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The historical data trend for CNFinance Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, CNFinance Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNFinance Holdings FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CNFinance Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CNFinance Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNFinance Holdings (CNF) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CNFinance Holdings and its competitors. Over the past decade, CNFinance Holdings' FCF Margin % has ranged from 42.12 to 142.83. According to the industry distribution chart, CNFinance Holdings ranks #452 out of 1496 companies in the Banks industry, placing it in the top 30.2%.
Is CNFinance Holdings' FCF Margin % too high?
CNFinance Holdings' current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 42.12 to a high of 142.83. Based on the distribution chart, CNFinance Holdings ranks #452 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, CNFinance Holdings has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNFinance Holdings' FCF Margin % compare to BLNE and PAPL?
According to the Banks industry distribution chart, CNFinance Holdings ranks #452 out of 1496 companies for FCF Margin %. This puts CNFinance Holdings in the upper half of its industry. The industry median FCF Margin % is 27.17. Historically, CNFinance Holdings' own FCF Margin % has ranged from 42.12 to 142.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.17, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CNFinance Holdings and its competitors. For the Banks industry, the median FCF Margin % is 27.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNFinance Holdings's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNFinance Holdings stock overvalued right now?
Based on GuruFocus' analysis, CNFinance Holdings (CNF) is currently considered Fairly Valued. The stock's GF Value™ is $2.38, compared to a current price of $2.16 — trading 9.2% below its estimated fair value. The current FCF Margin % is 0.00%. CNFinance Holdings' overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CNFinance Holdings (CNF), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNFinance Holdings (CNF) Overvalued in 2026?
Based on GuruFocus' analysis, CNFinance Holdings stock appears to be undervalued.
The current stock price of $2.16 is trading 9.2% below its estimated GF Value™ of $2.38.
GuruFocus considers CNFinance Holdings to be Fairly Valued.
Key valuation signals for CNF:
FCF Margin %: 0.00%
GF Value™: $2.38 vs. price of $2.16 (9.2% below fair value)
No single metric tells the full story. See the CNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNFinance Holdings Ltd is an equity loan service provider. It focuses on the development of small and micro-enterprises. It generates revenue in the form of interest and financing service fees on loans and interest on deposits with banks. Its primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities in China. Geographically, the group generates all of its revenues in the PRC.
49GF Score
Get the complete analysis for CNF
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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