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CNFinance HoldingsCNF -2.26%49 FCF Yield % is 33.68 as of Aug. 27, 2026, which is 46% below its 10-year median of 62.88. GuruFocus rates CNF with a GF Score™ of 49/100 and a GF Value™ of $2.38 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,495 Banks companies, CNFinance Holdings ranks better than 84.41% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
CNFinance Holdings FCF Yield % Related Terms
CNFinance Holdings FCF Yield % Historical Data
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The historical data trend for CNFinance Holdings's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, CNFinance Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNFinance Holdings FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, CNFinance Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where CNFinance Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNFinance Holdings (CNF) has a FCF Yield % of 33.68 as of Aug. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CNFinance Holdings and its competitors. This is 46% below median its historical median of 62.88. Over the past decade, CNFinance Holdings' FCF Yield % has ranged from 27.91 to 510.42. According to the industry distribution chart, CNFinance Holdings ranks #233 out of 1495 companies in the Banks industry, placing it in the top 15.6%.
Is CNFinance Holdings' FCF Yield % too high?
CNFinance Holdings' current FCF Yield % of 33.68 is 46% below median its 10-year median of 62.88. Over the past 10 years, this metric has ranged from a low of 27.91 to a high of 510.42. The Banks industry median FCF Yield % is 8.16. CNFinance Holdings' value of 33.68 is 312.7% above this industry median. Based on the distribution chart, CNFinance Holdings ranks #233 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CNFinance Holdings has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNFinance Holdings' FCF Yield % compare to BLNE and PAPL?
According to the Banks industry distribution chart, CNFinance Holdings ranks #233 out of 1495 companies for FCF Yield %. This places CNFinance Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.16. CNFinance Holdings' value of 33.68 is 312.7% above this benchmark. Historically, CNFinance Holdings' own FCF Yield % has ranged from 27.91 to 510.42 over the past decade. While the company's 10-year median is 62.88 vs. the industry median of 8.16, CNFinance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.16, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNFinance Holdings's current FCF Yield % of 33.68 is 312.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CNFinance Holdings and its competitors. For the Banks industry, the median FCF Yield % is 8.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNFinance Holdings's current FCF Yield % is 33.68, which is 46% below median its own 10-year median of 62.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNFinance Holdings stock overvalued right now?
Based on GuruFocus' analysis, CNFinance Holdings (CNF) is currently considered Fairly Valued. The stock's GF Value™ is $2.38, compared to a current price of $2.16 — trading 9.2% below its estimated fair value. The current FCF Yield % is 33.68, which is 46% below median its 10-year median of 62.88 and 312.7% above the Banks industry median of 8.16. CNFinance Holdings' overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CNFinance Holdings (CNF), the current FCF Yield % is 33.68 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNFinance Holdings (CNF) Overvalued in 2026?
Based on GuruFocus' analysis, CNFinance Holdings stock appears to be undervalued.
The current stock price of $2.16 is trading 9.2% below its estimated GF Value™ of $2.38.
GuruFocus considers CNFinance Holdings to be Fairly Valued.
Key valuation signals for CNF:
FCF Yield %: 33.68 (46% below median its 10-year median of 62.88)
GF Value™: $2.38 vs. price of $2.16 (9.2% below fair value)
Industry Position: 312.7% above the Banks median (#233 of 1495)
No single metric tells the full story. See the CNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNFinance Holdings Ltd is an equity loan service provider. It focuses on the development of small and micro-enterprises. It generates revenue in the form of interest and financing service fees on loans and interest on deposits with banks. Its primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities in China. Geographically, the group generates all of its revenues in the PRC.
49GF Score
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