdings (XTAE:MGDL) Overvalued in 2026?

Based on GuruFocus' analysis, Migdal Insurance & Financial Holdings stock appears to be overvalued. The current stock price of ₪18.38 is trading 139% above its estimated GF Value™ of ₪7.69. GuruFocus considers Migdal Insurance & Financial Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:MGDL:

  • Moat Score: 0
  • GF Value™: ₪7.69 vs. price of ₪18.38 (139% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the XTAE:MGDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Migdal Insurance & Financial Holdings Business Description

Address 4 Efal Street, Kiryat-Aryeh, Petach Tikva, ISR, 49511
Migdal Insurance & Financial Holdings Ltd is a diversified insurance and finance company in Israel. The company provides a wide variety of insurance, pension, and financial asset management services. The group's key areas of activity include life insurance, health insurance, general insurance, and financial services. Migdal's asset management department includes divisions in credit, real estate, and private equity.
67GF Score

Get the complete analysis for XTAE:MGDL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪18.38
Price
₪7.69
GF Value