CNF (CNFinance Holdings) 3-Year EPS without NRI Growth Rate: 0.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CNF CNFinance Holdings Ltd CNF
51 GF Score
Price $2.00
GF Value $2.38
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is CNFinance Holdings 3-Year EPS without NRI Growth Rate?

CNFinance Holdings CNF -3.17% 51 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates CNF with a GF Score™ of 51/100 and a GF Value™ of $2.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,402 Banks companies, CNFinance Holdings ranks worse than 71326.6% on this metric.

CNFinance Holdings's EPS without NRI for the six months ended in Jun. 2026 was $-0.59.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 10 years, the highest 3-Year average EPS without NRI Growth Rate of CNFinance Holdings was 25.90% per year. The lowest was -53.50% per year. And the median was -11.80% per year.


CNFinance Holdings  (NYSE:CNF) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


CNFinance Holdings 3-Year EPS without NRI Growth Rate Related Terms


CNF vs BLNE, PAPL, MMCP: 3-Year EPS without NRI Growth Rate Comparison

For the Mortgage Finance subindustry, CNFinance Holdings's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNFinance Holdings 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, CNFinance Holdings's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where CNFinance Holdings's 3-Year EPS without NRI Growth Rate falls into.


CNF
51GF Score
CNFinance Holdings Ltd CNF
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CNFinance Holdings 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 0.00% mean?
CNFinance Holdings (CNF) has a 3-Year EPS without NRI Growth Rate of 0.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CNFinance Holdings and its competitors. According to the industry distribution chart, CNFinance Holdings ranks #999999 out of 1402 companies in the Banks industry.
Is CNFinance Holdings' 3-Year EPS without NRI Growth Rate too high?
CNFinance Holdings' current 3-Year EPS without NRI Growth Rate is 0.00%. Based on the distribution chart, CNFinance Holdings ranks #999999 out of 1402 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CNFinance Holdings has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CNFinance Holdings' 3-Year EPS without NRI Growth Rate compare to BLNE and PAPL?
According to the Banks industry distribution chart, CNFinance Holdings ranks #999999 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places CNFinance Holdings in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CNFinance Holdings and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNFinance Holdings's current 3-Year EPS without NRI Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNFinance Holdings stock overvalued right now?
Based on GuruFocus' analysis, CNFinance Holdings (CNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.38, compared to a current price of $2.00 — trading 16.2% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.00%. CNFinance Holdings' overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For CNFinance Holdings (CNF), the current 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNFinance Holdings (CNF) Overvalued in 2026?

Based on GuruFocus' analysis, CNFinance Holdings stock appears to be undervalued. The current stock price of $2.00 is trading 16.2% below its estimated GF Value™ of $2.38. GuruFocus considers CNFinance Holdings to be Modestly Undervalued.

Key valuation signals for CNF:

  • 3-Year EPS without NRI Growth Rate: 0.00%
  • GF Value™: $2.38 vs. price of $2.00 (16.2% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the CNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNFinance Holdings Business Description

Address No. 7 Chunrong Road, 22nd Floor, South Finance Center, Guangdong Province, Tianhe District, Guangzhou, CHN
CNFinance Holdings Ltd is an equity loan service provider. It focuses on the development of small and micro-enterprises. It generates revenue in the form of interest and financing service fees on loans and interest on deposits with banks. Its primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities in China. Geographically, the group generates all of its revenues in the PRC.
51GF Score

Get the complete analysis for CNF

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$2.38
GF Value