Sundaram FinanceBOM:590071 -0.85%62 3-Year EPS without NRI Growth Rate is 16.00% as of Mar. 2026, which is 7% above its 10-year median of 14.90. GuruFocus rates BOM:590071 with a GF Score™ of 62/100 and a GF Value™ of ₹5,737.24 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 428 Credit Services companies, Sundaram Finance ranks better than 56.54% on this metric.
During the past 12 months, Sundaram Finance's average EPS without NRI Growth Rate was 9.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 16.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 13.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 13.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Sundaram Finance was 41.40% per year. The lowest was -5.40% per year. And the median was 14.90% per year.
Sundaram Finance (BOM:590071) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Sundaram Finance 3-Year EPS without NRI Growth Rate Related Terms
BOM:590071 vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Sundaram Finance's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sundaram Finance 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sundaram Finance's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Sundaram Finance's 3-Year EPS without NRI Growth Rate falls into.
Sundaram Finance 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 16.00% mean?
Sundaram Finance (BOM:590071) has a 3-Year EPS without NRI Growth Rate of 16.00% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sundaram Finance and its competitors. This is near median its historical median of 14.90. According to the industry distribution chart, Sundaram Finance ranks #186 out of 428 companies in the Credit Services industry, placing it in the top 43.5%.
Is Sundaram Finance's 3-Year EPS without NRI Growth Rate too high?
Sundaram Finance's current 3-Year EPS without NRI Growth Rate of 16.00% is near median its 10-year median of 14.90. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.70. Sundaram Finance's value of 16.00% is 36.8% above this industry median. Based on the distribution chart, Sundaram Finance ranks #186 out of 428 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sundaram Finance has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sundaram Finance's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Sundaram Finance ranks #186 out of 428 companies for 3-Year EPS without NRI Growth Rate. This puts Sundaram Finance in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.70. Sundaram Finance's value of 16.00% is 36.8% above this benchmark. While the company's 10-year median is 14.90 vs. the industry median of 11.70, Sundaram Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.70, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sundaram Finance's current 3-Year EPS without NRI Growth Rate of 16.00% is 36.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Sundaram Finance and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sundaram Finance's current 3-Year EPS without NRI Growth Rate is 16.00%, which is near median its own 10-year median of 14.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sundaram Finance stock overvalued right now?
Based on GuruFocus' analysis, Sundaram Finance (BOM:590071) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹5,737.24, compared to a current price of ₹4,498.85 — trading 21.6% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 16.00%, which is near median its 10-year median of 14.90 and 36.8% above the Credit Services industry median of 11.70. Sundaram Finance's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Sundaram Finance (BOM:590071), the current 3-Year EPS without NRI Growth Rate is 16.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sundaram Finance (BOM:590071) Overvalued in 2026?
Based on GuruFocus' analysis, Sundaram Finance stock appears to be undervalued.
The current stock price of ₹4,498.85 is trading 21.6% below its estimated GF Value™ of ₹5,737.24.
GuruFocus considers Sundaram Finance to be Modestly Undervalued.
Key valuation signals for BOM:590071:
3-Year EPS without NRI Growth Rate: 16.00% (near median its 10-year median of 14.90)
GF Value™: ₹5,737.24 vs. price of ₹4,498.85 (21.6% below fair value)
Industry Position: 36.8% above the Credit Services median (#186 of 428)
No single metric tells the full story. See the BOM:590071 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sundaram Finance Ltd is a nonbanking finance company operating in India. The company provides various financial products and services, including commercial vehicle finance, car finance, farm equipment finance, construction equipment finance, and fleet cards. Through its subsidiaries, the company has a diversified presence in insurance, mutual funds, housing finance, business process outsourcing, information technology services, and retail distribution of various financial services and products. The company's business segments include Asset Financing, which derives key revenue, and Other operations.
62GF Score
Get the complete analysis for BOM:590071
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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