SR Accord (XTAE:SRAC) E10: ₪5.19 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:SRAC SR Accord Ltd XTAE:SRAC
90 GF Score
Price ₪58.19
GF Value ₪47.36
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is SR Accord E10?

SR Accord XTAE:SRAC +2.05% 90 E10 is ₪5.19 as of Mar. 2026. GuruFocus rates XTAE:SRAC with a GF Score™ of 90/100 and a GF Value™ of ₪47.36 (Modestly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SR Accord's adjusted earnings per share data for the three months ended in Mar. 2026 was ₪1.650. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪5.19 for the trailing ten years ended in Mar. 2026.

During the past 12 months, SR Accord's average E10 Growth Rate was 4.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-01), SR Accord's current stock price is ₪58.19. SR Accord's E10 for the quarter that ended in Mar. 2026 was ₪5.19. SR Accord's Shiller PE Ratio of today is 11.21.

During the past 13 years, the highest Shiller PE Ratio of SR Accord was 11.86. The lowest was 5.45. And the median was 9.83.


SR Accord  (XTAE:SRAC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SR Accord's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=58.19/5.19
=11.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of SR Accord was 11.86. The lowest was 5.45. And the median was 9.83.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


SR Accord E10 Related Terms


SR Accord E10 Historical Data

* Premium members only.

The historical data trend for SR Accord's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SR Accord E10 Chart

SR Accord Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 4.81 5.08

SR Accord Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.95 5.05 5.09 5.08 5.19

XTAE:SRAC vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, SR Accord's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SR Accord Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SR Accord's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SR Accord's Shiller PE Ratio falls into.


XTAE:SRAC
90GF Score
SR Accord Ltd XTAE:SRAC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SR Accord E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SR Accord's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.65/330.2130*330.2130
=1.650

Current CPI (Mar. 2026) = 330.2130.

SR Accord Quarterly Data

per share eps CPI Adj_EPS
201606 0.340 241.018 0.466
201609 0.740 241.428 1.012
201612 0.630 241.432 0.862
201703 0.540 243.801 0.731
201706 0.530 244.955 0.714
201709 0.560 246.819 0.749
201712 0.470 246.524 0.630
201803 0.580 249.554 0.767
201806 0.610 251.989 0.799
201809 0.780 252.439 1.020
201812 0.220 251.233 0.289
201903 1.050 254.202 1.364
201906 1.070 256.143 1.379
201909 1.320 256.759 1.698
201912 1.260 256.974 1.619
202003 0.860 258.115 1.100
202006 1.080 257.797 1.383
202009 1.270 260.280 1.611
202012 1.010 260.474 1.280
202103 1.220 264.877 1.521
202106 1.210 271.696 1.471
202109 1.300 274.310 1.565
202112 1.470 278.802 1.741
202203 1.510 287.504 1.734
202206 1.320 296.311 1.471
202209 1.660 296.808 1.847
202212 1.350 296.797 1.502
202303 1.260 301.836 1.378
202306 0.990 305.109 1.071
202309 1.170 307.789 1.255
202312 1.480 306.746 1.593
202403 1.240 312.332 1.311
202406 1.210 314.175 1.272
202409 1.820 315.301 1.906
202412 1.602 315.605 1.676
202503 1.210 319.799 1.249
202506 1.480 322.561 1.515
202509 1.250 324.800 1.271
202512 2.369 324.054 2.414
202603 1.650 330.213 1.650

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₪5.19 mean?
SR Accord (XTAE:SRAC) has a E10 of ₪5.19 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SR Accord and its competitors.
Is SR Accord's E10 too high?
SR Accord's current E10 is ₪5.19. Overall, SR Accord has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SR Accord's E10 compare to V and MA?
SR Accord's E10 of ₪5.19 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SR Accord and its competitors. SR Accord's current E10 is ₪5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SR Accord stock overvalued right now?
Based on GuruFocus' analysis, SR Accord (XTAE:SRAC) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪47.36, compared to a current price of ₪58.19 — trading 22.9% above its estimated fair value. The current E10 is ₪5.19. SR Accord's overall GF Score™ is 90/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For SR Accord (XTAE:SRAC), the current E10 is ₪5.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SR Accord (XTAE:SRAC) Overvalued in 2026?

Based on GuruFocus' analysis, SR Accord stock appears to be overvalued. The current stock price of ₪58.19 is trading 22.9% above its estimated GF Value™ of ₪47.36. GuruFocus considers SR Accord to be Modestly Overvalued.

Key valuation signals for XTAE:SRAC:

  • E10: ₪5.19
  • GF Value™: ₪47.36 vs. price of ₪58.19 (22.9% above fair value)
  • GF Score™: 90/100 with 9 warning signs

No single metric tells the full story. See the XTAE:SRAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SR Accord Business Description

Address Klausner 10, Beit Zim, Ramla, ISR, 64739
SR Accord Ltd is operating in the field of non-bank financing and credit. The company works to assist the development of companies and businesses by providing credit and non-bank financing sources, both by way of direct financing to the company in loans and by way of financing against discounting checks and bills and their repayment against the provision of adequate collateral.
90GF Score

Get the complete analysis for XTAE:SRAC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪58.19
Price
₪47.36
GF Value