CNF (CNFinance Holdings) GF Score: 49/100 (As of Aug. 27, 2026) — Near Median

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CNF CNFinance Holdings Ltd CNF
49 GF Score
Price $2.16
GF Value $2.38
Valuation Fairly Valued
! 3 Warning Signs
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What is CNFinance Holdings GF Score?

CNFinance Holdings CNF -2.26% 49 GF Score is 49 as of Aug. 27, 2026, which is 7% above its 10-year median of 46.00. GuruFocus rates CNF with a GF Score™ of 49/100 and a GF Value™ of $2.38 (Fairly Valued). The stock has 3 warning signs investors should review.

CNFinance Holdings has the GF Score of 49, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 4/10
3. Growth Rank : 1/10
4. GF Value Rank : 10/10
5. Momentum Rank : 1/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes CNFinance Holdings might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

CNFinance Holdings  (NYSE:CNF) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

CNFinance Holdings GF Score Related Terms

CNF vs BLNE, PAPL, MMCP: GF Score Comparison

For the Mortgage Finance subindustry, CNFinance Holdings's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CNFinance Holdings GF Score vs Banks Industry

For the Banks industry and Financial Services sector, CNFinance Holdings's GF Score distribution charts can be found below:

* The bar in red indicates where CNFinance Holdings's GF Score falls into.


CNF
49GF Score
CNFinance Holdings Ltd CNF
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 49 mean?
CNFinance Holdings (CNF) has a GF Score of 49 as of Aug. 27, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CNFinance Holdings and its competitors. This is near median its historical median of 46.00. Over the past decade, CNFinance Holdings' GF Score has ranged from 12.00 to 61.00.
Is CNFinance Holdings' GF Score too high?
CNFinance Holdings' current GF Score of 49 is near median its 10-year median of 46.00. Over the past 10 years, this metric has ranged from a low of 12.00 to a high of 61.00. Overall, CNFinance Holdings has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNFinance Holdings' GF Score compare to BLNE and PAPL?
CNFinance Holdings' GF Score of 49 can be compared against companies in the Banks industry. Historically, CNFinance Holdings' own GF Score has ranged from 12.00 to 61.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CNFinance Holdings and its competitors. CNFinance Holdings's current GF Score is 49, which is near median its own 10-year median of 46.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNFinance Holdings stock overvalued right now?
Based on GuruFocus' analysis, CNFinance Holdings (CNF) is currently considered Fairly Valued. The stock's GF Value™ is $2.38, compared to a current price of $2.16 — trading 9.2% below its estimated fair value. The current GF Score is 49, which is near median its 10-year median of 46.00. CNFinance Holdings' overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For CNFinance Holdings (CNF), the current GF Score is 49 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNFinance Holdings (CNF) Overvalued in 2026?

Based on GuruFocus' analysis, CNFinance Holdings stock appears to be undervalued. The current stock price of $2.16 is trading 9.2% below its estimated GF Value™ of $2.38. GuruFocus considers CNFinance Holdings to be Fairly Valued.

Key valuation signals for CNF:

  • GF Score: 49 (near median its 10-year median of 46.00)
  • GF Value™: $2.38 vs. price of $2.16 (9.2% below fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the CNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNFinance Holdings Business Description

Address No. 7 Chunrong Road, 22nd Floor, South Finance Center, Guangdong Province, Tianhe District, Guangzhou, CHN
CNFinance Holdings Ltd is an equity loan service provider. It focuses on the development of small and micro-enterprises. It generates revenue in the form of interest and financing service fees on loans and interest on deposits with banks. Its primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities in China. Geographically, the group generates all of its revenues in the PRC.
49GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.16
Price
$2.38
GF Value